About This Home

This 3-bedroom, 3-bathroom townhouse at 171 White Cap Way in Panama City Beach, FL is listed for $284,900 ($199 per sqft). Built in 2005, the home offers 1,432 sqft of living space on a 0.04 acres lot.

Key Features

  • Built in 2005
  • 0.04 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
2005
Listing Description

Welcome to Palm Cove in Panama City Beach centrally located community just a short drive to the beach, dining, and shopping. This beautifully updated home is your ticket to affordable beach living. being a spacious 3-bedroom, 2.5-bath attached single-family this unit offers a functional layout with level entry, making it ideal for full-time living, or a second home.

The main living area features an open floor plan with plenty of natural light, creating a comfortable space to relax or entertain. The primary suite along with additional half bath and laundry are also on main floor. Upstairs, you'll find two generously sized bedrooms, along with ample storage and closet space.

The home can be purchased furnished (negotiable) with an acceptable offer making it truly move-in or rental ready. Palm Cove residents enjoy access to community pools and a low-maintenance lifestyle, all within close proximity to the beach and local attractions. Whether you're a first-time homebuyer, looking for a coastal getaway, or seeking a property with short-term rental potential, this one checks the boxes. Schedule your showing today and see what Palm Cove living is all about.

Monthly Cost Estimate

$2,021/mo

20% down · 6.5% · 30 years

Principal$206
Interest$1,235
Insurance$83
HOA$497

Estimates only. Actual payments may vary.

Location

171 White Cap Way

Panama City Beach, FL 32407

Palm Cove

Features & Amenities

Interior Features

MainLevelPrimaryTubShower

Property Details

Construction

Stucco

Heating

Electric (Heating)

Appliances

ElectricRangeElectricWaterHeater

Questions & Answers

This 3-bedroom, 3-bathroom townhouse at 171 White Cap Way is listed at $284,900 ($199/sqft). The estimated monthly payment is $2,021 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $497/month.

Key features include: Built in 2005, 0.04 acre lot, 2 stories. Interior Features: MainLevelPrimary, TubShower.

This property is listed by Sandi Smith.

SS

Sandi Smith

Agent at Dalton Wade

Listed by Dalton Wade · Broker phone: (727) 888-4175 · View on Broker Site

MLS# 788160· Source: Central Panhandle Association of REALTORS· 204 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

171 White Cap Way, Panama City Beach, FL 32407

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