About This Home

This 2-bedroom, 2-bathroom single family at 1616 Route 292 #Cottage 12 in Holmes, NY is listed for $425,000 ($472 per sqft). Built in 1950, the home offers 900 sqft of living space on a 4.30 acres lot.

Key Features

  • Built in 1950
  • 4.30 acre lot
  • Fireplace
  • Waterfront

Property Details

1 story
2 full
#Cottage 12
1950

Amenities

FireplaceWaterfrontViewHardwood
Listing Description

$174K PRICE IMPROVEMENT!! Welcome to one of the Hudson Valley's most extraordinary hidden treasures-a private island retreat nestled in the heart of Whaley Lake, where every day feels like a vacation and every arrival feels like an escape from the ordinary.

Accessible only by boat, this remarkable waterfront residence offers an exceptionally rare opportunity to own a piece of paradise within an exclusive island co-op community where properties seldom become available. From the moment you leave the mainland behind and cruise across the sparkling waters to your own private dock, you'll experience a level of peace, privacy, and seclusion that is nearly impossible to find in today's world.

Surrounded by panoramic lake views and embraced by nature, this charming island getaway captures the essence of lakefront living at its finest. Wake each morning to shimmering sunrises dancing across the water, spend your days boating, swimming, fishing, or simply relaxing lakeside, and unwind in the evening as spectacular sunsets paint the sky in brilliant colors reflected across the lake's glassy surface.

Inside, the home exudes warmth, comfort, and timeless lake-house charm. Thoughtfully designed for both relaxation and entertaining, the residence features two bedrooms, a spacious sleeping loft, and two beautifully renovated full bathrooms. Comfortable gathering spaces invite friends to create lasting memories, while expansive lake views serve as the backdrop to nearly every moment.

Whaley Lake is one of Dutchess County's premier motorboat lakes, offering endless recreational opportunities and year-round natural beauty. Located less than 90 miles from New York City, this unique property provides the perfect weekend sanctuary, summer retreat, or lifestyle investment for those seeking a truly one-of-a-kind waterfront experience.

As an added bonus, the home is being offered almost fully furnished, allowing you to begin enjoying island life immediately. Opportunities of this caliber are extraordinarily rare. This isn't simply a home-it's a lifestyle, a retreat, and a legacy property that offers an experience few will ever have the chance to own. Schedule your private showing today and discover why life on Whaley Lake is unlike anywhere else. Seller financing feasible!

Monthly Cost Estimate

$7,773/mo

20% down · 6.5% · 30 years

Principal$307
Interest$1,842
Insurance$124
HOA$5,500

Estimates only. Actual payments may vary.

Location

1616 Route 292 #Cottage 12

Holmes, NY 12531

Features & Amenities

Interior Features

First Floor BedroomFirst Floor Full BathOpen Floorplan

Exterior Features

Boat SlipDockFire Pit

Property Details

Flooring

VinylTile - CeramicHardwood

Construction

Frame

Views

Lake

Outdoor Features

Deck

Parking

Parking Lot

Appliances

Electric Water HeaterGas CooktopMicrowaveRefrigerator

Questions & Answers

This 2-bedroom, 2-bathroom single family at 1616 Route 292 is listed at $425,000 ($472/sqft). The estimated monthly payment is $7,773 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $5500/month.

Key features include: Built in 1950, 4.30 acre lot, Fireplace, Waterfront. Interior Features: First Floor Bedroom, First Floor Full Bath, Open Floorplan. Exterior Features: Boat Slip, Dock, Fire Pit.

This property is listed by Julie C. Conner and can be reached at 2033001358.

JC

Julie C. Conner

Agent at eXp Realty

(203) 300-1358

Listed by eXp Realty · Broker phone: (888) 276-0630 · View on Broker Site

MLS# 1011452· Source: OneKey MLS· 92 days on PropertySimple

Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1616 Route 292 #Cottage 12, Holmes, NY 12531

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