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About This Home

This 4-bedroom, 4-bathroom single family at 163 W Gulf Beach Dr in Saint George Island, FL is listed for $1,049,000 ($454 per sqft). Built in 2023, the home offers 2,310 sqft of living space on a 0.11 acres lot.

Agent Description

Stunning 2023 Gulf-view new construction on a prime corner lot in the heart of St. George Island. This beautifully designed 4BR/4.5BA coastal home with private pool offers approximately 2,300 square feet of living space and is located in the highly desirable X flood zone, meaning no flood insurance is required.

Designed for luxury living and strong rental performance, the home features four spacious bedrooms, each with a private en-suite bath, 9-foot ceilings, and 8-foot solid-core doors throughout. The first floor includes three guest suites, including a bunk room, all with custom vanities and walk-in tiled showers.

A first-floor king suite opens directly to a covered porcelain-tile deck and a private heated and cooled saltwater plunge pool, accented by a premium Camaru hardwood surround-100% waterproof and ideal for coastal conditions. A full laundry room and interior elevator provide comfort and convenience.

The second level showcases an open-concept great room and kitchen with beautiful Gulf views. The well-appointed kitchen features an oversized island, tall custom cabinetry, quartz countertops, high-end stainless appliances and ample storage. A dramatic 15-foot vaulted ceiling with a statement ceiling fan enhances the relaxed island atmosphere.

The upper-level king suite includes a double vanity and an oversized tiled walk-in shower, along with large owner closet, a linen closet, and a conveniently located half bath. Offered fully furnished and rental-ready, this investor-friendly home is golf-cart accessible and ideally located just two blocks from the beach, with shops and restaurants within walking distance.

This exceptional property combines location, size, and rare flood-zone advantages-an outstanding opportunity to own a low maintenance beach home in the heart of St. George Island that you'll be proud to call your own!

Key Features

  • Built in 2023
  • 0.11 acre lot
  • 4 parking spaces
  • Private pool

Property Details

4 full
4 spaces
2023

Amenities

PoolViewA/C

Monthly Cost Estimate

$5,610/mo

20% down · 6.5% · 30 years

Principal$759
Interest$4,546
Insurance$306

Estimates only. Actual payments may vary.

Location

163 W Gulf Beach Dr

Saint George Island, FL 32328

No Named Subdivision

Features & Amenities

Interior Features

ElevatorKitchen IslandWoodwork Painted

Property Details

Flooring

Vinyl

Construction

HardiPlank Type

Views

Water

Pool Features

DeckPatio

Parking

Driveway

Heating

CentralElectric (Heating)Heat Pump (Heating)

Cooling

Ceiling Fan(s)ElectricCentral AirHeat Pump

Appliances

DryerWasherDishwasherMicrowaveRange HoodRefrigeratorElectric OvenGas Water Heater

Questions & Answers

This 4-bedroom, 4-bathroom single family at 163 W Gulf Beach Dr is listed at $1,049,000 ($454/sqft). The estimated monthly payment is $4,546 based on 20% down at 6.5% interest.

Key features include: Built in 2023, 0.11 acre lot, 4 parking spaces, Private pool. Interior Features: Elevator, Kitchen Island, Woodwork Painted.

This property is listed by Shelley Shepard and can be reached at 8506536621 or sshepard@stgeorgeislandrealestate.com.

SS

Shelley Shepard

Agent at Berkshire Hathaway Homeservices - Sgi

(850) 653-6621

Listed by Berkshire Hathaway Homeservices - Sgi · View on Broker Site

MLS# 324861· Source: listhub· Updated today

Copyright © 2026 Forgotten Coast Realtor Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

163 W Gulf Beach Dr, Saint George Island, FL 32328

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