# 160 Terrace Drive, Waterloo, IA 50702

> **TL;DR:** 2bd/3ba single family, $194,900 ($178/sqft), built 1951, 1,098 sqft.
> A/C. Est. $1,043/mo. Listed 25 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $194,900 |
| Price/sqft | $178 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,098 |
| Year Built | 1951 |
| Lot Size | 7,275 sqft (0.17 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | Pending |
| Days on Market | 25 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $986 |
| Estimated Insurance | $57 |
| **Total** | **$1,043** |

## Nearby Schools

- **Elementary:** Kittrell Elementary
- **Middle:** Hoover Intermediate
- **High:** West High - Waterloo

## Key Amenities

- A/C

## Property Highlights

- Built in 1951
- 0.17 acre lot

## Description

### Agent Description
This delightful two-bedroom home, features a primary suite with an ensuite, a spacious walk-in closet and convenient main floor laundry! It has open concept living with the kitchen, dining, and living areas flowing into one another. The home has a light and airy feel with a lot of natural light and white trim and doors throughout. The main floor has a second generous-sized bedroom and full updated bathroom. A newer constructed two-stall oversized garage, built in 2012, offers ample space for a lawnmower, bicycles, tools and more. The lower level is a blank canvas with plenty of space to add a second family area and/or 3rd bedroom with the addition of an egress window if the new owner desires. It currently serves as fantastic area for storage, but also has a half bath and laundry hookups if the new owner preferred to have the laundry area downstairs. Notable enhancements include pretty, yet durable vinyl flooring that was installed in the kitchen, dining, living area and hallway in fall of 2023, many light fixture updates and roof and gutters were replaced in 2019. Another plus to this home is the fenced in backyard.

## Location

- **Address:** 160 Terrace Drive, Waterloo, IA 50702
- **County:** Black Hawk
- **Coordinates:** 42.473693, -92.354699
- **Google Maps:** https://www.google.com/maps?q=42.473693,-92.354699

## Listing Agent

- **Name:** Stephanie Ricketts
- **Brokerage:** Structure Real Estate
- **Broker Phone:** (319) 260-2016
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/160-Terrace-Dr_Waterloo_IA_50702_M82381-44773?f=listhub&s=WCFBORIA&m=20264890&c=propsimple)

## Photos

![160 Terrace Drive - Photo 1](http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f3800359525r.jpg)

![160 Terrace Drive - Photo 2](http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f3640500240r.jpg)

![160 Terrace Drive - Photo 3](http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f4170440502r.jpg)

![160 Terrace Drive - Photo 4](http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f1086116856r.jpg)

![160 Terrace Drive - Photo 5](http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f2166079655r.jpg)

![160 Terrace Drive - Photo 6](http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f4066491903r.jpg)

![160 Terrace Drive - Photo 7](http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f4186835808r.jpg)

![160 Terrace Drive - Photo 8](http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f2213831359r.jpg)

![160 Terrace Drive - Photo 9](http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f1443068007r.jpg)

![160 Terrace Drive - Photo 10](http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f252448439r.jpg)

![160 Terrace Drive - Photo 11](http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f2131249790r.jpg)

![160 Terrace Drive - Photo 12](http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f1750940502r.jpg)

![160 Terrace Drive - Photo 13](http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f4000711985r.jpg)

![160 Terrace Drive - Photo 14](http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f1300275749r.jpg)

![160 Terrace Drive - Photo 15](http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f3025086545r.jpg)

![160 Terrace Drive - Photo 16](http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f4127849414r.jpg)

![160 Terrace Drive - Photo 17](http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f1866701080r.jpg)

![160 Terrace Drive - Photo 18](http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f2077000697r.jpg)

![160 Terrace Drive - Photo 19](http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f1991249483r.jpg)

![160 Terrace Drive - Photo 20](http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f3419924308r.jpg)

