# 1695 Highway 98, Mary Esther, FL 32569

> **TL;DR:** 3bd/2ba condo, $385,000 ($308/sqft), built 1983, 1,250 sqft.
> Waterfront, A/C. Est. $2,368/mo. Listed 241 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $385,000 |
| Price/sqft | $308 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,250 |
| Year Built | 1983 |
| Stories | 3 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 241 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,668 |
| HOA | $700 |
| **Total** | **$2,368** |

## Nearby Schools

- **Elementary:** Florosa
- **Middle:** Bruner
- **High:** Fort Walton Beach

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1983
- 3 stories
- Waterfront

## Description

### Agent Description
This meticulously remodeled and fully furnished three-bedroom, two-bath condominium on the third floor exemplifies resort-style living. The residence has been designed for contemporary comfort and sophistication, featuring new flooring, fresh paint, and a comprehensive upgrade of the HVAC system, air ducts, insulation, lighting, switches, and outlets to optimize efficiency and ensure peace of mind. The chef's kitchen is fitted with soft-close cabinetry, granite countertops, Double oven and a stylish tile backsplash, all positioned to provide impressive views of the Santa Rosa Sound and barrier island. Additional amenities include a high-end reverse osmosis five-filter water filtration system and a fully equipped laundry area with washer and dryer. Residents will appreciate the inclusion of two smart TVs and spacious living and bedroom areas, which offer both comfort and luxury. Further enhancements such as upgraded attic insulation, modern lighting fixtures, and advanced electrical components contribute to safety and energy efficiency. Offering a seamless blend of contemporary updates and breathtaking scenery, this move-in-ready condominium is ideally suited for use as a permanent home, vacation retreat, or investment property. It represents an exceptional opportunity to enjoy comfort, style, and panoramic views. Boat slips available with a $125 yearly fee. Space for boat storage or trailer in grassy area off the parking lot for building, and also outdoor storage #2 for all your water activities ect.

## Location

- **Address:** 1695 Highway 98, Mary Esther, FL 32569
- **County:** Okaloosa
- **Neighborhood:** CHANNEL MARKER
- **Coordinates:** 30.410028, -86.729343
- **Google Maps:** https://www.google.com/maps?q=30.410028,-86.729343

## Listing Agent

- **Name:** Wayne Myshin
- **Brokerage:** ERA American Real Estate
- **Phone:** (850) 651-2454
- **Email:** wmyshin@gmail.com

## Primary Photo

![1695 Highway 98 - Primary Photo](http://lh.rdcpix.com/429fbc58f01eb8c08fb062465f8de349l-f1589921474r.jpg)

*45 total photos available on [listing page](https://www.propertysimple.com/listing/1695-highway-98-mary-esther-fl-32569-l986732)*

---

**MLS#:** 986732 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/1695-highway-98-mary-esther-fl-32569-l986732)

---

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