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About This Home

This 3-bedroom, 3-bathroom single family at 16490 Indiana Ave in Cedar Key, FL is listed for $599,000 ($237 per sqft). Built in 1982, the home offers 2,524 sqft of living space on a 0.34 acres lot.

Agent Description

At the quiet end of Indiana Avenue, where the road gives way to water and sky, Artist's Hideaway offers a rare combination of privacy, versatility, and uninterrupted western sunsets. This waterfront retreat is designed for those who value light, space, and the freedom to live-and create-on their own terms.

Inside, vaulted ceilings and an open living room create an airy, gallery-like atmosphere, ideal for both everyday living and entertaining. The updated kitchen anchors the home with quartz countertops, modern finishes, and a layout that flows seamlessly into the main living space.

Luxury vinyl tile runs throughout, providing durability and easy maintenance without sacrificing style. A spacious loft overlooks the living area, perfectly suited as an art studio, creative workspace, or additional guest accommodations. Storage is abundant and thoughtfully integrated, supporting both full-time living and extended stays.

Adding to the property's flexibility is a dedicated mother-in-law suite and additional separate sleeping space-equally well-suited for multi-generational living or income-producing rental use-along with a workshop and man cave that will appeal to makers, hobbyists, and boaters alike.

Outdoors, the setting is as compelling as the home itself. West-facing waterfront exposure delivers nightly sunset views, while the surrounding natural habitat invites exceptional birdwatching. Waterman's delight with ample boat parking, outdoor shower and the benefit of being at the end of the street, the property offers a sense of seclusion rarely found in Cedar Key.

Unique seating area on the water is the perfect getaway for reading, entertaining or relaxing with an iced beverage. Additionally, the home is located in the county rather than within city limits, a distinction that translates to lower property taxes-an increasingly valuable advantage for both full-time residents and investors.

Some furnishings and a golf cart may be included with appropriate offer. This home offers a heartfelt story from the original owner who hung a dreamcatcher there, hoping it would be added to by all the subsequent owners and left to ensure the home never went without food.

Since then, items securing health and art have been added. What would your goal for this beautiful home be? Artist's Hideaway is more than a residence-it is a waterfront sanctuary that balances creativity, comfort, and coastal solitude in one of Florida's most distinctive island communities. Call today for the showing that will change your life in the most spectacular way!

Key Features

  • Built in 1982
  • 0.34 acre lot
  • Waterfront

Property Details

3 full
1982

Amenities

WaterfrontRV Parking

Monthly Cost Estimate

$3,204/mo

20% down · 6.5% · 30 years

Principal$433
Interest$2,596
Insurance$175

Estimates only. Actual payments may vary.

Location

16490 Indiana Ave

Cedar Key, FL 32625

Not in Subdivision

Features & Amenities

Interior Features

BlindsCeiling FansGreat RoomKitchen/Dining ComboKitchen IslandLaundry ClosetOpen Floor PlanPlantation ShuttersQuartz CounterW/D Hookups

Exterior Features

Covered PorchOpen DeckScreened PorchShedUtility BuildingWorkshop

Property Details

Flooring

Vinyl

Construction

Frame

Pool Features

DeckPorch

Parking

OpenBoatDriveway

Heating

CentralDuctless (Heating)Electric (Heating)

Questions & Answers

This 3-bedroom, 3-bathroom single family at 16490 Indiana Ave is listed at $599,000 ($237/sqft). The estimated monthly payment is $2,596 based on 20% down at 6.5% interest.

Key features include: Built in 1982, 0.34 acre lot, Waterfront. Interior Features: Blinds, Ceiling Fans, Great Room. Exterior Features: Covered Porch, Open Deck, Screened Porch.

This property is listed by Melinda Allen and can be reached at 3522228585 or mendy.pelican@gmail.com.

MA

Melinda Allen

Agent at Pelican Realty

(352) 222-8585

Listed by Pelican Realty · View on Broker Site

MLS# 796348· Source: listhub· Updated 142 days ago

Copyright © 2026 Dixie-Gilchrist-Levy Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

16490 Indiana Ave, Cedar Key, FL 32625

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