About This Home

This 3-bedroom, 3-bathroom single family at 16531 SW 120th Pl in Cedar Key, FL is listed for $855,000 ($437 per sqft). Built in 1983, the home offers 1,956 sqft of living space on a 0.23 acres lot.

Key Features

  • Built in 1983
  • 0.23 acre lot
  • Fireplace
  • Waterfront

Property Details

2 full, 1 half
1983

Amenities

FireplaceWaterfront
Listing Description

Waterfront Living in Cedar Key - Fully Furnished & Move-In Ready Discover coastal living at its best in this beautifully appointed 3-bedroom, 2.5-bath canal-front home with serene views of the Gulf of Mexico. Located in one of Cedar Key's most sought-after waterfront areas, this property offers the perfect blend of comfort, convenience, and laid-back island charm.

Step inside to an open floor plan filled with natural light, high ceilings, and seamless indoor-outdoor flow-ideal for entertaining or relaxing after a day on the water. The spacious kitchen overlooks the living and dining areas, creating a welcoming central hub with views stretching toward the gulf.

Wake up to coastal breezes in the primary suite, complete with a private bath and ample closet space, while two guest bedrooms provide flexibility for family, friends, or a dedicated office. A waterside porch and ground-level outdoor BBQ space make it easy to entertain, launch kayaks, store your boat on the lift or launch it from your own private boat ramp, cast a line, or simply enjoy sunset colors reflecting off the canal.

Sold fully furnished, this home is ready for immediate enjoyment-whether as a full-time residence, weekend escape, or turn-key rental opportunity.

Monthly Cost Estimate

$4,573/mo

20% down · 6.5% · 30 years

Principal$618
Interest$3,705
Insurance$249

Estimates only. Actual payments may vary.

Location

16531 SW 120th Pl

Cedar Key, FL 32625

Cedar Key Shores

Features & Amenities

Interior Features

BlindsCeiling FansFireplaceLaundry/Utility RoomOpen Floor PlanPendant LightingSeparate Dining RoomW/D HookupsWalk-in Closet(s)Wood Cabinets

Exterior Features

Outdoor Grill

Property Details

Flooring

Ceramic/porcelainWoodTile

Construction

Frame

Parking

Driveway

Heating

WoodElectric (Heating)Central

Appliances

Cook Top - GasDisposalMicrowaveRefrigeratorWine Refrigerator/Cooler

Questions & Answers

This 3-bedroom, 3-bathroom single family at 16531 SW 120th Pl is listed at $855,000 ($437/sqft). The estimated monthly payment is $4,572 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1983, 0.23 acre lot, Fireplace, Waterfront. Interior Features: Blinds, Ceiling Fans, Fireplace. Exterior Features: Outdoor Grill.

This property is listed by Angela Beckham.

AB

Angela Beckham

Agent at Cedar Key Realty, Inc.

Listed by Cedar Key Realty, Inc. · Broker phone: (352) 543-9899 · View on Broker Site · Broker website

MLS# 796114· Source: Dixie-Gilchrist-Levy Multiple Listing Service· 339 days on PropertySimple

Copyright © 2026 Dixie-Gilchrist-Levy Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

16531 SW 120th Pl, Cedar Key, FL 32625

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