# 16511 SW 120th Pl, Cedar Key, FL 32625 > **TL;DR:** 4bd/2ba single family, $649,999 ($267/sqft), built 1977, 2,431 sqft. > Waterfront. Est. $3,477/mo. Listed 140 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $649,999 | | Price/sqft | $267 | | Bedrooms | 4 | | Bathrooms | 2 full | | Square Feet | 2,431 | | Year Built | 1977 | | Lot Size | 11,326 sqft (0.26 acres) | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 140 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,287 | | Estimated Insurance | $190 | | **Total** | **$3,477** | ## Key Amenities - Waterfront ## Property Highlights - Built in 1977 - 0.26 acre lot - Waterfront ## Description ### Agent Description Welcome to your slice of island paradise in Cedar Key! This stunning 4-bedroom, 2-bath concrete block, two-story Key West-style home sits on a .26-acre waterfront lot with direct canal access and just a short boat ride to the open waters of the Gulf of Mexico. Whether you're searching for a full-time residence, vacation getaway, or proven income-producing property, this coastal gem checks every box. From the moment you arrive, you'll be captivated by the vibrant island colors, charming shutters adorned with pelicans and palm trees, and lush landscaping featuring mature trees and a striking bird of paradise in the front of the home. A wood walkway welcomes you to the front door, while ample parking-including a rock driveway-offers easy access for vehicles or golf carts. Inside, the home offers 2,128 square feet of heated and cooled living space, fully furnished, with the exception of some artwork that the seller intends to take with them. The upper level features a bright and airy layout with a beautiful kitchen complete with wood cabinetry, a dining area with breathtaking water views, and a spacious living room perfect for gathering. Two bedrooms are located upstairs, including the primary suite with a full bath. Step out onto the second-story deck and take in unforgettable sunset views over the water-truly the highlight of this home. The unfinished lower level offers incredible versatility with two additional bedrooms, a finished full bathroom, and a large unfinished flex space ideal for a game room, family room, art studio, or additional entertaining area. A stunning coastal mural by a talented local artist adds character and charm to the downstairs space. This space only requires minimal finishing touches to make it complete. Outdoor living is where this property truly shines. Enjoy peaceful mornings and golden evenings from the covered back porch, expansive open deck, or right down by the water. Watch mullet jump, Porpoises pass through at high tide, and birds soar overhead-this is a nature lover's dream. A brand-new, heavy-duty concrete seawall provides peace of mind, with pilings in place to tie up your boat after a day on the water. Additional features include tile flooring throughout both levels, elevated HVAC system and electrical panel for added storm protection, a large concrete slab where a garage once stood, and a beautifully landscaped backyard with a mature oleander adding to the tropical ambiance. Currently a successful vacation rental managed by a local property management company, this home offers immediate income potential or the opportunity to make it your own private coastal retreat. Located just a short golf cart ride from downtown Cedar Key, you'll have easy access to local restaurants, shops, parks, fishing piers, nature trails, and more. Beyond the home itself, you're becoming part of a one-of-a-kind community known for its friendly atmosphere, incredible wildlife, and laid-back island lifestyle. Waterfront, sunsets, income potential, and island charm-this is Florida living at its finest. ## Location - **Address:** 16511 SW 120th Pl, Cedar Key, FL 32625 - **County:** Levy - **Neighborhood:** Cedar Key Shores - **Coordinates:** 29.1530308, -83.046616 - **Google Maps:** https://www.google.com/maps?q=29.1530308,-83.046616 ## Virtual Tour & Media - **Video Tour:** tour.usamls.net/16511-SW-120th-Pl-Cedar-Key-FL-32625/unbranded ## Listing Agent - **Name:** Fred Wynans - **Brokerage:** Hatcher Realty Services, Inc. - **Phone:** 3522214830 - **Broker Phone:** (352) 498-5151 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/16511-SW-120th-Pl_Cedar-Key_FL_32625_M51352-40893?f=listhub&s=DGLMLSFL&m=799122&c=propsimple) ## Photos ![16511 SW 120th Pl - Photo 1](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f2897748840r.jpg) ![16511 SW 120th Pl - Photo 2](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f1635973785r.jpg) ![16511 SW 120th Pl - Photo 3](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f343187095r.jpg) ![16511 SW 120th Pl - Photo 4](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f676071024r.jpg) ![16511 SW 120th Pl - Photo 5](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f19889541r.jpg) ![16511 SW 120th Pl - Photo 6](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f664464572r.jpg) ![16511 SW 120th Pl - Photo 7](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f3625791802r.jpg) ![16511 SW 120th Pl - Photo 8](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f4007299633r.jpg) ![16511 SW 120th Pl - Photo 9](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f1204643674r.jpg) ![16511 SW 120th Pl - Photo 10](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f1201566081r.jpg) ![16511 SW 120th Pl - Photo 11](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f1209886120r.jpg) ![16511 SW 120th Pl - Photo 12](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f3037090681r.jpg) ![16511 SW 120th Pl - Photo 13](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f1693031260r.jpg) ![16511 SW 120th Pl - Photo 14](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f1273249589r.jpg) ![16511 SW 120th Pl - Photo 15](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f3638406516r.jpg) ![16511 SW 120th Pl - Photo 16](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f1401742759r.jpg) ![16511 SW 120th Pl - Photo 17](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f301002700r.jpg) ![16511 SW 120th Pl - Photo 18](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f1413220598r.jpg) ![16511 SW 120th Pl - Photo 19](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f2164995972r.jpg) ![16511 SW 120th Pl - Photo 20](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f805175700r.jpg) ![16511 SW 120th Pl - Photo 21](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f3800554448r.jpg) ![16511 SW 120th Pl - Photo 22](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f1352173271r.jpg) ![16511 