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About This Home

This 3-bedroom, 2-bathroom single family at 160 Eagles Bluff Cir in Spencer, TN is listed for $485,000 ($177 per sqft). Built in 2008, the home offers 2,738 sqft of living space on a 0.79 acres lot.

Agent Description

Custom-built in 2008, this 3 bedroom, 2 full + 2 half bath home offers 2,738 sq ft in a private wooded setting with breathtaking bluff views overlooking Fall Creek Falls Nature Preserve. Set on approximately 0.79 acres, the property features multiple outdoor living spaces including a screened-in porch and decks designed to take in the scenery.

Inside, you'll find vaulted ceilings, a spacious primary suite, and two upstairs bedrooms, each with en suite access. The home includes a gas log fireplace in both the family room and primary bedroom, natural gas heating, and a well-equipped kitchen with gas oven, dishwasher, and refrigerator.

Additional features include a home office, sunroom with expansive windows, attached 2-car garage, fiber optic internet, public water, and septic. Convenient to Hwy 111 with access to Sparta, Cookeville, and Chattanooga, and minutes from Fall Creek Falls State Park.

Key Features

  • Built in 2008
  • 0.79 acre lot
  • 2 parking spaces
  • Fireplace

Property Details

2 full, 2 half
2 spaces
2008

Amenities

FireplaceHardwoodA/C

Monthly Cost Estimate

$2,594/mo

20% down · 6.5% · 30 years

Principal$351
Interest$2,102
Insurance$141

Estimates only. Actual payments may vary.

Location

160 Eagles Bluff Cir

Spencer, TN 38585

Features & Amenities

Interior Features

Vaulted Ceiling(s)Walk-In Closet(s)

Property Details

Flooring

HardwoodTile

Construction

Frame Wood Siding

Pool Features

Porch

Parking

Garage

Heating

CentralNatural Gas

Cooling

Central Air

Appliances

Electric Water HeaterGas OvenDisposalRefrigeratorGas RangeMicrowaveWasherDryer

Questions & Answers

This 3-bedroom, 2-bathroom single family at 160 Eagles Bluff Cir is listed at $485,000 ($177/sqft). The estimated monthly payment is $2,102 based on 20% down at 6.5% interest.

Key features include: Built in 2008, 0.79 acre lot, 2 parking spaces, Fireplace. Interior Features: Vaulted Ceiling(s), Walk-In Closet(s).

This property is listed by Chena Morris and can be reached at 9312085805 or ChenaMrealtor@gmail.com.

CM

Chena Morris

Agent at The Real Estate Collective

(931) 208-5805

Listed by The Real Estate Collective · View on Broker Site

MLS# 243717· Source: listhub· Updated today

Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

160 Eagles Bluff Cir, Spencer, TN 38585

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