# 1642 Churchill Downs, Key Largo, FL 33037 > **TL;DR:** 4bd/4ba single family, $3,511,000 ($1069/sqft), built 2023, 3,285 sqft. > Pool, Waterfront, A/C, RV Parking. Est. $18,778/mo. Listed 51 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $3,511,000 | | Price/sqft | $1069 | | Bedrooms | 4 | | Bathrooms | 3 full, 2 half | | Square Feet | 3,285 | | Year Built | 2023 | | Lot Size | 13,865 sqft (0.32 acres) | | Property Type | Single Family (Single Family Residence) | | Status | Active Under Contract | | Days on Market | 51 | ## Why This Home Stands Out - **Pool** - Porch, Deck - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $17,754 | | Estimated Insurance | $1,024 | | **Total** | **$18,778** | ## Key Amenities - Pool - Waterfront - A/C - RV Parking ## Property Highlights - Built in 2023 - 0.32 acre lot - Private pool - Waterfront ## Description ### Agent Description New construction waterfront home with all the bells and whistles. Situated on a large corner lot of nearly 14,000 sq. ft., the property features two electric gated entrances with plenty of space for RV and trailer parking. The backyard was designed for exactly why you live in the Keys: an amazing pool with hot tub, low-maintenance turf, 57' concrete dock with two boat lifts (15,000 lbs & 10,000 lbs), outdoor kitchen and bar, cabana bath, and outdoor shower. Through the front entry, you'll find an elevator servicing all three floors, along with an ultra-wide interior staircase. Head to the third floor, where the open-concept kitchen, living and dining areas take advantage of the impressive bay views. Step onto the third-floor porch for sunset views, or take it to the next level on the rooftop deck with panoramic views of the bay and nightly sunsets as the home faces due west. The primary bedroom and bath, along with a powder room, complete the third floor. The second floor offers three additional bedrooms and two bathrooms. The entire home was professionally designed by an interior designer, and the attention to detail shows throughout. Located just around the corner from Adams Cut for quick access to the ocean, while the bay offers endless opportunities to enjoy the water right from your backyard. New construction, incredible outdoor living, great dockage, sunset views and quick ocean access, this one checks all the boxes. ## Location - **Address:** 1642 Churchill Downs, Key Largo, FL 33037 - **County:** Monroe - **Neighborhood:** Cross Key Waterways (103.0) - **Coordinates:** 25.137371, -80.404255 - **Google Maps:** https://www.google.com/maps?q=25.137371,-80.404255 ## Listing Agent - **Name:** AJ Vetter · **License:** 3296730 - **Brokerage:** Palm House Real Estate - **Broker Phone:** (305) 304-8841 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1642-Churchill-Downs_Key-Largo_FL_33037_M67944-35600?f=listhub&s=FLKEYSMLSFL&m=621244&c=propsimple) ## Photos ![1642 Churchill Downs - Photo 1](http://lh.rdcpix.com/cb2676c2b303f93c7337dd5654f573fal-f252727978r.jpg) ![1642 Churchill Downs - Photo 2](http://lh.rdcpix.com/cb2676c2b303f93c7337dd5654f573fal-f2221236742r.jpg) ![1642 Churchill Downs - Photo 3](http://lh.rdcpix.com/cb2676c2b303f93c7337dd5654f573fal-f1826098381r.jpg) ![1642 Churchill Downs - 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Photo 94](http://lh.rdcpix.com/cb2676c2b303f93c7337dd5654f573fal-f3187608879r.jpg) ![1642 Churchill Downs - Photo 95](http://lh.rdcpix.com/cb2676c2b303f93c7337dd5654f573fal-f3709935650r.jpg) ![1642 Churchill Downs - Photo 96](http://lh.rdcpix.com/cb2676c2b303f93c7337dd5654f573fal-f3527102256r.jpg) ![1642 Churchill Downs - Photo 97](http://lh.rdcpix.com/cb2676c2b303f93c7337dd5654f573fal-f435901700r.jpg) ![1642 Churchill Downs - Photo 98](http://lh.rdcpix.com/cb2676c2b303f93c7337dd5654f573fal-f3312661271r.jpg) ![1642 Churchill Downs - Photo 99](http://lh.rdcpix.com/cb2676c2b303f93c7337dd5654f573fal-f1076138743r.jpg) ![1642 Churchill Downs - Photo 100](http://lh.rdcpix.com/cb2676c2b303f93c7337dd5654f573fal-f4012423625r.jpg) ![1642 Churchill Downs - Photo 101](http://lh.rdcpix.com/cb2676c2b303f93c7337dd5654f573fal-f3938573199r.jpg) ![1642 Churchill Downs - Photo 102](http://lh.rdcpix.com/cb2676c2b303f93c7337dd5654f573fal-f1737994428r.jpg) --- **MLS#:** 621244 | **Updated:** 2026-10-23 **Source:** listhub *Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/1642-churchill-downs-key-largo-fl-33037-e9eb700af503419ea763444463e237e8) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/1642-churchill-downs-key-largo-fl-33037-e9eb700af503419ea763444463e237e8#listing", "url": "https://www.propertysimple.ai/listing/1642-churchill-downs-key-largo-fl-33037-e9eb700af503419ea763444463e237e8", "name": "1642 Churchill Downs, Key Largo, FL 33037", "description": "New construction waterfront home with all the bells and whistles. Situated on a large corner lot of nearly 14,000 sq. ft., the property features two electric gated entrances with plenty of space for RV and trailer parking. The backyard was designed for exactly why you live in the Keys: an amazing pool with hot tub, low-maintenance turf, 57' concrete dock with two boat lifts (15,000 lbs & 10,000 lbs), outdoor kitchen and bar, cabana bath, and outdoor shower. Through the front entry, you'll find an elevator servicing all three floors, along with an ultra-wide interior staircase. Head to the third floor, where the open-concept kitchen, living and dining areas take advantage of the impressive bay views. Step onto the third-floor porch for sunset views, or take it to the next level on the rooftop deck with panoramic views of the bay and nightly sunsets as the home faces due west. The primary bedroom and bath, along with a powder room, complete the third floor. The second floor offers three additional bedrooms and two bathrooms. The entire home was professionally designed by an interior designer, and the attention to detail shows throughout. Located just around the corner from Adams Cut for quick access to the ocean, while the bay offers endless opportunities to enjoy the water right from your backyard. 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