# 162 Charming Way, Santa Rosa Beach, FL 32459 > **TL;DR:** 5bd/6ba single family, $1,695,000 ($465/sqft), built 2026, 3,646 sqft. > A/C. Est. $9,965/mo. Listed 170 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,695,000 | | Price/sqft | $465 | | Bedrooms | 5 | | Bathrooms | 5 full, 1 half | | Square Feet | 3,646 | | Year Built | 2026 | | Lot Size | 3,485 sqft (0.08 acres) | | Stories | 3 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 170 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $8,571 | | Estimated Insurance | $494 | | HOA | $900 | | **Total** | **$9,965** | ## Nearby Schools - **Elementary:** Van R Butler - **Middle:** Emerald Coast - **High:** South Walton ## Key Amenities - A/C ## Property Highlights - Built in 2026 - 0.08 acre lot - 3 stories ## Description ### Agent Description **BUILDER PAID 3-2-1 BUYDOWN WITH RATES STARTING AS LOW AS 3.75%** New construction in The Reserves at Serenity at Dune Allen, an exclusive community located less than half a mile from 30A and the new Dune Allen public beach access. This stunning, completed three-story home is thoughtfully designed as a spacious coastal retreat, offering five generously sized bedrooms, each with a private ensuite bathroom, along with multiple bonus spaces ideal for relaxing and entertaining. The first floor features a bright, open-concept layout with a gourmet kitchen, dining area, and expansive great room. This level also includes a spacious bedroom with a private full bathroom, a convenient half bath, and a welcoming covered front porch. The second floor offers three generously sized king bedrooms, each with its own ensuite bathroom, along with a versatile loft space that provides additional room for lounging or gathering. Designed with entertaining in mind, the third floor features a spacious bunk and game room with a loft-style layout, four queen-over-queen built-in bunk beds, a full bathroom, and a wet bar with refrigerator. A large covered balcony completes the third floor, providing an ideal space to relax and enjoy the coastal surroundings. Outdoor amenities include a dedicated golf cart parking pad along the side of the home, an outdoor shower, and a private rear patio finished with pavers and a gas line ready for a grill--perfect for outdoor dining, entertaining, and enjoying the coastal lifestyle. With its generous accommodations, multiple gathering spaces, and prime location just minutes from the beach, this home offers the perfect combination of luxury, comfort, and coastal living. ## Location - **Address:** 162 Charming Way, Santa Rosa Beach, FL 32459 - **County:** Walton - **Neighborhood:** Reserves in Serenity at Dune Allen - **Coordinates:** 30.358778, -86.253769 - **Google Maps:** https://www.google.com/maps?q=30.358778,-86.253769 ## Listing Agent - **Name:** Stephen W Jacobs · **License:** 3607978 - **Brokerage:** Keller Williams Realty- Emerald Coast - **Phone:** 6155663483 - **Broker Phone:** (850) 654-2900 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/162-Charming-Way_Santa-Rosa-Beach_FL_32459_M96583-15269?f=listhub&s=ECARMLSFL&m=1000641&c=propsimple) ## Photos ![162 Charming Way - Photo 1](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f3182508276r.jpg) ![162 Charming Way - Photo 2](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f4268971298r.jpg) ![162 Charming Way - Photo 3](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f2583704958r.jpg) ![162 Charming Way - Photo 4](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f4095767129r.jpg) ![162 Charming Way - Photo 5](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f3042771772r.jpg) ![162 Charming Way - Photo 6](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f2395516523r.jpg) ![162 Charming Way - Photo 7](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f664502246r.jpg) ![162 Charming Way - Photo 8](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f449503296r.jpg) ![162 Charming Way - Photo 9](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f1010547731r.jpg) ![162 Charming Way - Photo 10](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f3863295928r.jpg) ![162 Charming Way - Photo 11](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f3955160590r.jpg) ![162 Charming Way - Photo 12](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f1858467243r.jpg) ![162 Charming Way - 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Photo 33](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f3498413420r.jpg) ![162 Charming Way - Photo 34](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f2120527560r.jpg) ![162 Charming Way - Photo 35](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f4087905271r.jpg) ![162 Charming Way - Photo 36](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f2299125033r.jpg) ![162 Charming Way - Photo 37](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f388187772r.jpg) ![162 Charming Way - Photo 38](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f1588737382r.jpg) ![162 Charming Way - Photo 39](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f1610723514r.jpg) ![162 Charming Way - Photo 40](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f939553344r.jpg) ![162 Charming Way - Photo 41](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f1469070512r.jpg) ![162 Charming Way - Photo 42](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f552686620r.jpg) ![162 Charming Way - Photo 43](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f2334718211r.jpg) ![162 Charming Way - Photo 44](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f2894065993r.jpg) ![162 Charming Way - Photo 45](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f2808178305r.jpg) ![162 Charming Way - Photo 46](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f3280003201r.jpg) ![162 Charming Way - Photo 47](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f1001152856r.jpg) ![162 Charming Way - Photo 48](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f2147214160r.jpg) ![162 Charming Way - Photo 49](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f2938511733r.jpg) ![162 Charming Way - Photo 50](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f2390625446r.jpg) ![162 Charming Way - Photo 51](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f2102818966r.jpg) ![162 Charming Way - Photo 52](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f3262813094r.jpg) ![162 Charming Way - Photo 53](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f42053649r.jpg) ![162 Charming Way - Photo 54](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f1781364511r.jpg) ![162 Charming Way - Photo 55](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f486738004r.jpg) ![162 Charming Way - Photo 56](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f2036116355r.jpg) ![162 Charming Way - Photo 57](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f4155484846r.jpg) ![162 Charming Way - Photo 58](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f516273169r.jpg) ![162 Charming Way - Photo 59](http://lh.rdcpix.com/8eb71a582a997c2b4af40cd834608705l-f26609892r.jpg) --- **MLS#:** 1000641 | **Updated:** 2026-09-30 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/162-charming-way-santa-rosa-beach-fl-32459-1000641) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/162-charming-way-santa-rosa-beach-fl-32459-1000641#listing", "url": "https://www.propertysimple.ai/listing/162-charming-way-santa-rosa-beach-fl-32459-1000641", "name": "162 Charming Way, Santa Rosa Beach, FL 32459", "description": "**BUILDER PAID 3-2-1 BUYDOWN WITH RATES STARTING AS LOW AS 3.75%** New construction in The Reserves at Serenity at Dune Allen, an exclusive community located less than half a mile from 30A and the new Dune Allen public beach access. This stunning, completed three-story home is thoughtfully designed as a spacious coastal retreat, offering five generously sized bedrooms, each with a private ensuite bathroom, along with multiple bonus spaces ideal for relaxing and entertaining. The first floor features a bright, open-concept layout with a gourmet kitchen, dining area, and expansive great room. This level also includes a spacious bedroom with a private full bathroom, a convenient half bath, and a welcoming covered front porch. The second floor offers three generously sized king bedrooms, each with its own ensuite bathroom, along with a versatile loft space that provides additional room for lounging or gathering. Designed with entertaining in mind, the third floor features a spacious bunk and game room with a loft-style layout, four queen-over-queen built-in bunk beds, a full bathroom, and a wet bar with refrigerator. A large covered balcony completes the third floor, providing an ideal space to relax and enjoy the coastal surroundings. Outdoor amenities include a dedicated golf cart parking pad along the side of the home, an outdoor shower, and a private rear patio finished with pavers and a gas line ready for a grill--perfect for outdoor dining, entertaining, and enjoying the coastal lifestyle. 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