About This Home

This 5-bedroom, 6-bathroom single family at 162 Charming Way in Santa Rosa Beach, FL is listed for $1,695,000 ($465 per sqft). Built in 2026, the home offers 3,646 sqft of living space on a 0.08 acres lot.

Key Features

  • Built in 2026
  • 0.08 acre lot
  • 3 stories

Property Details

3 stories
5 full, 1 half
2026

Amenities

A/C
Listing Description

**BUILDER PAID 3-2-1 BUYDOWN WITH RATES STARTING AS LOW AS 3.75%** New construction in The Reserves at Serenity at Dune Allen, an exclusive community located less than half a mile from 30A and the new Dune Allen public beach access. This stunning, completed three-story home is thoughtfully designed as a spacious coastal retreat, offering five gener

ously sized bedrooms, each with a private ensuite bathroom, along with multiple bonus spaces ideal for relaxing and entertaining. The first floor features a bright, open-concept layout with a gourmet kitchen, dining area, and expansive great room. This level also includes a spacious bedroom with a private full bathroom, a convenient half bath, and a welcoming covered front porch.

The second floor offers three generously sized king bedrooms, each with its own ensuite bathroom, along with a versatile loft space that provides additional room for lounging or gathering. Designed with entertaining in mind, the third floor features a spacious bunk and game room with a loft-style layout, four queen-over-queen built-in bunk beds, a full bathroom, and a wet bar with refrigerator.

A large covered balcony completes the third floor, providing an ideal space to relax and enjoy the coastal surroundings. Outdoor amenities include a dedicated golf cart parking pad along the side of the home, an outdoor shower, and a private rear patio finished with pavers and a gas line ready for a grill--perfect for outdoor dining, entertaining, and enjoying the coastal lifestyle.

With its generous accommodations, multiple gathering spaces, and prime location just minutes from the beach, this home offers the perfect combination of luxury, comfort, and coastal living.

Monthly Cost Estimate

$9,965/mo

20% down · 6.5% · 30 years

Principal$1,226
Interest$7,345
Insurance$494
HOA$900

Estimates only. Actual payments may vary.

Location

162 Charming Way

Santa Rosa Beach, FL 32459

Reserves in Serenity at Dune Allen

Features & Amenities

Interior Features

Breakfast BarKitchen IslandLighting RecessedNewly PaintedOwner's ClosetPantryWasher/Dryer HookupWet Bar

Exterior Features

BalconyShower

Property Details

Flooring

VinylTile

Construction

Siding CmntFbrHrdBrd

Outdoor Features

PorchPatio

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalDryerMicrowaveRefrigeratorRefrigerator W/IceMkSecurity SystemSmoke DetectorStove/Oven GasWarranty ProvidedWasherWine RefrigeratorWater Heater - Tnkls

Questions & Answers

This 5-bedroom, 6-bathroom single family at 162 Charming Way is listed at $1,695,000 ($465/sqft). The estimated monthly payment is $9,965 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $900/month.

Key features include: Built in 2026, 0.08 acre lot, 3 stories. Interior Features: Breakfast Bar, Kitchen Island, Lighting Recessed. Exterior Features: Balcony, Shower.

This property is listed by Stephen W Jacobs and can be reached at 6155663483.

SJ

Stephen W Jacobs

License 3607978

Agent at Keller Williams Realty- Emerald Coast

(615) 566-3483
Agent website

Listed by Keller Williams Realty- Emerald Coast · Broker phone: (850) 654-2900 · View on Broker Site · Broker website

MLS# 1000641· Source: Emerald Coast Association of Realtors· 126 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

162 Charming Way, Santa Rosa Beach, FL 32459

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