# 170 Penelope Street, Miramar Beach, FL 32550 > **TL;DR:** 4bd/4ba single family, $1,500,000 ($606/sqft), built 2018, 2,475 sqft. > A/C, 1-car garage. Est. $8,473/mo. Listed 139 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,500,000 | | Price/sqft | $606 | | Bedrooms | 4 | | Bathrooms | 4 full | | Square Feet | 2,475 | | Year Built | 2018 | | Lot Size | 6,970 sqft (0.16 acres) | | Stories | 2 | | Garage | 1-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 139 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $7,585 | | Estimated Insurance | $438 | | HOA | $450 | | **Total** | **$8,473** | ## Nearby Schools - **Elementary:** Destin - **Middle:** Destin - **High:** South Walton ## Key Amenities - A/C - 1-car garage ## Property Highlights - Built in 2018 - 0.16 acre lot - 2 stories - 5 parking spaces ## Description ### Agent Description MEET PENELOPE! Where Beach Days Become Family Traditions There are beach houses you visit--and then there are beach houses that become part of your family's story. Tucked within the highly sought-after Frangista Beach community of Miramar Beach, 170 Penelope Street offers the rare opportunity to own a home where the best of the Emerald Coast is remarkably close, yet everyday life still feels private and relaxed. Just imagine mornings beginning with coffee on the coast, afternoons spent at the beach, and evenings gathered around the table with the people you love most. Designed with both owners and guests in mind, this spacious four-bedroom home offers an inviting open-concept layout with multiple sleeping areas, generous gathering spaces, and the flexibility today's beach buyers are looking for. Whether you're creating your family's own coastal retreat, hosting extended family and friends, or looking for a property that can generate meaningful rental income when you're away, the home adapts beautifully to the way you want to enjoy the beach. *Willing to provide a pool credit!* And then there's the backyard. With room for a private pool, the property offers an exciting opportunity to create an even more elevated outdoor retreat--and potentially make an already compelling vacation property even more desirable to future guests. Frangista Beach is the kind of location buyers search for when they want to experience Miramar Beach without sacrificing convenience. The beach, restaurants, shopping, golf and entertainment are all close by, with the area being particularly well suited to walking, biking and golf-cart living. For those looking at the property through an investment lens, the opportunity becomes even more compelling. Short-term rentals are permitted, and the home has demonstrated strong rental performance, making it possible to enjoy the property personally while allowing it to work for you when you're away. But the numbers are only part of the story. The real value is owning a place where your children can grow up knowing exactly which beach access to take, where extended family can gather for another summer together, and where a week at the beach can eventually become a lifetime of memories. 170 Penelope Street isn't simply an investment in Miramar Beach. It's an opportunity to own the place where the memories happen. Bring your offer and come see why this Frangista Beach retreat deserves a closer look. ## Location - **Address:** 170 Penelope Street, Miramar Beach, FL 32550 - **County:** Walton - **Neighborhood:** FRANGISTA BEACH 3rd ADDN - **Coordinates:** 30.380056, -86.379215 - **Google Maps:** https://www.google.com/maps?q=30.380056,-86.379215 ## Listing Agent - **Name:** Jacklyn M Riley · **License:** 3471740 - **Brokerage:** Hilary & Reverie - **Phone:** 7039690322 - **Broker Phone:** (850) 231-2850 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/170-Penelope-St_Miramar-Beach_FL_32550_M60654-04930?f=listhub&s=ECARMLSFL&m=1002642&c=propsimple) ## Photos ![170 Penelope Street - Photo 1](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f3741301189r.jpg) ![170 Penelope Street - Photo 2](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f1828546830r.jpg) ![170 Penelope Street - Photo 3](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f2071647031r.jpg) ![170 Penelope Street - Photo 4](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f2819990729r.jpg) ![170 Penelope Street - Photo 5](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f3415764652r.jpg) ![170 Penelope Street - Photo 6](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f3352418781r.jpg) ![170 Penelope Street - Photo 7](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f2750440790r.jpg) ![170 Penelope Street - Photo 8](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f3777901936r.jpg) ![170 Penelope Street - Photo 9](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f3090150606r.jpg) ![170 Penelope Street - Photo 10](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f3440182362r.jpg) ![170 Penelope Street - Photo 11](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f223258444r.jpg) ![170 Penelope Street - Photo 12](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f1729141338r.jpg) ![170 Penelope Street - Photo 13](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f520786273r.jpg) ![170 Penelope Street - Photo 14](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f1088583134r.jpg) ![170 Penelope Street - Photo 15](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f2237926164r.jpg) ![170 Penelope Street - Photo 16](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f4031162426r.jpg) ![170 Penelope Street - Photo 17](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f4068290174r.jpg) ![170 Penelope Street - Photo 18](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f2567828984r.jpg) ![170 Penelope Street - Photo 19](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f2319722772r.jpg) ![170 Penelope Street - Photo 20](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f3531595707r.jpg) ![170 Penelope Street - Photo 21](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f3365887322r.jpg) ![170 Penelope Street - Photo 22](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f2139586866r.jpg) ![170 Penelope Street - Photo 23](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f321587045r.jpg) ![170 Penelope Street - Photo 24](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f1470127581r.jpg) ![170 Penelope Street - Photo 25](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f1682458475r.jpg) ![170 Penelope Street - Photo 26](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f179631838r.jpg) ![170 Penelope Street - Photo 27](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f1154660767r.jpg) ![170 Penelope Street - Photo 28](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f2614250475r.jpg) ![170 Penelope Street - Photo 29](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f3390027621r.jpg) ![170 Penelope Street - Photo 30](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f3365542404r.jpg) ![170 Penelope Street - Photo 31](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f3707554091r.jpg) ![170 Penelope Street - Photo 32](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f1127882083r.jpg) ![170 Penelope Street - Photo 33](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f1857171132r.jpg) ![170 Penelope Street - Photo 34](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f3445051613r.jpg) ![170 Penelope Street - Photo 35](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f790860464r.jpg) ![170 Penelope Street - Photo 36](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f3586526640r.jpg) ![170 Penelope Street - Photo 37](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f2518099056r.jpg) ![170 Penelope Street - Photo 38](http://lh.rdcpix.com/64a5945d9f9f62164c30369a792e4be8l-f2324595037r.jpg) --- **MLS#:** 1002642 | **Updated:** 2026-09-23 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/170-penelope-street-miramar-beach-fl-32550-1002642) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/170-penelope-street-miramar-beach-fl-32550-1002642#listing", "url": "https://www.propertysimple.ai/listing/170-penelope-street-miramar-beach-fl-32550-1002642", "name": "170 Penelope Street, Miramar Beach, FL 32550", "description": "MEET PENELOPE! Where Beach Days Become Family Traditions There are beach houses you visit--and then there are beach houses that become part of your family's story. 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