SW 120th Pl - Photo 23](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f1576886610r.jpg) ![16511 SW 120th Pl - Photo 24](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f149688662r.jpg) ![16511 SW 120th Pl - Photo 25](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f3376014057r.jpg) ![16511 SW 120th Pl - Photo 26](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f673335521r.jpg) ![16511 SW 120th Pl - Photo 27](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f3895107728r.jpg) ![16511 SW 120th Pl - Photo 28](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f396830966r.jpg) ![16511 SW 120th Pl - Photo 29](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f1884112191r.jpg) ![16511 SW 120th Pl - Photo 30](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f497927011r.jpg) ![16511 SW 120th Pl - Photo 31](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f2178635171r.jpg) ![16511 SW 120th Pl - Photo 32](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f126627676r.jpg) ![16511 SW 120th Pl - Photo 33](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f2236148144r.jpg) ![16511 SW 120th Pl - Photo 34](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f751767067r.jpg) ![16511 SW 120th Pl - Photo 35](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f1124948738r.jpg) ![16511 SW 120th Pl - Photo 36](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f4196494396r.jpg) ![16511 SW 120th Pl - Photo 37](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f3203785578r.jpg) ![16511 SW 120th Pl - Photo 38](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f3085599354r.jpg) ![16511 SW 120th Pl - Photo 39](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f3643857709r.jpg) ![16511 SW 120th Pl - Photo 40](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f2483742343r.jpg) ![16511 SW 120th Pl - Photo 41](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f747259710r.jpg) ![16511 SW 120th Pl - Photo 42](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f3675384231r.jpg) ![16511 SW 120th Pl - Photo 43](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f2831134230r.jpg) ![16511 SW 120th Pl - Photo 44](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f1878803494r.jpg) ![16511 SW 120th Pl - Photo 45](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f3891862528r.jpg) ![16511 SW 120th Pl - Photo 46](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f4090119933r.jpg) ![16511 SW 120th Pl - Photo 47](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f2171038839r.jpg) ![16511 SW 120th Pl - Photo 48](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f2978988272r.jpg) ![16511 SW 120th Pl - Photo 49](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f2950827879r.jpg) ![16511 SW 120th Pl - Photo 50](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f820591070r.jpg) ![16511 SW 120th Pl - Photo 51](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f2037072006r.jpg) ![16511 SW 120th Pl - Photo 52](http://lh.rdcpix.com/d9f364752116b1b49200804e22c00a80l-f1138710309r.jpg) --- **MLS#:** 799122 | **Updated:** 2026-09-13 **Source:** listhub *Copyright © 2026 Dixie-Gilchrist-Levy Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/16511-sw-120th-pl-cedar-key-fl-32625-l799122) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/16511-sw-120th-pl-cedar-key-fl-32625-l799122#listing", "url": "https://www.propertysimple.ai/listing/16511-sw-120th-pl-cedar-key-fl-32625-l799122", "name": "16511 SW 120th Pl, Cedar Key, FL 32625", "description": "Welcome to your slice of island paradise in Cedar Key! This stunning 4-bedroom, 2-bath concrete block, two-story Key West-style home sits on a .26-acre waterfront lot with direct canal access and just a short boat ride to the open waters of the Gulf of Mexico. Whether you're searching for a full-time residence, vacation getaway, or proven income-producing property, this coastal gem checks every box. From the moment you arrive, you'll be captivated by the vibrant island colors, charming shutters adorned with pelicans and palm trees, and lush landscaping featuring mature trees and a striking bird of paradise in the front of the home. A wood walkway welcomes you to the front door, while ample parking-including a rock driveway-offers easy access for vehicles or golf carts. Inside, the home offers 2,128 square feet of heated and cooled living space, fully furnished, with the exception of some artwork that the seller intends to take with them. The upper level features a bright and airy layout with a beautiful kitchen complete with wood cabinetry, a dining area with breathtaking water views, and a spacious living room perfect for gathering. Two bedrooms are located upstairs, including the primary suite with a full bath. Step out onto the second-story deck and take in unforgettable sunset views over the water-truly the highlight of this home. The unfinished lower level offers incredible versatility with two additional bedrooms, a finished full bathroom, and a large unfinished flex space ideal for a game room, family room, art studio, or additional entertaining area. A stunning coastal mural by a talented local artist adds character and charm to the downstairs space. This space only requires minimal finishing touches to make it complete. Outdoor living is where this property truly shines. Enjoy peaceful mornings and golden evenings from the covered back porch, expansive open deck, or right down by the water. Watch mullet jump, Porpoises pass through at high tide, and birds soar overhead-this is a nature lover's dream. A brand-new, heavy-duty concrete seawall provides peace of mind, with pilings in place to tie up your boat after a day on the water. Additional features include tile flooring throughout both levels, elevated HVAC system and electrical panel for added storm protection, a large concrete slab where a garage once stood, and a beautifully landscaped backyard with a mature oleander adding to the tropical ambiance. Currently a successful vacation rental managed by a local property management company, this home offers immediate income potential or the opportunity to make it your own private coastal retreat. Located just a short golf cart ride from downtown Cedar Key, you'll have easy access to local restaurants, shops, parks, fishing piers, nature trails, and more. Beyond the home itself, you're becoming part of a one-of-a-kind community known for its friendly atmosphere, incredible wildlife, and laid-back island lifestyle. 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