# 1640 State Route 12, Waterville, NY 13480

> **TL;DR:** 5bd/3ba single family, $325,000 ($116/sqft), built 1992, 2,807 sqft.
> Hardwood, A/C, 1-car garage. Est. $1,738/mo. Listed 106 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $325,000 |
| Price/sqft | $116 |
| Bedrooms | 5 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,807 |
| Year Built | 1992 |
| Lot Size | 87,120 sqft (2.00 acres) |
| Stories | 1 |
| Garage | 1-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 106 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,643 |
| Estimated Insurance | $95 |
| **Total** | **$1,738** |

## Key Amenities

- Hardwood
- A/C
- 1-car garage

## Property Highlights

- Built in 1992
- 2.00 acre lot

## Description

### Agent Description
Welcome to 1640 State Route 12 in Waterville! This spacious home offers 4+ bedrooms, 2.5 baths, approximately 2 acres, and plenty of room to spread out both inside and out. Step inside to a warm and inviting layout featuring a beautiful great room with soaring wood ceilings, a first-floor primary suite, and a finished walkout lower level offering additional living space with possibilities for entertaining, recreation, or hobbies. Many major updates have already been completed, including a NEW septic tank and leach field, repairs to the perimeter drainage, and correction of the floor joist. Previous updates include the siding, roof, and windows. The interior has also seen numerous updates, providing an inviting setting for its next owners to make their own. Outside, enjoy approximately 2 acres with room for gardening, outdoor activities, or simply relaxing, while conveniently located along State Route 12. With generous living space, valuable improvements, and a flexible layout, this Waterville home is ready to welcome its next owners. Schedule your private showing today!

## Location

- **Address:** 1640 State Route 12, Waterville, NY 13480
- **County:** Oneida
- **Coordinates:** 42.941968, -75.368017
- **Google Maps:** https://www.google.com/maps?q=42.941968,-75.368017

## Listing Agent

- **Name:** Windi Rifanburg · **License:** 10401398203
- **Brokerage:** Keller Williams Upstate New York Properties
- **Broker Phone:** (607) 431-2540
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1640-State-Route-12_Waterville_NY_13480_M34572-27288?f=listhub&s=BNARNY&m=R1696472&c=propsimple)

## Photos

![1640 State Route 12 - Photo 1](http://lh.rdcpix.com/7007056f9120358980b012ab0cf6c903l-f2818597583r.jpg)

![1640 State Route 12 - Photo 2](http://lh.rdcpix.com/7007056f9120358980b012ab0cf6c903l-f2415599785r.jpg)

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![1640 State Route 12 - Photo 35](http://lh.rdcpix.com/7007056f9120358980b012ab0cf6c903l-f2395014309r.jpg)

![1640 State Route 12 - Photo 36](http://lh.rdcpix.com/7007056f9120358980b012ab0cf6c903l-f2891499086r.jpg)

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![1640 State Route 12 - Photo 39](http://lh.rdcpix.com/7007056f9120358980b012ab0cf6c903l-f1640245526r.jpg)

![1640 State Route 12 - Photo 40](http://lh.rdcpix.com/7007056f9120358980b012ab0cf6c903l-f3438864638r.jpg)

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![1640 State Route 12 - Photo 50](http://lh.rdcpix.com/7007056f9120358980b012ab0cf6c903l-f612805093r.jpg)

---

**MLS#:** R1696472 | **Updated:** 2026-10-22
**Source:** listhub

*Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/1640-state-route-12-waterville-ny-13480-99a5f6e4baa64ccfa65b0bfea3d1049f)

---

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