About This Home

This 3-bedroom, 3-bathroom single family at 161 Saratoga Ln in Elizabethtown, KY is listed for $309,900 ($144 per sqft). Built in 2026, the home offers 2,155 sqft of living space on a 0.35 acres lot.

Key Features

  • Built in 2026
  • 0.35 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
2-car garage
2026

Amenities

A/C
Listing Description

Cowley Farms Lot #10. Estimated completion: October/November 2026. Your place awaits at 161 Saratoga Lane in Elizabethtown, Kentucky, a beautiful new home located in the desirable Cowley Farms community. Designed with modern living in mind, this thoughtfully crafted two-story home offers 3 spacious bedrooms, a loft, 2.5 bathrooms, a fully drywalled

2-car attached garage, and a versatile front flex room that's perfect for a home office, formal dining space, or playroom. The attractive exterior showcases striking tree moss green siding, stone accents, dimensional shingles, and a welcoming covered front stoop.

At the heart of the home, the open-concept kitchen features elegant sarsaparilla cabinetry with soft-close doors, stainless steel appliances, a generous walk-in pantry, and a large center island with seating, making it ideal for everyday living and entertaining alike.

Upstairs, the private primary suite offers a spacious walk-in closet and an ensuite bath complete with a double bowl vanity, walk-in shower, and private water closet. A loft for additional living space, three additional bedrooms, a full bathroom, and a conveniently located laundry room complete the upper level.

Luxury vinyl plank flooring flows throughout the foyer, flex room, great room, kitchen, and bathrooms. Additional features include smooth ceilings, a garage door opener, sodded front yard, builder's warranty, and America's Smart Home(R) package. Decorated interior photos and virtual tour are representative only; finishes may vary.

Monthly Cost Estimate

$1,657/mo

20% down · 6.5% · 30 years

Principal$224
Interest$1,343
Insurance$90

Estimates only. Actual payments may vary.

Location

161 Saratoga Ln

Elizabethtown, KY 42701

Cowley Farms

Features & Amenities

Interior Features

Attic Access OnlyWalk-in Closet(s)

Exterior Features

Covered Front PorchPatio

Property Details

Flooring

VinylCarpet

Outdoor Features

PorchPatio

Heating

Central

Cooling

Central Air

Appliances

Smoke Detector(s)

Questions & Answers

This 3-bedroom, 3-bathroom single family at 161 Saratoga Ln is listed at $309,900 ($144/sqft). The estimated monthly payment is $1,657 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2026, 0.35 acre lot, 2 stories. Interior Features: Attic Access Only, Walk-in Closet(s). Exterior Features: Covered Front Porch, Patio.

This property is listed by Ben Cox.

BC

Ben Cox

Agent at DRH Realty of Kentucky LLC

Listed by DRH Realty of Kentucky LLC · Broker phone: 5022127760 · View on Broker Site

MLS# HK2603515· Source: Heart of Kentucky Association of Realtors· 71 days on PropertySimple

Copyright © 2026 Heart of Kentucky Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

161 Saratoga Ln, Elizabethtown, KY 42701

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