# 163 Ryder Lane, Panama City, FL 32404 > **TL;DR:** 5bd/3ba single family, $505,000 ($198/sqft), built 2022, 2,552 sqft. > A/C, 2-car garage. Est. $2,991/mo. Listed 117 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $505,000 | | Price/sqft | $198 | | Bedrooms | 5 | | Bathrooms | 3 full | | Square Feet | 2,552 | | Year Built | 2022 | | Lot Size | 11,761 sqft (0.27 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 117 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,554 | | Estimated Insurance | $147 | | HOA | $290 | | **Total** | **$2,991** | ## Nearby Schools - **Elementary:** Parker - **Middle:** Rutherford ( Middle ) - **High:** Rutherford ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2022 - 0.27 acre lot - 2 parking spaces ## Description ### Agent Description If you've been waiting for a home that turns heads, this is it! Welcome to 163 Ryder Lane, where resort-style living meets everyday comfort. This five-bedroom, three-bath home offers one of the most impressive backyards you'll find in Bridge Harbor, centered around an incredible heated, screened saltwater pool with an 8.5-foot deep end, tanning ledge, underwater seating, Pebble Sheen finish, color-changing LED lighting, and a spacious paver deck. The heated saltwater pool has been professionally serviced weekly since the day it was installed--a true testament to the exceptional care and meticulous maintenance this home has received. This backyard was designed for year-round entertaining, family fun, and relaxing weekends at home. The screened enclosure features no-see-um screening, a super gutter system, and even a convenient dog door, while French drains, extensive paver work, and a fully fenced backyard create a low-maintenance outdoor space built to last. Inside, you'll love the spacious open-concept design with luxury vinyl plank flooring throughout. The kitchen is the heart of the home, featuring a large center island, breakfast bar, stainless steel appliances, a walk-in pantry, generous dining space, and seamless flow into the living area--perfect for hosting family and friends. The split-bedroom floor plan provides flexibility for growing families, guests, or a home office. The oversized primary suite offers a relaxing retreat with dual vanities, a soaking tub, separate shower with upgraded anti-streak glass, and a large walk-in closet. A guest bedroom and full bath are conveniently located near the pool, making outdoor entertaining even more functional. Additional upgrades include a whole-house water filtration and softener system, irrigation in both the front and back yards, gutters, hurricane shutters, a hurricane-rated front entry door that may qualify for insurance discounts, an inviting paver front porch, and extra privacy thanks to the additional space along the left side of the property. Washer and dryer are included. Located in the highly sought-after Bridge Harbor community, residents enjoy resort-style amenities including a community pool, outdoor kitchen, playground, sidewalks, and convenient access to the bay. Homes like this don't come along often. Between the exceptional pool, thoughtful upgrades, spacious five-bedroom layout, and outstanding community amenities, 163 Ryder Lane delivers a lifestyle that's difficult to replicate. Schedule your private showing today before someone else calls it home. ## Location - **Address:** 163 Ryder Lane, Panama City, FL 32404 - **County:** Bay - **Neighborhood:** Bridge Harbor - **Coordinates:** 30.13022, -85.571022 - **Google Maps:** https://www.google.com/maps?q=30.13022,-85.571022 ## Listing Agent - **Name:** Bubba McCants · **License:** 3062634 - **Brokerage:** EXP REALTY LLC - **Broker Phone:** (888) 883-8509 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/163-Ryder-Ln_Panama-City_FL_32404_M96055-94463?f=listhub&s=ECARMLSFL&m=1007295&c=propsimple) ## Photos ![163 Ryder Lane - Photo 1](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f886702062r.jpg) ![163 Ryder Lane - Photo 2](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f3758450927r.jpg) ![163 Ryder Lane - Photo 3](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f3563142314r.jpg) ![163 Ryder Lane - Photo 4](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f1630837529r.jpg) ![163 Ryder Lane - Photo 5](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f3432694633r.jpg) ![163 Ryder Lane - Photo 6](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f2363774353r.jpg) ![163 Ryder Lane - Photo 7](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f3368772484r.jpg) ![163 Ryder Lane - Photo 8](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f2823482904r.jpg) ![163 Ryder Lane - Photo 9](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f1549012178r.jpg) ![163 Ryder Lane - Photo 10](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f2404744273r.jpg) ![163 Ryder Lane - Photo 11](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f3551616394r.jpg) ![163 Ryder Lane - Photo 12](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f2053660694r.jpg) ![163 Ryder Lane - Photo 13](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f3389214242r.jpg) ![163 Ryder Lane - Photo 14](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f2925521899r.jpg) ![163 Ryder Lane - Photo 15](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f404746797r.jpg) ![163 Ryder Lane - Photo 16](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f84229927r.jpg) ![163 Ryder Lane - Photo 17](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f3640327762r.jpg) ![163 Ryder Lane - Photo 18](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f108674722r.jpg) ![163 Ryder Lane - Photo 19](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f3969206645r.jpg) ![163 Ryder Lane - Photo 20](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f3949467267r.jpg) ![163 Ryder Lane - Photo 21](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f683978919r.jpg) ![163 