# 165 Spence Rd, Union Hall, VA 24176 > **TL;DR:** 3bd/2ba single family, $629,500 ($404/sqft), built 2023, 1,560 sqft. > Waterfront, View, A/C. Est. $3,367/mo. Listed 33 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $629,500 | | Price/sqft | $404 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,560 | | Year Built | 2023 | | Lot Size | 38,768 sqft (0.89 acres) | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 33 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,183 | | Estimated Insurance | $184 | | **Total** | **$3,367** | ## Nearby Schools - **Elementary:** Glade Hill - **Middle:** Ben Franklin Middle - **High:** Franklin County ## Key Amenities - Waterfront - View - A/C ## Property Highlights - Built in 2023 - 0.89 acre lot - Waterfront ## Description ### Agent Description SMITH MOUNTAIN LAKE WATERFRONT AT AN AFFORDABLE PRICE -- WITH A BRAND-NEW COVERED DOCK & EXCELLENT WATER DEPTH! This pristine, 2023 double-wide manufactured home offers 3 bedrooms, 2 baths and approx. 1,560 sq. ft. of easy ONE-LEVEL LIVING. The bright open floor plan features vaulted ceilings, LVP flooring, a spacious kitchen with large island and comfortable living and dining areas. But the real standout is outside! Enjoy approximately 100' of Smith Mountain Lake shoreline, a BRAND-NEW covered single-slip dock with floater and storage, and an exceptionally EASY, GENTLE WALK TO THE WATER -- NO LONG STAIRCASE TO CLIMB. Even with Smith Mountain Lake currently below full pond, there is approximately 6'+ of water at the dock and approximately 11'+ at full pond. Enjoy lake views from the side deck and a peaceful setting that's ready to enjoy immediately. NO HOA! Convenient to Westlake and Rocky Mount by land and near channel marker B-25 by water, approximately 10-15 minutes by boat to Magnum Point Marina & Restaurant. Whether you're looking for a full-time residence or an affordable Smith Mountain Lake getaway, this is a rare opportunity to get HOME + WATERFRONT + NEW DOCK + GREAT WATER DEPTH without the typical SML waterfront price tag. Zoned A-1. Short-term rental use may be possible through a Franklin County Special Use Permit; buyer to verify all requirements. Home was built in 2023, placed on the property in 2025 and dock completed 2026! ## Location - **Address:** 165 Spence Rd, Union Hall, VA 24176 - **County:** Franklin County - **Coordinates:** 37.038295, -79.693055 - **Google Maps:** https://www.google.com/maps?q=37.038295,-79.693055 ## Virtual Tour & Media - **Video Tour:** https://showsgreat.photography/165-Spence-Rd/idx ## Listing Agent - **Name:** EDNA JAMIESON WOOD - **Brokerage:** Three Sisters Corporation Salem dba Wainwright & Co. - REALTORS - **Phone:** 5405200168 - **Broker Phone:** (540) 387-5800 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/165-Spence-Rd_Union-Hall_VA_24176_M97108-71342?f=listhub&s=RVARVA&m=930411&c=propsimple) ## Photos ![165 Spence Rd - Photo 1](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f116459098r.jpg) ![165 Spence Rd - Photo 2](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f649915180r.jpg) ![165 Spence Rd - Photo 3](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f805807153r.jpg) ![165 Spence Rd - Photo 4](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3374110151r.jpg) ![165 Spence Rd - Photo 5](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f1610561081r.jpg) ![165 Spence Rd - Photo 6](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f2228381255r.jpg) ![165 Spence Rd - Photo 7](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3782737822r.jpg) ![165 Spence Rd - Photo 8](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3025965673r.jpg) ![165 Spence Rd - Photo 9](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3025965673r.jpg) ![165 Spence Rd - Photo 10](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f2425778510r.jpg) ![165 Spence Rd - Photo 11](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f412846463r.jpg) ![165 Spence Rd - Photo 12](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3163893192r.jpg) ![165 Spence Rd - Photo 13](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3116178943r.jpg) ![165 Spence Rd - Photo 14](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f50415487r.jpg) ![165 Spence Rd - Photo 15](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f2533105704r.jpg) ![165 Spence Rd - Photo 16](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f845144529r.jpg) ![165 Spence Rd - Photo 17](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f1101922289r.jpg) ![165 Spence Rd - Photo 18](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3393165127r.jpg) ![165 Spence Rd - Photo 19](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f1575361716r.jpg) ![165 Spence Rd - Photo 20](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3930983861r.jpg) ![165 Spence Rd - Photo 21](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f555014902r.jpg) ![165 Spence Rd - Photo 22](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f1925455952r.jpg) ![165 Spence Rd - Photo 23](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f4188323447r.jpg) ![165 Spence Rd - Photo 24](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f550223916r.jpg) ![165 Spence Rd - Photo 25](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f1330745853r.jpg) ![165 Spence Rd - Photo 26](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3068933462r.jpg) ![165 Spence Rd - Photo 27](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3442449854r.jpg) ![165 Spence Rd - Photo 28](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f2121004389r.jpg) ![165 Spence Rd - Photo 29](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f2736421390r.jpg) ![165 Spence Rd - Photo 30](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f2736421390r.jpg) ![165 Spence Rd - Photo 31](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f587086939r.jpg) ![165 Spence Rd - Photo 32](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f587086939r.jpg) ![165 Spence Rd - Photo 33](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f805807153r.jpg) ![165 Spence Rd - Photo 34](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f2136244993r.jpg) ![165 Spence Rd - Photo 35](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f392228275r.jpg) ![165 Spence Rd - Photo 36](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3790281440r.jpg) ![165 Spence Rd - Photo 37](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f970669289r.jpg) ![165 Spence Rd - Photo 38](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3852555089r.jpg) ![165 Spence Rd - Photo 39](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f2997065273r.jpg) ![165 Spence Rd - Photo 40](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f2029672035r.jpg) ![165 Spence Rd - Photo 41](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f557973676r.jpg) ![165 Spence Rd - Photo 42](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f1853627020r.jpg) ![165 Spence Rd - Photo 43](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f2096130360r.jpg) ![165 Spence Rd - Photo 44](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f3675812277r.jpg) ![165 Spence Rd - Photo 45](http://lh.rdcpix.com/590792223af7501210eb4f40b3521110l-f905968188r.jpg) --- **MLS#:** 930411 | **Updated:** 2026-09-15 **Source:** listhub *Copyright © 2026 Roanoke Valley Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/165-spence-rd-union-hall-va-24176-a930411) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/165-spence-rd-union-hall-va-24176-a930411#listing", "url": "https://www.propertysimple.ai/listing/165-spence-rd-union-hall-va-24176-a930411", "name": "165 Spence Rd, Union Hall, VA 24176", "description": "SMITH MOUNTAIN LAKE WATERFRONT AT AN AFFORDABLE PRICE -- WITH A BRAND-NEW COVERED DOCK & EXCELLENT WATER DEPTH! This pristine, 2023 double-wide manufactured home offers 3 bedrooms, 2 baths and approx. 1,560 sq. ft. of easy ONE-LEVEL LIVING. The bright open floor plan features vaulted ceilings, LVP flooring, a spacious kitchen with large island and comfortable living and dining areas. 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