# 1695 W HWY 98 #301, Mary Esther, FL 32569

> **TL;DR:** 3bd/2ba condo, $309,900 ($248/sqft), built 1983, 1,250 sqft.
> Waterfront, A/C. Est. $2,357/mo. Listed 176 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $309,900 |
| Price/sqft | $248 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,250 |
| Year Built | 1983 |
| Stories | 3 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 176 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,567 |
| Estimated Insurance | $90 |
| HOA | $700 |
| **Total** | **$2,357** |

## Nearby Schools

- **Elementary:** Florosa
- **Middle:** Bruner
- **High:** Fort Walton Beach

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1983
- 3 stories
- Waterfront

## Description

### Agent Description
Stunning coastal living with one of the best views in the building. This third floor residence lets you enjoy breathtaking WATERFRONT VIEWS FROM NEARLY EVERY ROOM, DIRECTLY OF THE SANTA ROSA SOUND, with expansive windows showcasing the beautiful scenery. NEW VINYL FLOORING INSTALLED AND FRESHLY PAINTED - offering a fresh, modern aesthetic. Charming- well-maintained kitchen with classic wood cabinetry, ample counter space, and functional layout. The living area, providing stunning, panoramic waterfront views, offers a calm and coastal setting, with generous space. The primary bedroom designed for comfortability, ensures a sizeable closet, and sliding glass doors that open to your perfect waterfront view. The additional two bedrooms that are equally versatile, continue the homes atmosphere with spacious comfort, overlooking the channel. The outdoor/backyard space brings a sense of tranquility, making it a standout feature for this beautiful condo, offering peaceful views from your personal balcony. With the perfect location of this condo, just beyond your backyard, waterfront living has never felt closer.

## Location

- **Address:** 1695 W HWY 98 #301, Mary Esther, FL 32569
- **County:** Okaloosa
- **Neighborhood:** CHANNEL MARKER
- **Coordinates:** 30.410054, -86.729243
- **Google Maps:** https://www.google.com/maps?q=30.410054,-86.729243

## Listing Agent

- **Name:** Dane M Aho · **License:** 3374888
- **Brokerage:** RE/MAX Gulf Coast Realty
- **Broker Phone:** (850) 243-2220
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1695-W-Highway-98-Apt-301_Mary-Esther_FL_32569_M60176-81965?f=listhub&s=ECARMLSFL&m=1002515&c=propsimple)

## Photos

![1695 W HWY 98 #301 - Photo 1](http://lh.rdcpix.com/79b954fc5bdb727e539ecb93c2346216l-f3708071558r.jpg)

![1695 W HWY 98 #301 - Photo 2](http://lh.rdcpix.com/79b954fc5bdb727e539ecb93c2346216l-f2641934663r.jpg)

![1695 W HWY 98 #301 - Photo 3](http://lh.rdcpix.com/79b954fc5bdb727e539ecb93c2346216l-f1535141475r.jpg)

![1695 W HWY 98 #301 - Photo 4](http://lh.rdcpix.com/79b954fc5bdb727e539ecb93c2346216l-f1452775120r.jpg)

![1695 W HWY 98 #301 - Photo 5](http://lh.rdcpix.com/79b954fc5bdb727e539ecb93c2346216l-f2900975868r.jpg)

![1695 W HWY 98 #301 - Photo 6](http://lh.rdcpix.com/79b954fc5bdb727e539ecb93c2346216l-f2487387855r.jpg)

![1695 W HWY 98 #301 - Photo 7](http://lh.rdcpix.com/79b954fc5bdb727e539ecb93c2346216l-f1973944765r.jpg)

![1695 W HWY 98 #301 - Photo 8](http://lh.rdcpix.com/79b954fc5bdb727e539ecb93c2346216l-f4176803745r.jpg)

![1695 W HWY 98 #301 - Photo 9](http://lh.rdcpix.com/79b954fc5bdb727e539ecb93c2346216l-f985951965r.jpg)

![1695 W HWY 98 #301 - Photo 10](http://lh.rdcpix.com/79b954fc5bdb727e539ecb93c2346216l-f1250700456r.jpg)

![1695 W HWY 98 #301 - Photo 11](http://lh.rdcpix.com/79b954fc5bdb727e539ecb93c2346216l-f1936824438r.jpg)

![1695 W HWY 98 #301 - Photo 12](http://lh.rdcpix.com/79b954fc5bdb727e539ecb93c2346216l-f536393667r.jpg)

![1695 W HWY 98 #301 - Photo 13](http://lh.rdcpix.com/79b954fc5bdb727e539ecb93c2346216l-f1102316136r.jpg)

![1695 W HWY 98 #301 - Photo 14](http://lh.rdcpix.com/79b954fc5bdb727e539ecb93c2346216l-f82196751r.jpg)

![1695 W HWY 98 #301 - Photo 15](http://lh.rdcpix.com/79b954fc5bdb727e539ecb93c2346216l-f3822741700r.jpg)

![1695 W HWY 98 #301 - Photo 16](http://lh.rdcpix.com/79b954fc5bdb727e539ecb93c2346216l-f188388264r.jpg)

![1695 W HWY 98 #301 - Photo 17](http://lh.rdcpix.com/79b954fc5bdb727e539ecb93c2346216l-f4162818259r.jpg)

![1695 W HWY 98 #301 - Photo 18](http://lh.rdcpix.com/79b954fc5bdb727e539ecb93c2346216l-f893039913r.jpg)

![1695 W HWY 98 #301 - Photo 19](http://lh.rdcpix.com/79b954fc5bdb727e539ecb93c2346216l-f226014104r.jpg)

![1695 W HWY 98 #301 - Photo 20](http://lh.rdcpix.com/79b954fc5bdb727e539ecb93c2346216l-f2482441019r.jpg)

![1695 W HWY 98 #301 - Photo 21](http://lh.rdcpix.com/79b954fc5bdb727e539ecb93c2346216l-f3345246233r.jpg)

---

**MLS#:** 1002515 | **Updated:** 2026-10-28
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/1695-w-hwy-98-mary-esther-fl-32569-e16bf2c8a84a417da6fd0c6e4c0276e8)

---

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