Ryder Lane - Photo 22](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f2778892951r.jpg) ![163 Ryder Lane - Photo 23](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f3312613069r.jpg) ![163 Ryder Lane - Photo 24](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f1320605257r.jpg) ![163 Ryder Lane - Photo 25](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f1454334027r.jpg) ![163 Ryder Lane - Photo 26](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f3917575543r.jpg) ![163 Ryder Lane - Photo 27](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f2974959719r.jpg) ![163 Ryder Lane - Photo 28](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f3395544916r.jpg) ![163 Ryder Lane - Photo 29](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f165973295r.jpg) ![163 Ryder Lane - Photo 30](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f3877553248r.jpg) ![163 Ryder Lane - Photo 31](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f1257503333r.jpg) ![163 Ryder Lane - Photo 32](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f4218433585r.jpg) ![163 Ryder Lane - Photo 33](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f1729972914r.jpg) ![163 Ryder Lane - Photo 34](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f1187631176r.jpg) ![163 Ryder Lane - Photo 35](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f2555946124r.jpg) ![163 Ryder Lane - Photo 36](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f1002321639r.jpg) ![163 Ryder Lane - Photo 37](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f3288902379r.jpg) ![163 Ryder Lane - Photo 38](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f1510488761r.jpg) ![163 Ryder Lane - Photo 39](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f1539969566r.jpg) ![163 Ryder Lane - Photo 40](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f1308241870r.jpg) ![163 Ryder Lane - Photo 41](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f523266908r.jpg) ![163 Ryder Lane - Photo 42](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f686761426r.jpg) ![163 Ryder Lane - Photo 43](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f3123581754r.jpg) ![163 Ryder Lane - Photo 44](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f3767959342r.jpg) ![163 Ryder Lane - Photo 45](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f1844743818r.jpg) ![163 Ryder Lane - Photo 46](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f2616138757r.jpg) ![163 Ryder Lane - Photo 47](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f2114947071r.jpg) ![163 Ryder Lane - Photo 48](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f1258423363r.jpg) ![163 Ryder Lane - Photo 49](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f3844528775r.jpg) ![163 Ryder Lane - Photo 50](http://lh.rdcpix.com/7622e931960a216716222583329a60aal-f4213676052r.jpg) --- **MLS#:** 1007295 | **Updated:** 2026-10-31 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/163-ryder-lane-panama-city-fl-32404-04a4d0f028f6422e912a5de837a363e4) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/163-ryder-lane-panama-city-fl-32404-04a4d0f028f6422e912a5de837a363e4#listing", "url": "https://www.propertysimple.ai/listing/163-ryder-lane-panama-city-fl-32404-04a4d0f028f6422e912a5de837a363e4", "name": "163 Ryder Lane, Panama City, FL 32404", "description": "If you've been waiting for a home that turns heads, this is it! Welcome to 163 Ryder Lane, where resort-style living meets everyday comfort. This five-bedroom, three-bath home offers one of the most impressive backyards you'll find in Bridge Harbor, centered around an incredible heated, screened saltwater pool with an 8.5-foot deep end, tanning ledge, underwater seating, Pebble Sheen finish, color-changing LED lighting, and a spacious paver deck. The heated saltwater pool has been professionally serviced weekly since the day it was installed--a true testament to the exceptional care and meticulous maintenance this home has received. This backyard was designed for year-round entertaining, family fun, and relaxing weekends at home. The screened enclosure features no-see-um screening, a super gutter system, and even a convenient dog door, while French drains, extensive paver work, and a fully fenced backyard create a low-maintenance outdoor space built to last. Inside, you'll love the spacious open-concept design with luxury vinyl plank flooring throughout. The kitchen is the heart of the home, featuring a large center island, breakfast bar, stainless steel appliances, a walk-in pantry, generous dining space, and seamless flow into the living area--perfect for hosting family and friends. The split-bedroom floor plan provides flexibility for growing families, guests, or a home office. The oversized primary suite offers a relaxing retreat with dual vanities, a soaking tub, separate shower with upgraded anti-streak glass, and a large walk-in closet. A guest bedroom and full bath are conveniently located near the pool, making outdoor entertaining even more functional. Additional upgrades include a whole-house water filtration and softener system, irrigation in both the front and back yards, gutters, hurricane shutters, a hurricane-rated front entry door that may qualify for insurance discounts, an inviting paver front porch, and extra privacy thanks to the additional space along the left side of the property. Washer and dryer are included. Located in the highly sought-after Bridge Harbor community, residents enjoy resort-style amenities including a community pool, outdoor kitchen, playground, sidewalks, and convenient access to the bay. Homes like this don't come along often. Between the exceptional pool, thoughtful upgrades, spacious five-bedroom layout, and outstanding community amenities, 163 Ryder Lane delivers a lifestyle that's difficult to replicate. 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