About This Home

This 8-bedroom, 8-bathroom multi-family at 1656 Scenic Gulf Drive in Miramar Beach, FL is listed for $2,975,000 ($590 per sqft). Built in 1984, the home offers 5,040 sqft of living space on a 0.13 acres lot.

Key Features

  • Built in 1984
  • 0.13 acre lot
  • 3 stories
  • Private pool

Property Details

3 stories
6 full, 2 half
1984

Amenities

PoolA/C
Listing Description

Completely reimagined and extensively renovated in 2026, this Miramar Beach duplex offers two identical three story residences totaling 5,040 square feet of heated and cooled living space. With no HOA, deeded beach access directly across Scenic Gulf Drive, Gulf views, a fenced shared pool, and an updated paved driveway with on site parking, this is a rare Emerald Coast opportunity.

Each residence offers approximately 2,520 square feet with 4 bedrooms, 3 full bathrooms, and 1 half bathroom. The first floor includes two bedrooms, a full bathroom, and a spacious living area with direct pool access. One first floor bedroom in each residence features custom built bunk beds for additional sleeping accommodations.

The second floor features an open living and dining area, half bathroom, Gulf view balcony, and updated kitchen with quartz countertops, white shaker cabinetry, subway tile backsplash, stainless steel appliances, and generous storage. The third floor provides two bedrooms, two full bathrooms, and an additional Gulf view balcony.

Permitted improvements include a metal reroof, siding, doors, flooring, sheetrock, kitchens, bathrooms, water heaters, vanities, plumbing and electrical fixtures, trim, ceiling fans, lighting, paint, and refreshed exterior amenities. This property offers exceptional flexibility for investment, multigenerational living, or a coastal retreat.

Monthly Cost Estimate

$15,911/mo

20% down · 6.5% · 30 years

Principal$2,152
Interest$12,892
Insurance$868

Estimates only. Actual payments may vary.

Location

1656 Scenic Gulf Drive

Miramar Beach, FL 32550

Warren Heights

Features & Amenities

Interior Features

BalconyInteriorStepsMainLevelPrimaryShowerOnly

Exterior Features

PatioRainGutters

Property Details

Flooring

VinylPlank

Construction

Stucco WoodFrame

Pool Features

Pool

Outdoor Features

PorchPatio

Heating

CentralElectric (Heating)

Cooling

Ceiling Fan(s)Central AirMulti Units

Appliances

ElectricRangeElectricWaterHeater

Questions & Answers

This 8-bedroom, 8-bathroom multi-family at 1656 Scenic Gulf Drive is listed at $2,975,000 ($590/sqft). The estimated monthly payment is $15,911 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1984, 0.13 acre lot, 3 stories, Private pool. Interior Features: Balcony, InteriorSteps, MainLevelPrimary. Exterior Features: Patio, RainGutters.

This property is listed by Tiffani Harnish.

TH

Tiffani Harnish

Agent at Counts Real Estate Group Inc

Listed by Counts Real Estate Group Inc · Broker phone: (850) 249-3615 · View on Broker Site · Broker website

MLS# 794371· Source: Central Panhandle Association of REALTORS· 69 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1656 Scenic Gulf Drive, Miramar Beach, FL 32550

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