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About This Home

This 5-bedroom, 3-bathroom single family at 169 Whispering Lake Drive in Santa Rosa Beach, FL is listed for $690,000 ($223 per sqft). Built in 2012, the home offers 3,091 sqft of living space on a 0.23 acres lot.

Agent Description

Peaceful lake views immediately set the tone for this beautifully designed home -- creating a sense of calm that carries throughout the entire space. Ideally located just minutes from the sugar-white sands of Blue Mountain Beach and the public beach access at Gulf Place, this home offers the perfect blend of coastal convenience and quiet retreat.

The home has been thoughtfully updated with fresh white-painted brick on all four sides, accented by a charming brick water table and Hardie Board & Batten details in soft, coastal-inspired tones. Inside, the spacious layout was designed with both everyday living and entertaining in mind.

Featuring 5 bedrooms and 3 bathrooms thoughtfully arranged across 3 private suite areas, the home offers flexibility and comfort for family and guests alike. Just off the foyer, a dedicated office provides the perfect spot for working from home, relaxing with a book, or creating a cozy media room.

Additionally, the formal dining room adds elegance and character for intimate gathering with friends and family. At the heart of the home, the expansive kitchen opens seamlessly into the great room and is truly made for entertaining -- complete with a peninsula island as well as an oversized center island; multiple prep areas, a massive walk-in pantry, soaring coffered ceilings with recessed lighting, and a lakefront dining area where everyday meals come with a view. New HVAC installed in 2023.

Key Features

  • Built in 2012
  • 0.23 acre lot
  • 6 parking spaces
  • Waterfront

Property Details

1 story
3 full
6 spaces
2012

Amenities

WaterfrontViewHardwoodA/C

Monthly Cost Estimate

$3,950/mo

20% down · 6.5% · 30 years

Principal$499
Interest$2,990
Insurance$201
HOA$260

Estimates only. Actual payments may vary.

Location

169 Whispering Lake Drive

Santa Rosa Beach, FL 32459

WHISPERING LAKE

Features & Amenities

Interior Features

Breakfast BarCeiling Crwn MoldingCeiling Tray/CofferdKitchen IslandLighting RecessedPantrySplit BedroomWasher/Dryer Hookup

Exterior Features

Rain GutterHurricane ShuttersSprinkler System

Property Details

Flooring

TileHardwood

Construction

Siding Brick Some Siding CmntFbrHrdBrd

Views

Lake

Pool Features

PatioPorch

Parking

Garage

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalMicrowaveOven Self CleaningRefrigerator W/IceMkSmooth Stovetop RngeStove/Oven ElectricWater Heater - Elect

Questions & Answers

This 5-bedroom, 3-bathroom single family at 169 Whispering Lake Drive is listed at $690,000 ($223/sqft). The estimated monthly payment is $3,250 based on 20% down at 6.5% interest.

HOA fees are $260/month.

Key features include: Built in 2012, 0.23 acre lot, 6 parking spaces, Waterfront. Interior Features: Breakfast Bar, Ceiling Crwn Molding, Ceiling Tray/Cofferd. Exterior Features: Rain Gutter, Hurricane Shutters, Sprinkler System.

This property is listed by Courtney A Lincoln and can be reached at 8504605393 or courtney.lincoln@cbrealty.com.

CL

Courtney A Lincoln

Agent at Coldwell Banker Realty

(850) 460-5393

Listed by Coldwell Banker Realty · View on Broker Site

MLS# 1004043· Source: listhub· Updated 9 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

169 Whispering Lake Drive, Santa Rosa Beach, FL 32459

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