About This Home

This 4-bedroom, 2-bathroom single family at 16049 SE 89TH Terrace in Summerfield, FL is listed for $399,900 ($171 per sqft). Built in 2020, the home offers 2,339 sqft of living space on a 0.24 acres lot.

Key Features

  • Built in 2020
  • 0.24 acre lot

Property Details

1 story
2 full
2-car garage
2020

Amenities

A/C
Listing Description

Skip the HOA and skip the wait! This 2020 custom-built, one-owner home feels brand new and comes with many upgrades you don't normally get with new construction. It sits minutes from The Villages in Summerfield with 4 bedrooms, 2 baths and 2,339 sq. ft.

of heated and cooled living space on about a quarter acre. The split floor plan with walk-in closets gives everyone their own space. The kitchen and breakfast nook open directly to the main living areas, which makes it easy to cook while staying part of the conversation.

All stainless-steel appliances stay: refrigerator, range, microwave and dishwasher, plus a Samsung front-load washer and dryer. Ceiling fans with lights and window blinds are already installed throughout. A separate den works well as a home office, hobby room or guest room.

Outside, the covered lanai overlooks a fully fenced, landscaped yard with an irrigation system and a custom storage shed with plenty of shelving. The 2-car garage has floored attic storage above it. A security camera system, a doorbell camera and an architectural shingle roof complete the package. The home has a private well and septic, so there are no monthly water or sewer bills. Never had pets, or been smoked in and has and the owner has kept contractor documentation from every construction phase.

Monthly Cost Estimate

$2,139/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,733
Insurance$117

Estimates only. Actual payments may vary.

Location

16049 SE 89TH Terrace

Summerfield, FL 34491

ORANGE BLOSSOM HILLS UN #4

Features & Amenities

Interior Features

Ceiling Fans(s)High CeilingsIn Wall Pest SystemOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatTray Ceiling(s)Vaulted Ceiling(s)Walk-In Closet(s)Window Treatments

Exterior Features

LightingRain GuttersStorage

Property Details

Flooring

CarpetTile - Ceramic

Construction

Block Stucco

Heating

Electric (Heating)CentralHeat Pump (Heating)

Cooling

Central Air

Appliances

DishwasherDisposalElectric Water HeaterMicrowaveRangeRange Hood

Questions & Answers

This 4-bedroom, 2-bathroom single family at 16049 SE 89TH Terrace is listed at $399,900 ($171/sqft). The estimated monthly payment is $2,139 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2020, 0.24 acre lot. Interior Features: Ceiling Fans(s), High Ceilings, In Wall Pest System. Exterior Features: Lighting, Rain Gutters, Storage.

This property is listed by Steven Koleno.

SK

Steven Koleno

Agent at beycome

Listed by beycome · Broker phone: (844) 239-2663 · View on Broker Site · Broker website

MLS# O6442821· Source: Stellar MLS· 41 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

16049 SE 89TH Terrace, Summerfield, FL 34491

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