# 161 Saratoga Ln, Elizabethtown, KY 42701

> **TL;DR:** 3bd/3ba single family, $309,900 ($144/sqft), built 2026, 2,155 sqft.
> A/C, 2-car garage. Est. $1,657/mo. Listed 73 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $309,900 |
| Price/sqft | $144 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,155 |
| Year Built | 2026 |
| Lot Size | 15,246 sqft (0.35 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 73 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,567 |
| Estimated Insurance | $90 |
| **Total** | **$1,657** |

## Key Amenities

- A/C
- 2-car garage

## Property Highlights

- Built in 2026
- 0.35 acre lot
- 2 stories

## Description

### Agent Description
Cowley Farms Lot #10. Estimated completion: October/November 2026. Your place awaits at 161 Saratoga Lane in Elizabethtown, Kentucky, a beautiful new home located in the desirable Cowley Farms community. Designed with modern living in mind, this thoughtfully crafted two-story home offers 3 spacious bedrooms, a loft, 2.5 bathrooms, a fully drywalled 2-car attached garage, and a versatile front flex room that's perfect for a home office, formal dining space, or playroom. The attractive exterior showcases striking tree moss green siding, stone accents, dimensional shingles, and a welcoming covered front stoop. At the heart of the home, the open-concept kitchen features elegant sarsaparilla cabinetry with soft-close doors, stainless steel appliances, a generous walk-in pantry, and a large center island with seating, making it ideal for everyday living and entertaining alike. Upstairs, the private primary suite offers a spacious walk-in closet and an ensuite bath complete with a double bowl vanity, walk-in shower, and private water closet. A loft for additional living space, three additional bedrooms, a full bathroom, and a conveniently located laundry room complete the upper level. Luxury vinyl plank flooring flows throughout the foyer, flex room, great room, kitchen, and bathrooms. Additional features include smooth ceilings, a garage door opener, sodded front yard, builder's warranty, and America's Smart Home(R) package. Decorated interior photos and virtual tour are representative only; finishes may vary.

## Location

- **Address:** 161 Saratoga Ln, Elizabethtown, KY 42701
- **County:** Hardin
- **Neighborhood:** Cowley Farms
- **Coordinates:** 37.783841, -85.923458
- **Google Maps:** https://www.google.com/maps?q=37.783841,-85.923458

## Virtual Tour & Media

- **Video Tour:** https://www.zillow.com/view-imx/719eec2f-1425-409e-b460-c140625cee15?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

## Listing Agent

- **Name:** Ben Cox
- **Brokerage:** DRH Realty of Kentucky LLC
- **Broker Phone:** 5022127760
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/161-Saratoga-Ln_Elizabethtown_KY_42701_M95685-74326?f=listhub&s=HKYAR&m=HK2603515&c=propsimple)

## Photos

![161 Saratoga Ln - Photo 1](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f3082985270r.jpg)

![161 Saratoga Ln - Photo 2](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f2218194598r.jpg)

![161 Saratoga Ln - Photo 3](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f2616499887r.jpg)

![161 Saratoga Ln - Photo 4](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f611043726r.jpg)

![161 Saratoga Ln - Photo 5](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f2105695399r.jpg)

![161 Saratoga Ln - Photo 6](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f2754990826r.jpg)

![161 Saratoga Ln - Photo 7](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f2704404069r.jpg)

![161 Saratoga Ln - Photo 8](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f1502747548r.jpg)

![161 Saratoga Ln - Photo 9](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f1395666623r.jpg)

![161 Saratoga Ln - Photo 10](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f1404084584r.jpg)

![161 Saratoga Ln - Photo 11](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f1166696581r.jpg)

![161 Saratoga Ln - Photo 12](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f1148438134r.jpg)

![161 Saratoga Ln - Photo 13](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f296802053r.jpg)

![161 Saratoga Ln - Photo 14](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f1229779460r.jpg)

![161 Saratoga Ln - Photo 15](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f2525297603r.jpg)

![161 Saratoga Ln - Photo 16](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f3233290522r.jpg)

![161 Saratoga Ln - Photo 17](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f2205135422r.jpg)

![161 Saratoga Ln - Photo 18](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f3095762841r.jpg)

![161 Saratoga Ln - Photo 19](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f250438402r.jpg)

![161 Saratoga Ln - Photo 20](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f3035833760r.jpg)

![161 Saratoga Ln - Photo 21](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f3255807991r.jpg)

![161 Saratoga Ln - Photo 22](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f3163589367r.jpg)

![161 Saratoga Ln - Photo 23](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f1711789316r.jpg)

![161 Saratoga Ln - Photo 24](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f1544462343r.jpg)

![161 Saratoga Ln - Photo 25](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f3907349582r.jpg)

![161 Saratoga Ln - Photo 26](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f1325609018r.jpg)

![161 Saratoga Ln - Photo 27](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f1979050663r.jpg)

![161 Saratoga Ln - Photo 28](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f2381114398r.jpg)

![161 Saratoga Ln - Photo 29](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f1169229611r.jpg)

![161 Saratoga Ln - Photo 30](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f4022938243r.jpg)

![161 Saratoga Ln - Photo 31](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f71811416r.jpg)

![161 Saratoga Ln - Photo 32](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f3418332994r.jpg)

![161 Saratoga Ln - Photo 33](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f532713077r.jpg)

![161 Saratoga Ln - Photo 34](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f2660063555r.jpg)

![161 Saratoga Ln - Photo 35](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f4255028201r.jpg)

![161 Saratoga Ln - Photo 36](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f3363962250r.jpg)

![161 Saratoga Ln - Photo 37](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f3294377320r.jpg)

![161 Saratoga Ln - Photo 38](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f2787706187r.jpg)

![161 Saratoga Ln - Photo 39](http://lh.rdcpix.com/29e5245ae3fc678e01f587893fd2d69al-f3850920721r.jpg)

---

**MLS#:** HK2603515 | **Updated:** 2026-10-31
**Source:** listhub

*Copyright © 2026 Heart of Kentucky Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/161-saratoga-ln-elizabethtown-ky-42701-e99841d9e0734f4b90e6bdae604b1d0a)

---

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}
```