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About This Home

This 3-bedroom, 2-bathroom condo at 1601 NECTARINE Street in Fernandina Beach, FL is listed for $399,000 ($334 per sqft). Built in 1999, the home offers 1,193 sqft of living space on a 4.61 acres lot.

Agent Description

Exceptional 3-bedroom, 2-bathroom ground-floor condo in a gated island community just 5 minutes to the beach, grocery stores, and historic downtown Fernandina Beach. This updated first floor 3 bedroom residence offers the ideal blend of space, convenience, and low-maintenance living.

The expanded kitchen features quartzite countertops, soft-close cabinetry, and generous storage. Luxury vinyl plank flooring runs throughout the main living areas for a clean, durable finish. Both bathrooms were remodeled in 2023 with modern, tasteful updates.

Major system improvements provide peace of mind, including new windows (2018), new roofs throughout the community (2018), a new hot water heater (2022), and a brand-new HVAC system (2024). Enjoy the heated community pool and grilling cabana just steps from your door. Public beach access is approximately 1.5 miles away, with the shops and dining of downtown just two miles away. Whether as a primary residence, second home, or investment property, this

Key Features

  • Built in 1999
  • 4.61 acre lot

Property Details

1 story
2 full
#B2
1999

Amenities

SpaA/C

Monthly Cost Estimate

$2,612/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,729
Insurance$116
HOA$478

Estimates only. Actual payments may vary.

Location

1601 NECTARINE Street

Fernandina Beach, FL 32034

The Palms At Amelia

Features & Amenities

Interior Features

Breakfast BarCeiling Fan(s)Primary Bathroom - Shower No TubWalk-In Closet(s)

Property Details

Flooring

LaminateCarpet

Construction

Frame

Parking

Secured

Heating

Electric (Heating)

Cooling

Central Air

Appliances

DishwasherDisposalDryerElectric OvenElectric Water HeaterMicrowaveRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom condo at 1601 NECTARINE Street is listed at $399,000 ($334/sqft). The estimated monthly payment is $2,207 based on 20% down at 6.5% interest.

HOA fees are $478/month.

Key features include: Built in 1999, 4.61 acre lot. Interior Features: Breakfast Bar, Ceiling Fan(s), Primary Bathroom - Shower No Tub.

This property is listed by JOSEPH DENIS CARROLL and can be reached at 9043388415 or deniscarrollre@gmail.com.

JC

JOSEPH DENIS CARROLL

Agent at FLORIDA HOMES REALTY & MTG LLC

(904) 338-8415

Listed by FLORIDA HOMES REALTY & MTG LLC · View on Broker Site

MLS# 2142020· Source: listhub· Updated 95 days ago

Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1601 NECTARINE Street, Fernandina Beach, FL 32034

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