# 16 Mulvey St, Saint Augustine, FL 32084 > **TL;DR:** multi-family, $1,675,000, built 1890. > A/C. Est. $8,959/mo. Listed 57 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,675,000 | | Year Built | 1890 | | Property Type | Multi-Family (Apartment) | | Status | Active | | Days on Market | 57 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $8,470 | | Estimated Insurance | $489 | | **Total** | **$8,959** | ## Key Amenities - A/C ## Property Highlights - Built in 1890 ## Description ### Agent Description PRICE IMPROVEMENT **Historic Downtown St. Augustine Turnkey Investment Opportunity** Rare opportunity to own a premier income-producing property in the heart of Downtown St. Augustine's Historic Entertainment District. This beautifully maintained five-unit multifamily property is currently operating as a highly successful short-term rental with a proven track record, generating $313,000 in gross revenue in 2025. The property has outpaced most of the competition in revenue growth with last year representing a 22% increase over the past 4 years. The property consists of four spacious one-bedroom, one-bath apartments and one efficiency apartment, offering an ideal mix of accommodations for visitors seeking the charm and convenience of the Nation's Oldest City. Whether you're an experienced investor or looking to enter the thriving vacation rental market, this turnkey opportunity is ready to continue producing exceptional returns. Major capital improvements have already been completed, including a newer roof, updated electrical and plumbing systems, and a current termite bond, providing peace of mind for years to come. Situated on a rare double lot, the property features a beautifully landscaped backyard retreat that sets it apart from the competition. Guests can enjoy their morning coffee surrounded by mature landscaping and birdsong or unwind after a day exploring the city in this peaceful outdoor oasis. The location is simply unbeatable-just steps from St. Augustine's renowned restaurants, shops, galleries, live music, museums, and historic attractions, while only minutes from the area's beautiful beaches. This is the perfect combination of historic charm, walkability, and coastal living. This is more than a property-it's an opportunity to own a thriving hospitality business in one of Florida's most iconic and desirable destinations. **Attractive Financing Potential** The property's strong operating history may make it an outstanding candidate for a Debt Service Coverage Ratio (DSCR) loan, allowing qualified buyers to potentially qualify based primarily on the property's income rather than personal income. Based on the property's proven performance, a qualified buyer with strong credit, a 25% down payment, and an interest rate in the 7% range could potentially achieve a Debt Service Coverage Ratio exceeding 1.70 while realizing an estimated cash-on-cash return of more than 30%. Actual financing terms and investment returns will vary based on lender requirements, operating expenses, and borrower qualifications. For a personalized financing analysis and to learn more about available business-purpose loan products, contact our preferred lender Gary Field, who can provide customized loan scenarios and help you identify the financing solution best suited to your investment objectives. Gary Field NMLS 2738702 NewFed Mortgage Corp. NMLS 1881 ## Location - **Address:** 16 Mulvey St, Saint Augustine, FL 32084 - **County:** St. Johns - **Neighborhood:** Model Land Co-Fl - **Coordinates:** 29.896373, -81.31853 - **Google Maps:** https://www.google.com/maps?q=29.896373,-81.31853 ## Listing Agent - **Name:** Ian Hyde - **Brokerage:** Century 21, St. Augustine Properties, Inc. - **Phone:** 5209077876 - **Broker Phone:** (904) 797-6000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/16-Mulvey-St-Apt-1_St-Augustine_FL_32084_M66092-80513?f=listhub&s=SJCBORFL&m=263419&c=propsimple) ## Photos ![16 Mulvey St - Photo 1](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f3429204523r.jpg) ![16 Mulvey St - Photo 2](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f3535406394r.jpg) ![16 Mulvey St - Photo 3](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f2478826434r.jpg) ![16 Mulvey St - Photo 4](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f3263118292r.jpg) ![16 Mulvey St - Photo 5](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f86923283r.jpg) ![16 Mulvey St - Photo 6](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f1008754347r.jpg) ![16 Mulvey St - Photo 7](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f1119519784r.jpg) ![16 Mulvey St - Photo 8](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f2408275397r.jpg) ![16 Mulvey St - Photo 9](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f3994770853r.jpg) ![16 Mulvey St - Photo 10](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f471625558r.jpg) ![16 Mulvey St - Photo 11](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f3810314449r.jpg) ![16 Mulvey St - Photo 12](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f1618972984r.jpg) ![16 Mulvey St - Photo 13](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f3808166482r.jpg) ![16 Mulvey St - Photo 14](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f1043076008r.jpg) ![16 Mulvey St - Photo 15](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f1880075538r.jpg) ![16 Mulvey St - Photo 16](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f977321866r.jpg) ![16 Mulvey St - Photo 17](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f1439823163r.jpg) ![16 Mulvey St - Photo 18](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f3065010167r.jpg) ![16 Mulvey St - Photo 19](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f1357611256r.jpg) ![16 Mulvey St - Photo 20](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f3809664557r.jpg) ![16 Mulvey St - Photo 21](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f90896684r.jpg) ![16 Mulvey St - Photo 22](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f3143715161r.jpg) ![16 Mulvey St - Photo 23](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f3534014826r.jpg) ![16 Mulvey St - Photo 