About This Home

This 3-bedroom, 2-bathroom single family at 1609 Malta Cove in Niceville, FL is listed for $450,000 ($238 per sqft). Built in 2004, the home offers 1,894 sqft of living space on a 0.14 acres lot.

Key Features

  • Built in 2004
  • 0.14 acre lot
  • 4 parking spaces
  • Fireplace

Property Details

1 story
2 full
2-car garage
2004

Amenities

FireplaceA/C
Listing Description

ASSUMABLE FINANCING AVAILABLE-BUYER MAY QUALIFY TO TAKE OVER A 2.875% INTEREST RATE. This beautifully maintained 3-bedroom, 2-bath home combines timeless charm with thoughtful modern updates. A welcoming foyer with soaring ceilings creates an impressive first impression, while elegant tray ceilings add architectural character to the dining area.The

spacious kitchen is designed for both everyday living and entertaining, featuring tall cabinetry, under-cabinet lighting, Corian countertops, a newer refrigerator (2021), dishwasher (2026), and disposal. The kitchen opens seamlessly to the inviting family room, showcasing vaulted ceilings, recessed lighting, wood-look tile flooring, a custom-tiled

gas fireplace, built-in shelving, and a wet bar with wine cooler.The private primary suite offers a relaxing retreat with a spacious walk-in closet and an ensuite bath featuring dual vanities, a garden tub, and separate shower. Two additional bedrooms provide generous closet space and share a well-appointed guest bath.Major system upgrades provide

peace of mind, including a roof (2020), energy-efficient windows (2025), HVAC system (2018), tankless water heater (2018), garage door and motor (2024), well pump (2024), refrigerator (2021), and dishwasher (2026). This move-in ready home offers the perfect blend of comfort, style, and updated functionality.

Monthly Cost Estimate

$2,707/mo

20% down · 6.5% · 30 years

Principal$325
Interest$1,950
Insurance$131
HOA$300

Estimates only. Actual payments may vary.

Location

1609 Malta Cove

Niceville, FL 32578

MAGNOLIA PLANTATION AT BLUEWATER BAY

Features & Amenities

Interior Features

Breakfast BarCeiling Crwn MoldingCeiling Tray/CofferdCeiling VaultedLighting RecessedPantryWasher/Dryer HookupWet Bar

Exterior Features

Fenced Back YardSprinkler System

Property Details

Flooring

Tile

Construction

Brick

Outdoor Features

Patio

Parking

Garage

Heating

Natural Gas

Cooling

Central Air

Appliances

Auto Garage Door OpnDishwasherDisposalDryerMicrowaveRefrigerator W/IceMkSmoke DetectorStove/Oven ElectricWasherWine RefrigeratorWater Heater - Tnkls

Questions & Answers

This 3-bedroom, 2-bathroom single family at 1609 Malta Cove is listed at $450,000 ($238/sqft). The estimated monthly payment is $2,706 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $300/month.

Key features include: Built in 2004, 0.14 acre lot, 4 parking spaces, Fireplace. Interior Features: Breakfast Bar, Ceiling Crwn Molding, Ceiling Tray/Cofferd. Exterior Features: Fenced Back Yard, Sprinkler System.

This property is listed by Skye D Goldstein.

SG

Skye D Goldstein

License 3472518

Agent at EXP REALTY LLC

Listed by EXP REALTY LLC · Broker phone: (888) 883-8509 · View on Broker Site

MLS# 1006135· Source: Emerald Coast Association of Realtors· 129 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1609 Malta Cove, Niceville, FL 32578

Open this listing in: