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About This Home

This 6-bedroom, 7-bathroom single family at 16312 Cozy Cove Road in Charlotte, NC is listed for $2,950,000 ($474 per sqft). Built in 2019, the home offers 6,218 sqft of living space on a 1.01 acres lot.

Agent Description

Nestled on over an acre of prime waterfront property in the coveted Palisades community-without the constraints of an HOA-this stunning retreat offers the perfect balance of privacy and optional access to nearby amenities. Designed for multigenerational living, this one-of-a-kind home is a haven for those seeking luxury, convenience, and seamless indoor-outdoor living.

Step outside and prepare to be amazed. Your backyard oasis includes a sparkling PebbleTec pool and spa with a waterfall, LED lighting, and a sunning shelf, all surrounded by gorgeous hardscaping. Imagine evenings by the contemporary fire pit, hosting cookouts with the built-in grill, or simply relaxing while taking in breathtaking views of the lake from your private dock.

Multiple outdoor spaces, including a covered porch off the main living area and a generous screened porch on the lower level, provide endless options for entertaining or unwinding. Inside, every detail has been thoughtfully curated. The two-story great room, anchored by a dramatic three-sided floor-to-ceiling stone fireplace, flows effortlessly into the dining area and chef's kitchen.

Here, you'll find a 36" gas cooktop, double wall ovens, an oversized island with a breakfast bar, and a full-size side-by-side refrigerator and freezer. The main-level primary suite is a sanctuary, offering serene lake views through picture windows and a spa-like bathroom with a rain shower, stand-alone soaking tub, dual vanities, and a walk-in closet.

The main level also includes two additional bedrooms with a Jack-and-Jill bath, a powder room, and a spacious laundry/mudroom with a pantry that connects to the three-car garage. Upstairs, you'll discover a fully appointed apartment with a living room overlooking the lake, a full kitchen, a laundry room, 1.5 baths, and plenty of space.

The lower level/basement offers even more versatility, featuring a second two-bedroom, two-bath apartment complete with its own full kitchen and living area. Whether used as a guest suite, rec room, or entertainment hub, it's designed to adapt to your unique needs.

Plus, with over 1,000 square feet of unfinished space and a one-car garage with a workshop, there's room for a home gym, storage, or all the toys to complement your lakefront lifestyle. This exceptional property is truly a rare find, offering unmatched flexibility and luxury in a serene lakefront setting. Don't miss the opportunity to make this retreat your forever home!

Key Features

  • Built in 2019
  • 1.01 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
5 full, 2 half
2019

Amenities

FireplaceWaterfrontViewA/C

Monthly Cost Estimate

$15,777/mo

20% down · 6.5% · 30 years

Principal$2,133
Interest$12,783
Insurance$860

Estimates only. Actual payments may vary.

Location

16312 Cozy Cove Road

Charlotte, NC 28278

Features & Amenities

Interior Features

Attic Walk InCable PrewireGarden TubKitchen IslandOpen FloorplanPantrySplit BedroomWalk-In Closet(s)Walk-In Pantry

Exterior Features

Fire PitDock - FloatingGas GrillIn-Ground Irrigation

Property Details

Flooring

TileWoodCarpet

Construction

Fiber Cement

Views

Water

Pool Features

PorchDeck

Parking

GarageGarage - AttachedOpen

Heating

Heat Pump (Heating)Natural GasCentral

Cooling

Multi UnitsHeat PumpCentral Air

Appliances

DishwasherDisposalElectric OvenExhaust HoodGas CooktopRefrigeratorTankless Water HeaterWine Refrigerator

Questions & Answers

This 6-bedroom, 7-bathroom single family at 16312 Cozy Cove Road is listed at $2,950,000 ($474/sqft). The estimated monthly payment is $12,783 based on 20% down at 6.5% interest.

Key features include: Built in 2019, 1.01 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Attic Walk In, Cable Prewire, Garden Tub. Exterior Features: Fire Pit, Dock - Floating, Gas Grill.

This property is listed by Robyn Riordan and can be reached at 7049054991 or robyn@robynriordan.com.

RR

Robyn Riordan

Agent at COMPASS

(704) 905-4991

Listed by COMPASS · View on Broker Site

MLS# 4321861· Source: listhub· Updated 192 days ago

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

16312 Cozy Cove Road, Charlotte, NC 28278

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