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About This Home

This 3-bedroom, 3-bathroom single family at 16825 N Highway 101 in Smith River, CA is listed for $850,000 ($261 per sqft). Built in 1948, the home offers 3,256 sqft of living space on a 10.00 acres lot.

Agent Description

Rare 2.5% VA Assumable Loan to Coastal 10-Acre Estate with Ocean Views An exceptional opportunity awaits just minutes from Brookings and north of Crescent City-this private 10-acre estate combines stunning ocean views, flexible living space, and one of the most attractive financing options available: a rare 2.5% assumable VA loan open to all qualified buyers to take over.

With over 3,200 square feet, this spacious home offers 3 bedrooms and 3 bathrooms, designed for both comfortable living and effortless entertaining. The expansive wraparound deck-fully refinished this year-provides the perfect setting to relax, entertain, and take in breathtaking sunsets and fresh coastal air.

Inside, the 2010 remodel showcases quality finishes throughout, including custom wood flooring and cabinetry, granite countertops, cove molding, tile accents, and upgraded appliances-blending warmth with coastal elegance. This versatile property also features: - Bonus finished basement - ideal for guests or extended family - Barn and usable acreage - perfect for livestock, farming, or rural lifestyle pursuits.

Endless possibilities await: - Vacation rental or income-producing property - Multi-generational living setup - Private retreat or mini-ranch lifestyle Enjoy peaceful rural living while staying close to the Oregon Coast's beaches, dining, and amenities.

Seller may also contribute up to $10,000 toward buyer closing costs with an acceptable offer. Opportunities like this-combining usable acreage, ocean views, flexible living space, a newly refinished deck, and a 2.5% assumable loan for $250,000 -are incredibly rare. Don't miss your chance to secure a truly unique coastal property.

Key Features

  • Built in 1948
  • 10.00 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
1948

Amenities

View

Monthly Cost Estimate

$4,546/mo

20% down · 6.5% · 30 years

Principal$615
Interest$3,683
Insurance$248

Estimates only. Actual payments may vary.

Location

16825 N Highway 101

Smith River, CA 95567

Features & Amenities

Interior Features

Cabinets In GarageCableCarpetCentral VacuumDining-FormalDrapes/Curt/BlindsFan-CeilingFloors-HardwoodFloors-TileLighting-RecessPantrySmoke DetectorUtilities in Garage

Exterior Features

Barn(s)Storage ShedDecking OpenGarden Area

Property Details

Construction

Frame

Views

Ocean

Pool Features

Deck

Heating

Heat Pump (Heating)

Appliances

Ck Top/Down DraftDishwasherOven/Built In

Questions & Answers

This 3-bedroom, 3-bathroom single family at 16825 N Highway 101 is listed at $850,000 ($261/sqft). The estimated monthly payment is $3,683 based on 20% down at 6.5% interest.

Key features include: Built in 1948, 10.00 acre lot, 2 stories. Interior Features: Cabinets In Garage, Cable, Carpet. Exterior Features: Barn(s), Storage Shed, Decking Open.

This property is listed by Donna DeWolf and can be reached at 7074606425 or ron@therealestatedoctor.com.

DD

Donna DeWolf

Agent at Reel Properties, INC

(707) 460-6425

Listed by Reel Properties, INC · View on Broker Site

MLS# 250076· Source: listhub· Updated today

Copyright © 2026 Del Norte Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

16825 N Highway 101, Smith River, CA 95567

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