---

**MLS#:** 20264890 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/160-terrace-drive-waterloo-ia-50702-40f3a1f58f524f12807fab1ada629ae0)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/160-terrace-drive-waterloo-ia-50702-40f3a1f58f524f12807fab1ada629ae0#listing",
  "url": "https://www.propertysimple.ai/listing/160-terrace-drive-waterloo-ia-50702-40f3a1f58f524f12807fab1ada629ae0",
  "name": "160 Terrace Drive, Waterloo, IA 50702",
  "description": "This delightful two-bedroom home, features a primary suite with an ensuite, a spacious walk-in closet and convenient main floor laundry! It has open concept living with the kitchen, dining, and living areas flowing into one another. The home has a light and airy feel with a lot of natural light and white trim and doors throughout. The main floor has a second generous-sized bedroom and full updated bathroom. A newer constructed two-stall oversized garage, built in 2012, offers ample space for a lawnmower, bicycles, tools and more. The lower level is a blank canvas with plenty of space to add a second family area and/or 3rd bedroom with the addition of an egress window if the new owner desires. It currently serves as fantastic area for storage, but also has a half bath and laundry hookups if the new owner preferred to have the laundry area downstairs. Notable enhancements include pretty, yet durable vinyl flooring that was installed in the kitchen, dining, living area and hallway in fall of 2023, many light fixture updates and roof and gutters were replaced in 2019. Another plus to this home is the fenced in backyard.",
  "image": [
    "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f3800359525r.jpg",
    "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f3640500240r.jpg",
    "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f4170440502r.jpg",
    "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f1086116856r.jpg",
    "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f2166079655r.jpg",
    "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f4066491903r.jpg",
    "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f4186835808r.jpg",
    "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f2213831359r.jpg",
    "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f1443068007r.jpg",
    "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f252448439r.jpg",
    "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f2131249790r.jpg",
    "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f1750940502r.jpg",
    "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f4000711985r.jpg",
    "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f1300275749r.jpg",
    "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f3025086545r.jpg",
    "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f4127849414r.jpg",
    "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f1866701080r.jpg",
    "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f2077000697r.jpg",
    "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f1991249483r.jpg",
    "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f3419924308r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f3800359525r.jpg",
    "caption": "160 Terrace Drive - Waterloo, IA"
  },
  "datePosted": "2026-10-08",
  "dateModified": "2026-10-27T05:28:47.865Z",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://www.propertysimple.ai/listing/160-terrace-drive-waterloo-ia-50702-40f3a1f58f524f12807fab1ada629ae0#property",
    "name": "160 Terrace Drive, Waterloo, IA 50702",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "160 Terrace Drive",
      "addressLocality": "Waterloo",
      "addressRegion": "IA",
      "postalCode": "50702",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 42.473693,
      "longitude": -92.354699
    },
    "image": [
      "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f3800359525r.jpg",
      "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f3640500240r.jpg",
      "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f4170440502r.jpg",
      "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f1086116856r.jpg",
      "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f2166079655r.jpg",
      "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f4066491903r.jpg",
      "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f4186835808r.jpg",
      "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f2213831359r.jpg",
      "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f1443068007r.jpg",
      "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f252448439r.jpg",
      "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f2131249790r.jpg",
      "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f1750940502r.jpg",
      "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f4000711985r.jpg",
      "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f1300275749r.jpg",
      "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f3025086545r.jpg",
      "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f4127849414r.jpg",
      "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f1866701080r.jpg",
      "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f2077000697r.jpg",
      "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f1991249483r.jpg",
      "http://lh.rdcpix.com/fbd7e273fd1c243a5b1b674b2819f1cfl-f3419924308r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "20264890"
    },
    "accommodationCategory": "Single Family Residence",
    "numberOfBedrooms": 2,
    "numberOfBathroomsTotal": 3,
    "numberOfFullBathrooms": 2,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 1098,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 1951,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Forced Air"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Central Air"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "Appliances Negotiable, Dishwasher, Disposal, Gas Water Heater, Water Softener Owned"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Vinyl Siding"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Pool Features",
        "value": "Patio"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Garage - Detached, Oversize"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.17 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Single Family Residence"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/160-terrace-drive-waterloo-ia-50702-40f3a1f58f524f12807fab1ada629ae0#offer",
    "url": "https://www.propertysimple.ai/listing/160-terrace-drive-waterloo-ia-50702-40f3a1f58f524f12807fab1ada629ae0",
    "price": 194900,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/LimitedAvailability",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/160-terrace-drive-waterloo-ia-50702-40f3a1f58f524f12807fab1ada629ae0#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/160-terrace-drive-waterloo-ia-50702-40f3a1f58f524f12807fab1ada629ae0#agent",
    "name": "Stephanie Ricketts",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/160-terrace-drive-waterloo-ia-50702-40f3a1f58f524f12807fab1ada629ae0#brokerage",
      "name": "Structure Real Estate",
      "telephone": "(319) 260-2016",
      "logo": {
        "@type": "ImageObject",
        "url": "http://lh.rdcpix.com/d4e136a1d09611e6ab820242ac110009k-c3397832751r.png"
      }
    }
  }
}
```