About This Home

This 3-bedroom, 4-bathroom single family at 1616 FRANKLIN Street in Fernandina Beach, FL is listed for $585,000 ($417 per sqft). Built in 1974, the home offers 1,404 sqft of living space on a 0.27 acres lot.

Key Features

  • Built in 1974
  • 0.27 acre lot

Property Details

1 story
3 full, 1 half
2-car garage
1974

Amenities

A/C
Listing Description

*****NEW PRICE + Seller offering up to $10,000 toward closing costs or an interest-rate buydown with an acceptable offer! Lower your monthly payment or reduce your cash needed at closing. Ask your lender how much you could save. ***** Welcome to 1616 Franklin Street, a rare Fernandina Beach find offering 3 bedrooms, 3.5 baths, and the unique convenience of a private bath every bedroom.

Situated on a spacious, HIGH AND DRY, quarter-acre corner lot with room for a POOL, this 1,404 sf home combines comfortable living with a desirable location. Enjoy outdoor entertaining on the large deck overlooking the FENCED backyard, complete with a detached STORAGE SHED for beach gear, tools, and extra storage.

The thoughtfully designed floor plan provides privacy and flexibility for family members, guests, or multigenerational living. Whether you're looking for a primary residence, second home, or investment property, the EN-SUITE BATH layout is a standout feature rarely found in homes of this size.

Located in a golf cart friendly neighborhood, you'll love the ability to cruise to historic downtown Fernandina Beach for local shopping, waterfront dining, live music, festivals, and the beloved Saturday farmers market. Amelia Island's beautiful beaches, parks, and community events are all just minutes away, making it easy to embrace the coastal lifestyle year-round.

If you've been searching for a home that offers outdoor space and the charm of Fernandina Beach living, 1616 Franklin Street deserves a spot at the top of your list.

Monthly Cost Estimate

$3,129/mo

20% down · 6.5% · 30 years

Principal$423
Interest$2,535
Insurance$171

Estimates only. Actual payments may vary.

Location

1616 FRANKLIN Street

Fernandina Beach, FL 32034

Highland Heights

Features & Amenities

Interior Features

DrapesBlindsCeiling FansGarage Door Opener

Exterior Features

FencedSprinkler System

Property Details

Construction

Frame Vinyl Siding

Parking

GarageDriveway

Heating

Electric (Heating)Central

Cooling

ElectricCentral Air

Appliances

Water Softener - OwnedRefrigeratorStoveDishwasherWasherDryer

Questions & Answers

This 3-bedroom, 4-bathroom single family at 1616 FRANKLIN Street is listed at $585,000 ($417/sqft). The estimated monthly payment is $3,129 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1974, 0.27 acre lot. Interior Features: Drapes, Blinds, Ceiling Fans. Exterior Features: Fenced, Sprinkler System.

This property is listed by Shannon Moore.

SM

Shannon Moore

Agent at Chaplin Williams Realty

Listed by Chaplin Williams Realty · Broker phone: (904) 753-1415 · View on Broker Site · Broker website

MLS# 116424· Source: Amelia Island-Nassau County Association of Realtors· 132 days on PropertySimple

Copyright © 2026 Amelia Island-Nassau County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1616 FRANKLIN Street, Fernandina Beach, FL 32034

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