24](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f3206660094r.jpg) ![16 Mulvey St - Photo 25](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f1462525879r.jpg) ![16 Mulvey St - Photo 26](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f817627992r.jpg) ![16 Mulvey St - Photo 27](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f825650914r.jpg) ![16 Mulvey St - Photo 28](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f1626552622r.jpg) ![16 Mulvey St - Photo 29](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f1128589732r.jpg) ![16 Mulvey St - Photo 30](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f2781789000r.jpg) ![16 Mulvey St - Photo 31](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f984052510r.jpg) ![16 Mulvey St - Photo 32](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f2117087090r.jpg) ![16 Mulvey St - Photo 33](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f3767739874r.jpg) ![16 Mulvey St - Photo 34](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f1476706086r.jpg) ![16 Mulvey St - Photo 35](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f3039523022r.jpg) ![16 Mulvey St - Photo 36](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f2876766642r.jpg) ![16 Mulvey St - Photo 37](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f2001456782r.jpg) ![16 Mulvey St - Photo 38](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f8498548r.jpg) ![16 Mulvey St - Photo 39](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f2162727316r.jpg) ![16 Mulvey St - Photo 40](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f3341053455r.jpg) ![16 Mulvey St - Photo 41](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f26366487r.jpg) ![16 Mulvey St - Photo 42](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f1629117791r.jpg) ![16 Mulvey St - Photo 43](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f2971080163r.jpg) ![16 Mulvey St - Photo 44](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f1331403622r.jpg) ![16 Mulvey St - Photo 45](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f4283326260r.jpg) ![16 Mulvey St - Photo 46](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f1297646399r.jpg) ![16 Mulvey St - Photo 47](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f1607083975r.jpg) ![16 Mulvey St - Photo 48](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f3837720082r.jpg) ![16 Mulvey St - Photo 49](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f3037573369r.jpg) ![16 Mulvey St - Photo 50](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f3950749973r.jpg) ![16 Mulvey St - Photo 51](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f339980119r.jpg) ![16 Mulvey St - Photo 52](http://lh.rdcpix.com/74177095cbc931d9234aeb162d13cd63l-f2085242934r.jpg) --- **MLS#:** 263419 | **Updated:** 2026-09-21 **Source:** listhub *Copyright © 2026 St. Augustine & St. John's County Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/16-mulvey-st-st-augustine-fl-32084-l263419) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/16-mulvey-st-st-augustine-fl-32084-l263419#listing", "url": "https://www.propertysimple.ai/listing/16-mulvey-st-st-augustine-fl-32084-l263419", "name": "16 Mulvey St, Saint Augustine, FL 32084", "description": "PRICE IMPROVEMENT **Historic Downtown St. Augustine Turnkey Investment Opportunity** Rare opportunity to own a premier income-producing property in the heart of Downtown St. Augustine's Historic Entertainment District. This beautifully maintained five-unit multifamily property is currently operating as a highly successful short-term rental with a proven track record, generating $313,000 in gross revenue in 2025. The property has outpaced most of the competition in revenue growth with last year representing a 22% increase over the past 4 years. The property consists of four spacious one-bedroom, one-bath apartments and one efficiency apartment, offering an ideal mix of accommodations for visitors seeking the charm and convenience of the Nation's Oldest City. Whether you're an experienced investor or looking to enter the thriving vacation rental market, this turnkey opportunity is ready to continue producing exceptional returns. Major capital improvements have already been completed, including a newer roof, updated electrical and plumbing systems, and a current termite bond, providing peace of mind for years to come. Situated on a rare double lot, the property features a beautifully landscaped backyard retreat that sets it apart from the competition. Guests can enjoy their morning coffee surrounded by mature landscaping and birdsong or unwind after a day exploring the city in this peaceful outdoor oasis. The location is simply unbeatable-just steps from St. Augustine's renowned restaurants, shops, galleries, live music, museums, and historic attractions, while only minutes from the area's beautiful beaches. This is the perfect combination of historic charm, walkability, and coastal living. This is more than a property-it's an opportunity to own a thriving hospitality business in one of Florida's most iconic and desirable destinations. **Attractive Financing Potential** The property's strong operating history may make it an outstanding candidate for a Debt Service Coverage Ratio (DSCR) loan, allowing qualified buyers to potentially qualify based primarily on the property's income rather than personal income. Based on the property's proven performance, a qualified buyer with strong credit, a 25% down payment, and an interest rate in the 7% range could potentially achieve a Debt Service Coverage Ratio exceeding 1.70 while realizing an estimated cash-on-cash return of more than 30%. Actual financing terms and investment returns will vary based on lender requirements, operating expenses, and borrower qualifications. For a personalized financing analysis and to learn more about available business-purpose loan products, contact our preferred lender Gary Field, who can provide customized loan scenarios and help you identify the financing solution best suited to your investment objectives. Gary Field NMLS 2738702 NewFed Mortgage Corp. 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