# 171 White Cap Way, Panama City Beach, FL 32407

> **TL;DR:** 3bd/3ba townhouse, $315,000 ($220/sqft), built 2005, 1,432 sqft. Est. $1,365/mo. Listed 53 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $315,000 |
| Price/sqft | $220 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,432 |
| Year Built | 2005 |
| Lot Size | 1,742 sqft (0.04 acres) |
| Stories | 2 |
| Property Type | Townhouse (Townhouse) |
| Status | For Sale |
| Days on Market | 53 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,365 |
| **Total** | **$1,365** |

## Nearby Schools

- **Elementary:** Hutchison Beach
- **Middle:** Surfside
- **High:** Arnold

## Property Highlights

- Built in 2005
- 0.04 acre lot
- 2 stories

## Description

### Agent Description
Welcome to Palm Cove in Panama City Beach centrally located community just a short drive to the beach, dining, and shopping. This beautifully updated home is your ticket to affordable beach living. being a spacious 3-bedroom, 2.5-bath attached single-family this unit offers a functional layout with level entry, making it ideal for full-time living, or a second home. The main living area features an open floor plan with plenty of natural light, creating a comfortable space to relax or entertain. The primary suite along with additional half bath and laundry are also on main floor. Upstairs, you'll find two generously sized bedrooms, along with ample storage and closet space. The home can be purchased furnished (negotiable) with an acceptable offer making it truly move-in or rental ready. Palm Cove residents enjoy access to community pools and a low-maintenance lifestyle, all within close proximity to the beach and local attractions. Whether you're a first-time homebuyer, looking for a coastal getaway, or seeking a property with short-term rental potential, this one checks the boxes. Schedule your showing today and see what Palm Cove living is all about.

## Location

- **Address:** 171 White Cap Way, Panama City Beach, FL 32407
- **County:** Bay
- **Neighborhood:** Palm Cove
- **Coordinates:** 30.192399, -85.816527
- **Google Maps:** https://www.google.com/maps?q=30.192399,-85.816527

## Listing Agent

- **Name:** Sandi Smith
- **Brokerage:** Dalton Wade Inc
- **Phone:** 2293262998
- **Email:** Sandisellsthesouth@gmail.com

## Primary Photo

![171 White Cap Way - Primary Photo](http://lh.rdcpix.com/45dce4ad0bf105cabe933f54ab651a17l-f305517234r.jpg)

*21 total photos available on [listing page](https://www.propertysimple.com/listing/171-white-cap-way-panama-city-beach-fl-32407-l788160)*

---

**MLS#:** 788160 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/171-white-cap-way-panama-city-beach-fl-32407-l788160)

---

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