# 165 Valley Road, Stearns, KY 42647

> **TL;DR:** 3bd/1ba single family, $110,000 ($98/sqft), 1,120 sqft.
> A/C. Est. $588/mo. Listed 34 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $110,000 |
| Price/sqft | $98 |
| Bedrooms | 3 |
| Bathrooms | 1 full |
| Square Feet | 1,120 |
| Lot Size | 20,909 sqft (0.48 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | Pending |
| Days on Market | 34 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $556 |
| Estimated Insurance | $32 |
| **Total** | **$588** |

## Nearby Schools

- **Elementary:** McCreary County
- **Middle:** McCreary County
- **High:** McCreary County

## Key Amenities

- A/C

## Property Highlights

- 0.48 acre lot

## Description

### Agent Description
Priced aggressively and packed with potential! This 3-bedroom, 1-bath home offers an excellent opportunity for a first-time buyer ready to make a home their own or an investor looking for their next rental property. The functional floor plan features a spacious living area, eat-in kitchen, three bedrooms, and a full bath, with plenty of room for cosmetic updates and personalization. Outside, you'll find a metal roof, attached carport, off-street parking, and a spacious, tree-lined yard offering plenty of shade and privacy. With a little vision and some updates, this property could truly shine. Affordable opportunities at this price point are becoming harder to find-bring your ideas and make this one yours!

## Location

- **Address:** 165 Valley Road, Stearns, KY 42647
- **County:** McCreary
- **Coordinates:** 36.691422, -84.457774
- **Google Maps:** https://www.google.com/maps?q=36.691422,-84.457774

## Listing Agent

- **Name:** The Dream Team Real Estate Professionals - Dreama Bolin
- **Brokerage:** Lake Cumberland Real Estate Professionals
- **Broker Phone:** (606) 677-0059
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/165-Valley-Rd_Stearns_KY_42647_M42478-65465?f=listhub&s=LBARKY&m=26026986&c=propsimple)

## Photos

![165 Valley Road - Photo 1](http://lh.rdcpix.com/cdf9b290269880bf0b3825462018bb21l-f1599663707r.jpg)

![165 Valley Road - Photo 2](http://lh.rdcpix.com/cdf9b290269880bf0b3825462018bb21l-f706230659r.jpg)

![165 Valley Road - Photo 3](http://lh.rdcpix.com/cdf9b290269880bf0b3825462018bb21l-f287299418r.jpg)

![165 Valley Road - Photo 4](http://lh.rdcpix.com/cdf9b290269880bf0b3825462018bb21l-f1810043023r.jpg)

![165 Valley Road - Photo 5](http://lh.rdcpix.com/cdf9b290269880bf0b3825462018bb21l-f1893256623r.jpg)

![165 Valley Road - Photo 6](http://lh.rdcpix.com/cdf9b290269880bf0b3825462018bb21l-f2322599382r.jpg)

![165 Valley Road - Photo 7](http://lh.rdcpix.com/cdf9b290269880bf0b3825462018bb21l-f2323861145r.jpg)

![165 Valley Road - Photo 8](http://lh.rdcpix.com/cdf9b290269880bf0b3825462018bb21l-f970498153r.jpg)

![165 Valley Road - Photo 9](http://lh.rdcpix.com/cdf9b290269880bf0b3825462018bb21l-f2536791289r.jpg)

![165 Valley Road - Photo 10](http://lh.rdcpix.com/cdf9b290269880bf0b3825462018bb21l-f4081298073r.jpg)

![165 Valley Road - Photo 11](http://lh.rdcpix.com/cdf9b290269880bf0b3825462018bb21l-f2006858392r.jpg)

![165 Valley Road - Photo 12](http://lh.rdcpix.com/cdf9b290269880bf0b3825462018bb21l-f1556747165r.jpg)

![165 Valley Road - Photo 13](http://lh.rdcpix.com/cdf9b290269880bf0b3825462018bb21l-f2143378943r.jpg)

![165 Valley Road - Photo 14](http://lh.rdcpix.com/cdf9b290269880bf0b3825462018bb21l-f47600214r.jpg)

![165 Valley Road - Photo 15](http://lh.rdcpix.com/cdf9b290269880bf0b3825462018bb21l-f1729278869r.jpg)

![165 Valley Road - Photo 16](http://lh.rdcpix.com/cdf9b290269880bf0b3825462018bb21l-f681096014r.jpg)

![165 Valley Road - Photo 17](http://lh.rdcpix.com/cdf9b290269880bf0b3825462018bb21l-f2356003909r.jpg)

![165 Valley Road - Photo 18](http://lh.rdcpix.com/cdf9b290269880bf0b3825462018bb21l-f4218603441r.jpg)

![165 Valley Road - Photo 19](http://lh.rdcpix.com/cdf9b290269880bf0b3825462018bb21l-f3271959857r.jpg)

![165 Valley Road - Photo 20](http://lh.rdcpix.com/cdf9b290269880bf0b3825462018bb21l-f505623410r.jpg)

![165 Valley Road - Photo 21](http://lh.rdcpix.com/cdf9b290269880bf0b3825462018bb21l-f2140730441r.jpg)

![165 Valley Road - Photo 22](http://lh.rdcpix.com/cdf9b290269880bf0b3825462018bb21l-f1187739530r.jpg)

![165 Valley Road - Photo 23](http://lh.rdcpix.com/cdf9b290269880bf0b3825462018bb21l-f456372590r.jpg)

![165 Valley Road - Photo 24](http://lh.rdcpix.com/cdf9b290269880bf0b3825462018bb21l-f3945801196r.jpg)

![165 Valley Road - Photo 25](http://lh.rdcpix.com/cdf9b290269880bf0b3825462018bb21l-f2915524343r.jpg)

![165 Valley Road - Photo 26](http://lh.rdcpix.com/cdf9b290269880bf0b3825462018bb21l-f3801105122r.jpg)

![165 Valley Road - Photo 27](http://lh.rdcpix.com/cdf9b290269880bf0b3825462018bb21l-f3964109462r.jpg)

---

**MLS#:** 26026986 | **Updated:** 2026-10-29
**Source:** listhub

*Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/165-valley-road-stearns-ky-42647-338f5d8152504816ba77c9845e287443)

---

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