# 163 Bright Gem Drive, Saint Charles, MO 63304

> **TL;DR:** 4bd/3ba single family, $480,000 ($182/sqft), built 1998, 2,636 sqft.
> Pool, Fireplace, A/C, 2-car garage. Est. $2,787/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $480,000 |
| Price/sqft | $182 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,636 |
| Year Built | 1998 |
| Lot Size | 10,890 sqft (0.25 acres) |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 0 |

## Why This Home Stands Out

- **Pool** - Pool listed; type not specified

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,427 |
| Estimated Insurance | $140 |
| HOA | $220 |
| **Total** | **$2,787** |

## Nearby Schools

- **Elementary:** Independence Elem.
- **Middle:** Francis Howell Middle
- **High:** Francis Howell High

## Key Amenities

- Pool
- Fireplace
- A/C
- 2-car garage

## Property Highlights

- Built in 1998
- 0.25 acre lot
- Private pool
- Fireplace

## Description

### Agent Description
Pride of ownership shows in every detail of this meticulously maintained ranch. A brick front, covered porch and beautifully landscaped grounds set the tone. Inside, new engineered wood flooring flows through a vaulted great room with fireplace, open to a kitchen with center island, solid-surface counters and gas range. A formal dining room, light-filled four-seasons room and vaulted primary suite complete the main level. A new stairwell leads to the finished walkout lower level offering 700+ sq ft with a bedroom, full bath, family room and generous storage. Outside is your private retreat: deck with black metal railing, expansive patio, kidney-shaped in-ground pool and new wrought iron fencing. Two-car garage. Truly move-in ready.

## Location

- **Address:** 163 Bright Gem Drive, Saint Charles, MO 63304
- **County:** St. Charles
- **Neighborhood:** Emerald Place #3
- **Coordinates:** 38.730368, -90.654248
- **Google Maps:** https://www.google.com/maps?q=38.730368,-90.654248

## Listing Agent

- **Name:** Christen Needham
- **Brokerage:** EXP Realty, LLC
- **Broker Phone:** (913) 908-8001
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/163-Bright-Gem-Dr_Saint-Charles_MO_63304_M76036-65261?f=listhub&s=MARISMO&m=26069124&c=propsimple)

## Photos

![163 Bright Gem Drive - Photo 1](http://lh.rdcpix.com/5a4ab0810526946668a713675f3e86fal-f3600763226r.jpg)

![163 Bright Gem Drive - Photo 2](http://lh.rdcpix.com/5a4ab0810526946668a713675f3e86fal-f4270777426r.jpg)

![163 Bright Gem Drive - Photo 3](http://lh.rdcpix.com/5a4ab0810526946668a713675f3e86fal-f2206780023r.jpg)

![163 Bright Gem Drive - Photo 4](http://lh.rdcpix.com/5a4ab0810526946668a713675f3e86fal-f946501422r.jpg)

![163 Bright Gem Drive - Photo 5](http://lh.rdcpix.com/5a4ab0810526946668a713675f3e86fal-f3495161195r.jpg)

![163 Bright Gem Drive - Photo 6](http://lh.rdcpix.com/5a4ab0810526946668a713675f3e86fal-f170145794r.jpg)

![163 Bright Gem Drive - Photo 7](http://lh.rdcpix.com/5a4ab0810526946668a713675f3e86fal-f1508334085r.jpg)

![163 Bright Gem Drive - Photo 8](http://lh.rdcpix.com/5a4ab0810526946668a713675f3e86fal-f2226492781r.jpg)

![163 Bright Gem Drive - Photo 9](http://lh.rdcpix.com/5a4ab0810526946668a713675f3e86fal-f1203734223r.jpg)

![163 Bright Gem Drive - Photo 10](http://lh.rdcpix.com/5a4ab0810526946668a713675f3e86fal-f3161896330r.jpg)

![163 Bright Gem Drive - Photo 11](http://lh.rdcpix.com/5a4ab0810526946668a713675f3e86fal-f2375742314r.jpg)

![163 Bright Gem Drive - Photo 12](http://lh.rdcpix.com/5a4ab0810526946668a713675f3e86fal-f3671519437r.jpg)

![163 Bright Gem Drive - Photo 13](http://lh.rdcpix.com/5a4ab0810526946668a713675f3e86fal-f1326515292r.jpg)

![163 Bright Gem Drive - Photo 14](http://lh.rdcpix.com/5a4ab0810526946668a713675f3e86fal-f4202666224r.jpg)

![163 Bright Gem Drive - Photo 15](http://lh.rdcpix.com/5a4ab0810526946668a713675f3e86fal-f2896995698r.jpg)

![163 Bright Gem Drive - Photo 16](http://lh.rdcpix.com/5a4ab0810526946668a713675f3e86fal-f2418340984r.jpg)

![163 Bright Gem Drive - Photo 17](http://lh.rdcpix.com/5a4ab0810526946668a713675f3e86fal-f545712402r.jpg)

![163 Bright Gem Drive - Photo 18](http://lh.rdcpix.com/5a4ab0810526946668a713675f3e86fal-f3477506464r.jpg)

---

**MLS#:** 26069124 | **Updated:** 2026-10-31
**Source:** listhub

*Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/163-bright-gem-drive-saint-charles-mo-63304-112f099ef29c470baee16a76b1ab9969)

---

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