About This Home

This 2-bedroom, 3-bathroom condo at 16819 Front Beach Road #314 in Panama City Beach, FL is listed for $529,000 ($468 per sqft). Built in 2007, the home offers 1,131 sqft of living space on a N/A lot.

Key Features

  • Built in 2007
  • 2 parking spaces
  • Waterfront

Property Details

3 full
2-car garage
#314
2007

Amenities

WaterfrontA/C
Listing Description

GULF-FRONT CONDO | THIRD FLOOR | 2 BEDROOMS + BUNK ROOM | 3 FULL BATHS | SLEEPS UP TO 8 | VACATION RENTAL | DOCUMENTED RENTAL INCOME Welcome to Tidewater 314--an exceptionally clean, thoughtfully updated, furnished Gulf-front condo on the desirable west end of Panama City Beach.

Rental income AFTER PROPERTY-MANAGEMENT FEES was $32,627 in 2023, $25,545 in 2024, and $26,670 in 2025, before other ownership expenses. As of August 6, 2026, the condo had earned $33,500 GROSS for the year. Ask the listing agent for rental details. Nearly 70 guest reviews--overwhelmingly five-star--and many returning guests give this vacation rental an established track record.

The reviews may remain with the RealJoy listing if the buyer continues with RealJoy; confirm arrangements with the management company. This 1,131-square-foot residence offers two bedrooms plus a separate bunk room, three full bathrooms, direct beach access, sweeping Gulf views, exceptional third-floor convenience, and established vacation-rental performance.

Although the owners intentionally limited RealJoy bookings to six guests to reduce wear, the condo can accommodate up to eight--creating additional rental flexibility for its next owner. WHY TIDEWATER 314? THE IDEAL THIRD FLOOR--Enjoy sweeping Gulf-front views while remaining close enough to feel connected to the beach below.

Morning coffee comes with emerald water, colorful sunsets, and passing dolphins--without being dozens of floors away from the fun. ELEVATOR OPTIONAL--Unit 314 is only one level above the second-floor parking skybridge and can be reached quickly by elevator or stairs--an especially valuable advantage during busy vacation seasons.

EASY ARRIVALS--Move children, groceries, luggage, and beach gear safely from Tidewater's expansive covered parking garage across the enclosed skybridge without crossing busy Front Beach Road. One quick floor up, and vacation begins. FLEXIBLE FAMILY-FRIENDLY LAYOUT--A king primary suite, queen guest suite, and twin-over-twin bunks comfortably accommodate six.

The condo can accommodate up to eight guests, although RealJoy currently advertises six at the owners' request to reduce wear. The separate bunk room and three full bathrooms provide valuable space, privacy, and flexibility. GULF-FRONT LIVING--Large windows fill the living area with natural light and Gulf views, while the spacious private balcony p

rovides a front-row seat to emerald water, sugar-white sand, colorful sunsets and dolphins passing through the Gulf. EXCEPTIONALLY CLEAN--The owners personally inspect and deep-clean the condo several times each year, address maintenance proactively, and keep every mattress and pillow enclosed in protective covers.

It is the kind of vacation home where owners and guests can arrive, unpack and relax, knowing the details have been handled with care. THOUGHTFULLY UPDATED--Features include a fresh contemporary color palette, refinished cabinetry, stainless-steel appliances, updated backsplash, wide kitchen with farmhouse sink, updated furnishings and hard-surface flooring throughout--NO CARPET.

The water heater was replaced approximately two years ago. PROVEN GUEST APPEAL--With nearly 70 guest reviews--overwhelmingly five-star--Tidewater 314 has an established history of exceptional vacation experiences. Guests repeatedly praise the Gulf views, cleanliness, convenient third-floor location, easy garage access, and family-friendly layout.

Many guests return year after year. If the buyer continues with RealJoy, the existing reviews may remain with the rental listing; confirm arrangements with RealJoy. ESTABLISHED RENTAL PERFORMANCE--Rental income after property-management fees was $32,627 in 2023, $25,545 in 2024, and $26,670 in 2025, before other ownership expenses.

As of August 6, 2026, the condo had earned $33,500 GROSS for the year. The owners typically use the condo about four weeks annually, including winter stays, and limit advertised occupancy to six. ROOM TO GROW--Although the c

Monthly Cost Estimate

$5,765/mo

20% down · 6.5% · 30 years

Principal$383
Interest$2,292
Insurance$154
HOA$2,936

Estimates only. Actual payments may vary.

Location

16819 Front Beach Road #314

Panama City Beach, FL 32413

TIDEWATER BEACH STAGE 2

Features & Amenities

Interior Features

Breakfast BarCeiling Crwn MoldingElevatorHallway Bunk BedsLighting RecessedLighting TrackOwner's ClosetWasher/Dryer Hookup

Exterior Features

BalconyBBQ Pit/GrillHot TubPool - EnclosedSauna/SteamShower

Property Details

Flooring

TileCarpetVinyl

Construction

Concrete Steel Stucco

Outdoor Features

PatioDeck

Parking

CoveredGarage

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalDryerMicrowaveOven Self CleaningRefrigeratorRefrigerator W/IceMkSmoke DetectorSmooth Stovetop RngeStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 2-bedroom, 3-bathroom condo at 16819 Front Beach Road is listed at $529,000 ($468/sqft). The estimated monthly payment is $5,765 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $2936/month.

Key features include: Built in 2007, 2 parking spaces, Waterfront. Interior Features: Breakfast Bar, Ceiling Crwn Molding, Elevator. Exterior Features: Balcony, BBQ Pit/Grill, Hot Tub.

This property is listed by Darlene S Kluck.

DK

Darlene S Kluck

License 3046918

Agent at Lokation Real Estate

Listed by Lokation Real Estate · Broker phone: (954) 545-5583 · View on Broker Site · Broker website

MLS# 1012209· Source: Emerald Coast Association of Realtors· 40 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

16819 Front Beach Road #314, Panama City Beach, FL 32413

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