# 16544 Front Beach Road, Panama City Beach, FL 32413 > **TL;DR:** land, $749,000. > Waterfront, View. Est. $4,005/mo. Listed 116 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $749,000 | | Lot Size | 8,712 sqft (0.20 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 116 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,787 | | Estimated Insurance | $218 | | **Total** | **$4,005** | ## Nearby Schools - **Elementary:** Hutchison Beach - **Middle:** Surfside - **High:** Arnold ## Key Amenities - Waterfront - View ## Property Highlights - 0.20 acre lot - Waterfront ## Description ### Agent Description ''CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS'' An Extraordinary Waterfront Opportunity with Gulf Views in Panama City Beach Opportunities like this are becoming increasingly rare. Perfectly positioned along Front Beach Road, this exceptional waterfront property offers a breathtaking setting between Lullwater Lake and Star Lake, while also capturing beautiful views of the emerald waters of the Gulf of America. Imagine watching spectacular sunsets paint the sky each evening as the shimmering Gulf provides a stunning backdrop just moments away. This unique property combines the serenity of lakefront living with the excitement and convenience of one of Panama City Beach's most desirable locations. Wake up to peaceful water views, enjoy gentle coastal breezes, and experience the best of Florida's waterfront lifestyle with the beach just across the street. Whether you're envisioning a luxury coastal estate, an exclusive vacation retreat, or a premier development opportunity, the possibilities are truly endless. The property's elevated position offers the potential to maximize panoramic views of the Gulf of America while preserving the tranquil beauty of the surrounding lakes. Just minutes from Pier Park, Frank Brown Park, world-class dining, shopping, entertainment, and Northwest Florida Beaches International Airport, this property delivers the perfect balance of privacy, convenience, and investment potential. ## Location - **Address:** 16544 Front Beach Road, Panama City Beach, FL 32413 - **County:** Bay - **Neighborhood:** Lullwater Beach - **Coordinates:** 30.218794, -85.882083 - **Google Maps:** https://www.google.com/maps?q=30.218794,-85.882083 ## Listing Agent - **Name:** DJ T Janovyak · **License:** BK0599600 - **Brokerage:** West Bay Property - **Broker Phone:** (850) 235-2551 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/16544-Front-Beach-Rd_Panama-City-Beach_FL_32413_M96945-85024?f=listhub&s=BCARFL&m=792441&c=propsimple) ## Photos ![16544 Front Beach Road - Photo 1](http://lh.rdcpix.com/24c01f036f565a4b0308cb620d6e5a48l-f3493910678r.jpg) ![16544 Front Beach Road - Photo 2](http://lh.rdcpix.com/24c01f036f565a4b0308cb620d6e5a48l-f2209478551r.jpg) ![16544 Front Beach Road - Photo 3](http://lh.rdcpix.com/24c01f036f565a4b0308cb620d6e5a48l-f2530336021r.jpg) ![16544 Front Beach Road - Photo 4](http://lh.rdcpix.com/24c01f036f565a4b0308cb620d6e5a48l-f2510222633r.jpg) ![16544 Front Beach Road - Photo 5](http://lh.rdcpix.com/24c01f036f565a4b0308cb620d6e5a48l-f586340456r.jpg) ![16544 Front Beach Road - Photo 6](http://lh.rdcpix.com/24c01f036f565a4b0308cb620d6e5a48l-f1235546330r.jpg) ![16544 Front Beach Road - Photo 7](http://lh.rdcpix.com/24c01f036f565a4b0308cb620d6e5a48l-f1941613481r.jpg) ![16544 Front Beach Road - Photo 8](http://lh.rdcpix.com/24c01f036f565a4b0308cb620d6e5a48l-f638032347r.jpg) ![16544 Front Beach Road - Photo 9](http://lh.rdcpix.com/24c01f036f565a4b0308cb620d6e5a48l-f2784199559r.jpg) ![16544 Front Beach Road - Photo 10](http://lh.rdcpix.com/24c01f036f565a4b0308cb620d6e5a48l-f1604119567r.jpg) ![16544 Front Beach Road - Photo 11](http://lh.rdcpix.com/24c01f036f565a4b0308cb620d6e5a48l-f921083456r.jpg) ![16544 Front Beach Road - Photo 12](http://lh.rdcpix.com/24c01f036f565a4b0308cb620d6e5a48l-f1261399045r.jpg) ![16544 Front Beach Road - Photo 13](http://lh.rdcpix.com/24c01f036f565a4b0308cb620d6e5a48l-f3266566315r.jpg) --- **MLS#:** 792441 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/16544-front-beach-road-panama-city-beach-fl-32413-672d6ce605a642419aa77231e39febf3) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/16544-front-beach-road-panama-city-beach-fl-32413-672d6ce605a642419aa77231e39febf3#listing", "url": "https://www.propertysimple.ai/listing/16544-front-beach-road-panama-city-beach-fl-32413-672d6ce605a642419aa77231e39febf3", "name": "16544 Front Beach Road, Panama City Beach, FL 32413", "description": "''CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS'' An Extraordinary Waterfront Opportunity with Gulf Views in Panama City Beach Opportunities like this are becoming increasingly rare. 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The property's elevated position offers the potential to maximize panoramic views of the Gulf of America while preserving the tranquil beauty of the surrounding lakes. 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