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About This Home

This 4-bedroom, 2-bathroom single family at 163 2nd Street in Deposit, NY is listed for $159,000 ($86 per sqft). Built in 1900, the home offers 1,850 sqft of living space on a 0.13 acres lot.

Agent Description

MOTIVATED SELLER! Welcome to this charming, character-filled home in the heart of the Catskills. This classic 4-bedroom, 1.5-bath home features timeless architecture and an inviting enclosed front porch-perfect for enjoying quiet mornings or relaxing evenings.

Inside, you'll find hardwood floors throughout and a spacious layout with plenty of room to grow and make it your own. Major improvements include new windows (2023), a natural gas system (2015), blown-in insulation (2015), a tankless water heater (2024), and a partial roof replacement (2020).

The home is ideally located just a short walk to the school, local shops, and the Delaware River, and only 10 minutes from Oquaga Creek State Park-perfect for outdoor enthusiasts. The full basement offers ample storage with washer and dryer hookups. Outside, the fully fenced-in yard is perfect for pets, relaxing, or entertaining, and a storage shed adds even more practicality.

This home does require some updates and repairs, making it a great opportunity to bring your vision to life while building equity over time. With low taxes, key updates already completed, and a fantastic location, this is a property you won't want to miss.

Key Features

  • Built in 1900
  • 0.13 acre lot
  • 2 stories

Property Details

2 stories
1 full, 1 half
1900

Amenities

Hardwood

Monthly Cost Estimate

$850/mo

20% down · 6.5% · 30 years

Principal$115
Interest$689
Insurance$46

Estimates only. Actual payments may vary.

Location

163 2nd Street

Deposit, NY 13754

Features & Amenities

Interior Features

CountryKitchenWalkInPantryBedroomOnMainLevel

Exterior Features

BlacktopDrivewayPoolPrivateYard

Property Details

Flooring

VariesCarpetHardwood

Construction

BlownInInsulation VinylSiding

Parking

Garage

Heating

Natural GasForced Air

Appliances

DryerDishwasherFreezerGasOvenGasRangeMicrowaveRefrigeratorTanklessWaterHeaterWasher

Questions & Answers

This 4-bedroom, 2-bathroom single family at 163 2nd Street is listed at $159,000 ($86/sqft). The estimated monthly payment is $689 based on 20% down at 6.5% interest.

Key features include: Built in 1900, 0.13 acre lot, 2 stories. Interior Features: CountryKitchen, WalkInPantry, BedroomOnMainLevel. Exterior Features: BlacktopDriveway, Pool, PrivateYard.

This property is listed by Michelle V. McGraw and can be reached at 6072966704 or michellemcgraw@kw.com.

MM

Michelle V. McGraw

Agent at Keller Williams Upstate NY Properties

(607) 296-6704

Listed by Keller Williams Upstate NY Properties · View on Broker Site

MLS# R1677265· Source: listhub· Updated 35 days ago

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

163 2nd Street, Deposit, NY 13754

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