# 16312 Cozy Cove Road, Charlotte, NC 28278

> **TL;DR:** 6bd/7ba single family, $2,950,000 ($474/sqft), built 2019, 6,218 sqft.
> Fireplace, Waterfront, View, A/C. Est. $12,783/mo. Listed 192 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $2,950,000 |
| Price/sqft | $474 |
| Bedrooms | 6 |
| Bathrooms | 5 full, 2 half |
| Square Feet | 6,218 |
| Year Built | 2019 |
| Lot Size | 43,996 sqft (1.01 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 192 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $12,783 |
| **Total** | **$12,783** |

## Nearby Schools

- **Elementary:** Unspecified
- **Middle:** Unspecified
- **High:** Unspecified

## Key Amenities

- Fireplace
- Waterfront
- View
- A/C

## Property Highlights

- Built in 2019
- 1.01 acre lot
- 2 stories
- Fireplace
- Waterfront

## Description

### Agent Description
Nestled on over an acre of prime waterfront property in the coveted Palisades community-without the constraints of an HOA-this stunning retreat offers the perfect balance of privacy and optional access to nearby amenities. Designed for multigenerational living, this one-of-a-kind home is a haven for those seeking luxury, convenience, and seamless indoor-outdoor living. Step outside and prepare to be amazed. Your backyard oasis includes a sparkling PebbleTec pool and spa with a waterfall, LED lighting, and a sunning shelf, all surrounded by gorgeous hardscaping. Imagine evenings by the contemporary fire pit, hosting cookouts with the built-in grill, or simply relaxing while taking in breathtaking views of the lake from your private dock. Multiple outdoor spaces, including a covered porch off the main living area and a generous screened porch on the lower level, provide endless options for entertaining or unwinding. Inside, every detail has been thoughtfully curated. The two-story great room, anchored by a dramatic three-sided floor-to-ceiling stone fireplace, flows effortlessly into the dining area and chef's kitchen. Here, you'll find a 36" gas cooktop, double wall ovens, an oversized island with a breakfast bar, and a full-size side-by-side refrigerator and freezer. The main-level primary suite is a sanctuary, offering serene lake views through picture windows and a spa-like bathroom with a rain shower, stand-alone soaking tub, dual vanities, and a walk-in closet. The main level also includes two additional bedrooms with a Jack-and-Jill bath, a powder room, and a spacious laundry/mudroom with a pantry that connects to the three-car garage. Upstairs, you'll discover a fully appointed apartment with a living room overlooking the lake, a full kitchen, a laundry room, 1.5 baths, and plenty of space. The lower level/basement offers even more versatility, featuring a second two-bedroom, two-bath apartment complete with its own full kitchen and living area. Whether used as a guest suite, rec room, or entertainment hub, it's designed to adapt to your unique needs. Plus, with over 1,000 square feet of unfinished space and a one-car garage with a workshop, there's room for a home gym, storage, or all the toys to complement your lakefront lifestyle. This exceptional property is truly a rare find, offering unmatched flexibility and luxury in a serene lakefront setting. Don't miss the opportunity to make this retreat your forever home!

## Location

- **Address:** 16312 Cozy Cove Road, Charlotte, NC 28278
- **County:** Mecklenburg
- **Coordinates:** 35.065934, -81.054036
- **Google Maps:** https://www.google.com/maps?q=35.065934,-81.054036

## Listing Agent

- **Name:** Robyn Riordan
- **Brokerage:** COMPASS
- **Phone:** 7049054991
- **Email:** robyn@robynriordan.com

## Primary Photo

![16312 Cozy Cove Road - Primary Photo](http://lh.rdcpix.com/a5e5c3a195832eb21905b19266d5699el-f3539898736r.jpg)

*48 total photos available on [listing page](https://www.propertysimple.com/listing/16312-cozy-cove-road-charlotte-nc-28278-4321861)*

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**MLS#:** 4321861 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/16312-cozy-cove-road-charlotte-nc-28278-4321861)

---

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