About This Home

This 4-bedroom, 4-bathroom single family at 1631 Massey Lane in McKinney, TX is listed for $399,900 ($176 per sqft). Built in 2021, the home offers 2,274 sqft of living space on a 0.15 acres lot.

Key Features

  • Built in 2021
  • 0.15 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full, 1 half
2-car garage
2021

Amenities

FireplaceA/C
Listing Description

A rare opportunity in Weston Ridge! This 4-bedroom, 3.5-bath McKinney home offers 2,274 square feet of thoughtfully designed living space and an **assumable FHA loan at 3.125%**, a rate well below today's market. Built in 2021 and beautifully maintained, this two-story home features a flexible, functional floor plan with an open-concept kitchen, dining and family area that flows naturally for everyday living and entertaining.

Four bedrooms provide flexibility for family, guests, a home office or multigenerational living. A 2-car garage adds everyday convenience. Qualified buyers may be able to assume the existing FHA loan and use secondary financing for the difference between the loan balance and purchase price.

Ask for details about the FHA assumption process and buyer qualification requirements. Located in Weston Ridge with convenient access to US-75 and US-380, plus nearby shopping, dining and everyday essentials. Annual HOA dues are just $450.

Monthly Cost Estimate

$2,589/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,733
Insurance$117
HOA$450

Estimates only. Actual payments may vary.

Location

1631 Massey Lane

McKinney, TX 75071

Weston Ridge Ph 2

Features & Amenities

Interior Features

DecorativeDesignerLightingFixturesDoubleVanityGraniteCountersHighSpeedInternetKitchenIslandOpenFloorplanPantryCableTvWalkInClosetsWiredForSound

Exterior Features

LightingRainGutters

Property Details

Flooring

CarpetTileLaminate

Construction

Brick Concrete WoodSiding

Outdoor Features

PatioPorch

Parking

DrivewayGarageOpen

Heating

CentralNatural Gas

Cooling

Central AirCeiling Fan(s)

Appliances

DishwasherElectricOvenGasCooktopDisposalGasWaterHeaterMicrowaveRefrigerator

Questions & Answers

This 4-bedroom, 4-bathroom single family at 1631 Massey Lane is listed at $399,900 ($176/sqft). The estimated monthly payment is $2,589 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $450/month.

Key features include: Built in 2021, 0.15 acre lot, 2 stories, Fireplace. Interior Features: DecorativeDesignerLightingFixtures, DoubleVanity, GraniteCounters. Exterior Features: Lighting, RainGutters.

This property is listed by Loretta Sercy.

LS

Loretta Sercy

Agent at eXp Realty, LLC

Listed by eXp Realty, LLC · Broker phone: (888) 519-7431 · View on Broker Site

MLS# 21369775· Source: North Texas Real Estate Information Systems, Inc.· 3 days on PropertySimple

Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1631 Massey Lane, McKinney, TX 75071

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