About This Home

This 5-bedroom, 3-bathroom single family at 163 Ryder Lane in Panama City, FL is listed for $505,000 ($198 per sqft). Built in 2022, the home offers 2,552 sqft of living space on a 0.27 acres lot.

Key Features

  • Built in 2022
  • 0.27 acre lot
  • 2 parking spaces

Property Details

1 story
3 full
2-car garage
2022

Amenities

A/C
Listing Description

If you've been waiting for a home that turns heads, this is it! Welcome to 163 Ryder Lane, where resort-style living meets everyday comfort. This five-bedroom, three-bath home offers one of the most impressive backyards you'll find in Bridge Harbor, centered around an incredible heated, screened saltwater pool with an 8.5-foot deep end, tanning led

ge, underwater seating, Pebble Sheen finish, color-changing LED lighting, and a spacious paver deck. The heated saltwater pool has been professionally serviced weekly since the day it was installed--a true testament to the exceptional care and meticulous maintenance this home has received.

This backyard was designed for year-round entertaining, family fun, and relaxing weekends at home. The screened enclosure features no-see-um screening, a super gutter system, and even a convenient dog door, while French drains, extensive paver work, and a fully fenced backyard create a low-maintenance outdoor space built to last.

Inside, you'll love the spacious open-concept design with luxury vinyl plank flooring throughout. The kitchen is the heart of the home, featuring a large center island, breakfast bar, stainless steel appliances, a walk-in pantry, generous dining space, and seamless flow into the living area--perfect for hosting family and friends.

The split-bedroom floor plan provides flexibility for growing families, guests, or a home office. The oversized primary suite offers a relaxing retreat with dual vanities, a soaking tub, separate shower with upgraded anti-streak glass, and a large walk-in closet.

A guest bedroom and full bath are conveniently located near the pool, making outdoor entertaining even more functional. Additional upgrades include a whole-house water filtration and softener system, irrigation in both the front and back yards, gutters, hurricane shutters, a hurricane-rated front entry door that may qualify for insurance discounts,

an inviting paver front porch, and extra privacy thanks to the additional space along the left side of the property. Washer and dryer are included. Located in the highly sought-after Bridge Harbor community, residents enjoy resort-style amenities including a community pool, outdoor kitchen, playground, sidewalks, and convenient access to the bay.

Homes like this don't come along often. Between the exceptional pool, thoughtful upgrades, spacious five-bedroom layout, and outstanding community amenities, 163 Ryder Lane delivers a lifestyle that's difficult to replicate. Schedule your private showing today before someone else calls it home.

Monthly Cost Estimate

$2,991/mo

20% down · 6.5% · 30 years

Principal$365
Interest$2,188
Insurance$147
HOA$290

Estimates only. Actual payments may vary.

Location

163 Ryder Lane

Panama City, FL 32404

Bridge Harbor

Features & Amenities

Interior Features

Breakfast BarKitchen IslandLighting RecessedPantrySplit Bedroom

Exterior Features

Fenced Back YardHurricane ShuttersPool - Enclosed

Property Details

Flooring

TileVinyl

Construction

Siding CmntFbrHrdBrd

Outdoor Features

PatioPorch

Cooling

Central Air

Appliances

DishwasherMicrowaveRefrigeratorStove/Oven Electric

Questions & Answers

This 5-bedroom, 3-bathroom single family at 163 Ryder Lane is listed at $505,000 ($198/sqft). The estimated monthly payment is $2,991 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $290/month.

Key features include: Built in 2022, 0.27 acre lot, 2 parking spaces. Interior Features: Breakfast Bar, Kitchen Island, Lighting Recessed. Exterior Features: Fenced Back Yard, Hurricane Shutters, Pool - Enclosed.

This property is listed by Bubba McCants.

BM

Bubba McCants

License 3062634

Agent at EXP REALTY LLC

Listed by EXP REALTY LLC · Broker phone: (888) 883-8509 · View on Broker Site

MLS# 1007295· Source: Emerald Coast Association of Realtors· 115 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

163 Ryder Lane, Panama City, FL 32404

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