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About This Home

This 4-bedroom, 4-bathroom single family at 168 Nancy Claire Lane in Santa Rosa Beach, FL is listed for $729,900 ($337 per sqft). Built in 2003, the home offers 2,168 sqft of living space on a 0.23 acres lot.

Agent Description

Canal-Front Living with Bay & Gulf Access | No HOA | Deep Water Opportunity in Mack Bayou. Experience the freedom of true waterfront living in the highly sought-after Mack Bayou area of Santa Rosa Beach. Perfectly positioned on a deep-water navigable canal with direct access to Mack Bayou, Choctawhatchee Bay, and ultimately the Gulf, this spacious

one-level 4-bedroom, 3.5-bath residence offers the rare combination of move-in-ready comfort, boating convenience, and unlimited potential--all with no HOA restrictions. You can do short-term rentals, i.e. VRBRO and AirBnB. Pontoon boats, fishing boats, paddleboards, kayaks, jet skis, and canoes have navigated these waters (buyer to verify canal de

pth for their specific vessel), allowing you to launch your next adventure directly from your backyard. Whether you're an avid boater, fisherman, or simply seeking a peaceful waterfront retreat, this property delivers the coastal lifestyle buyers dream about.

Freshly updated and move-in ready, the home features fresh interior and exterior paint, new carpet, serviced HVAC, a new dishwasher, updated paver driveway, and refreshed landscaping. Inside, you'll find an open and functional layout with laminate flooring throughout the living and kitchen areas, granite countertops, and built-in stainless oven and microwave.

The flexible floor plan offers generous living space with guest suite potential, making it ideal as a primary residence, vacation home, or investment property. Outdoor living shines with expansive rear decks, a screened porch, and multiple entertaining spaces overlooking the tranquil canal--perfect for relaxing after a day on the water or hosting family and friends.

Located just minutes from Grand Boulevard, Sacred Heart Hospital, Publix, Sandestin, and the renowned dining, shopping, and sugar-white beaches of 30A, this property blends convenience with the serenity of waterfront living. Highlights Include: No HOA restrictions Deep-water canal frontage with bay access Direct boating access to Choctawhatchee Bay

& Gulf 4 Bedrooms | 3.5 Bathrooms Single-level floor plan Fresh interior & exterior paint New carpet & serviced HVAC New dishwasher Updated paver driveway & refreshed landscaping Granite countertops & stainless built-in appliances Large decks & screened porch for entertaining Flexible layout with guest suite potential Fully furnished option available Ideal as primary home, vacation retreat, or investment property Bring your boat, your vision, and enjoy the best of waterfront living in the heart of Santa Rosa Beach.

Key Features

  • Built in 2003
  • 0.23 acre lot
  • Waterfront

Property Details

3 full, 1 half
2003

Amenities

Waterfront

Monthly Cost Estimate

$3,904/mo

20% down · 6.5% · 30 years

Principal$528
Interest$3,163
Insurance$213

Estimates only. Actual payments may vary.

Location

168 Nancy Claire Lane

Santa Rosa Beach, FL 32459

No Named Subdivision

Questions & Answers

This 4-bedroom, 4-bathroom single family at 168 Nancy Claire Lane is listed at $729,900 ($337/sqft). The estimated monthly payment is $3,163 based on 20% down at 6.5% interest.

Key features include: Built in 2003, 0.23 acre lot, Waterfront.

This property is listed by Mike S Herring and can be reached at 8503210917 or mherringrealestate@gmail.com.

MH

Mike S Herring

Agent at Keller Williams Realty Emerald

(850) 321-0917

Listed by Keller Williams Realty Emerald · View on Broker Site

MLS# 789722· Source: listhub· Updated 21 days ago

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

168 Nancy Claire Lane, Santa Rosa Beach, FL 32459

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