About This Home

This 4-bedroom, 2-bathroom single family at 16392 198TH TRACE in Obrien, FL is listed for $675,000 ($293 per sqft). Built in 1997, the home offers 2,300 sqft of living space on a 3.24 acres lot.

Key Features

  • Built in 1997
  • 3.24 acre lot
  • Fireplace

Property Details

2 full
1997

Amenities

FireplaceA/C
Listing Description

Welcome to your private riverfront retreat on the legendary Suwannee River in O'Brien, FL. This custom-built 4/2, offers 2,300 sqft of living space on just over 3 acres, featuring an impressive 400 ft of Suwannee River frontage and a spring flowing at the river's edge-a rare and highly sought-after North Florida feature.

Built with strength, structural integrity, and durability for long-term living in mind, creating a solid, well-built residence designed to stand the test of time while providing comfort and security. Designed for both relaxation and entertaining, the elevated home captures stunning river views, abundant natural light, and high ceilings.

The spacious layout opens to outdoor living spaces including a large front porch, river-view deck, and floating dock, creating the perfect setting for boating, kayaking, and fishing. The property is fully equipped for comfort and convenience with covered parking, extensive storage, multiple outbuildings, fenced yard, custom fire pit, and a large screened entertainment area beneath the home.

Additional features include a whole-house generator, tankless water heater, motorized lift to the main level, and a full RV hookup with its own septic system-ideal for guests or extended stays. Located near the crystal-clear springs and outdoor recreation of Royal Springs, this property blends privacy, waterfront adventure, and the charm of rural North Florida living. Opportunities like this along the Suwannee River are rare!

Monthly Cost Estimate

$3,610/mo

20% down · 6.5% · 30 years

Principal$488
Interest$2,925
Insurance$197

Estimates only. Actual payments may vary.

Location

16392 198TH TRACE

Obrien, FL 32071

SUWANNEE BELLE ESTATE U#2

Features & Amenities

Interior Features

FireplaceCeiling FansWet BarVaulted CeilingsStorage Area

Exterior Features

FenceRain Gutters Whole RoofGenerator

Property Details

Flooring

LinoleumLaminateCarpet

Construction

Frame W Vinyl Siding

Parking

Driveway

Heating

CentralElectric (Heating)

Cooling

ElectricCentral Air

Questions & Answers

This 4-bedroom, 2-bathroom single family at 16392 198TH TRACE is listed at $675,000 ($293/sqft). The estimated monthly payment is $3,610 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1997, 3.24 acre lot, Fireplace. Interior Features: Fireplace, Ceiling Fans, Wet Bar. Exterior Features: Fence, Rain Gutters Whole Roof, Generator.

This property is listed by Mindy Wilkison and can be reached at (386) 362-4539.

MW

Mindy Wilkison

Agent at Poole Realty, Inc.

(386) 362-4539

Listed by Poole Realty, Inc. · Broker phone: (386) 362-4539 · View on Broker Site

MLS# 124401· Source: Lake City Board of REALTORS®· 189 days on PropertySimple

Copyright © 2026 Lake City Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

16392 198TH TRACE, Obrien, FL 32071

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