About This Home

This 3-bedroom, 4-bathroom single family at 16358 FINNEY CREEK LN in Onancock, VA is listed for $950,000 ($257 per sqft). Built in 2004, the home offers 3,698 sqft of living space on a 7.30 acres lot.

Key Features

  • Built in 2004
  • 7.30 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full, 1 half
2-car garage
2004

Amenities

FireplaceWaterfrontHardwoodA/C
Listing Description

7.3 Private waterfront acres just five minutes from the charming harbor town of Onancock, this exceptional Cape Cod-style residence with timeless Colonial influences offers the perfect blend of elegance, comfort, and life on the water. With 3,659 square feet, the home is far more spacious than it appears, revealing thoughtfully designed interiors, generous living spaces, and beautiful water views throughout.

Designed for effortless main-level living, the expansive primary suite provides a peaceful retreat overlooking the property, while the home's flowing floor plan is equally suited for everyday living and entertaining. The spacious family room opens seamlessly to the kitchen, creating the heart of the home where family and guests naturally gather.

Formal and informal dining areas offer flexibility for everything from holiday celebrations to casual dinners, while a dedicated study provides the perfect home office, library, or quiet workspace. Upstairs, a large bonus room offers endless possibilities as a guest retreat, media room, hobby space, fitness area, or children's playroom.

Outside, a private pier with a 7,000-pound boat lift, and kayak launch offers direct access to the creek and beyond, with approximately 2 to 2.5 feet of water at low tide, making it ideal for boating, fishing, kayaking, paddleboarding, and exploring Virginia's spectacular Eastern Shore waterways.

Whether you're heading out for a day on the Chesapeake Bay or simply enjoying sunrise coffee overlooking the water, every day feels like a vacation. Additional highlights include a two-car attached garage, mature landscaping, expansive lawn with irrigation, and ample room for outdoor entertaining, gardening, or simply enjoying the peaceful surroundings.

Perfect as a primary residence, waterfront retreat, or luxury second home, this rare offering combines acreage, boating access, and proximity to one of the Eastern Shore's most beloved waterfront towns. Just minutes from marinas, boutique shopping, art galleries, restaurants, the regional hospital, and the Eastern Shore Yacht & Country Club, this property offers an exceptional lifestyle where boating, nature, and small-town charm come together.

Monthly Cost Estimate

$5,081/mo

20% down · 6.5% · 30 years

Principal$687
Interest$4,117
Insurance$277

Estimates only. Actual payments may vary.

Location

16358 FINNEY CREEK LN

Onancock, VA 23417

ONANCOCK

Features & Amenities

Interior Features

Smoke DetectorWalk-in Closet(s)Washer/Dryer Hookup1st Floor BedroomDining Room

Exterior Features

Double Pane WindowsShell DrivewayDeckPier/DockOpen Porch

Property Details

Flooring

TileCarpet - FullHardwood

Outdoor Features

DeckPorch

Heating

Heat Pump (Heating)

Cooling

Heat Pump

Appliances

RangeMicrowaveDishwasherTrash CompactorRefrigeratorWater ConditionerWasherDryer

Questions & Answers

This 3-bedroom, 4-bathroom single family at 16358 FINNEY CREEK LN is listed at $950,000 ($257/sqft). The estimated monthly payment is $5,081 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2004, 7.30 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Smoke Detector, Walk-in Closet(s), Washer/Dryer Hookup. Exterior Features: Double Pane Windows, Shell Driveway, Deck.

This property is listed by ANNE KYLE BUNDICK DOUGHTY.

AD

ANNE KYLE BUNDICK DOUGHTY

Agent at Coldwell Banker Harbour Realty

Listed by Coldwell Banker Harbour Realty · Broker phone: (757) 787-1305 · View on Broker Site · Broker website

MLS# 71931· Source: Eastern Shore Association of Realtors· 94 days on PropertySimple

Copyright © 2026 Eastern Shore Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

16358 FINNEY CREEK LN, Onancock, VA 23417

Open this listing in: