About This Home

This 4-bedroom, 3-bathroom single family at 172 COVENANT WAY in Bumpass, VA is listed for $649,990 ($209 per sqft). Built in 2026, the home offers 3,114 sqft of living space on a 0.92 acres lot.

Key Features

  • Built in 2026
  • 0.92 acre lot
  • 2 stories
  • 2 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full
2 spaces
2026

Amenities

FireplaceWaterfrontA/C
Listing Description

Builder incentive available! Qualified buyers may receive a temporary first-year interest rate buydown and closing cost assistance when financing through the builder's preferred lending partner. This limited-time incentive can reduce your first-year monthly principal and interest payment compared with a loan without the buydown.

Contact the listing agent for current program details, eligibility requirements, and available incentives. Welcome to an incredible opportunity in Covenant Coves where you can own true deeded waterfront without paying the price of a waterfront home. This property includes a deeded waterfront outparcel just 0.6 miles away, complete with shared dock access, private lake access, and the ability to build your own boathouse.

From the home, you'll even enjoy views of your waterfront property. Built by Danaf Homes, The Madison is nearing completion and offers over 3,000 square feet of beautifully upgraded living space with 4 bedrooms, 3 full baths, and a spacious loft designed for the way people live today.

Luxury vinyl plank flooring runs throughout the main level and bedrooms. The inviting family room centers around a propane fireplace with a designer slate surround, creating the perfect place to unwind after a day on the lake. The kitchen was built to impress with quartz countertops, an oversized island, farmhouse sink, upgraded stainless steel appliances, crisp white cabinetry, and matte black finishes.

The dining area opens to the backyard, making entertaining effortless. The primary suite feels like its own retreat with a spa-inspired bath featuring a tiled shower, soaking tub, dual quartz vanity, and generous space to recharge. A main-level bedroom and full bath offer flexibility for guests, multi-generational living, or the perfect home office.

Upstairs you'll find two additional bedrooms, another upgraded full bath, and a versatile loft ready for movie nights, game days, or extra living space. Let's clear up the biggest question. The home itself is not waterfront.( However, is waterview!) The deeded outparcel is.

That means you own 40 feet of waterfront property with lake access, water views from the home, and the ability to build a private boathouse, all while avoiding the premium price tag of a home sitting directly on the shoreline. The out parcel is less than 3 blocks from the house!

Homes offering true deeded waterfront ownership at this price point are exceptionally hard to find at Lake Anna. The last buyer lost it because financing fell apart. Their loss is your opportunity, but opportunities like this rarely come around twice. Financing offer subject to change without notice.

Monthly Cost Estimate

$4,086/mo

20% down · 6.5% · 30 years

Principal$470
Interest$2,817
Insurance$190
HOA$610

Estimates only. Actual payments may vary.

Location

172 COVENANT WAY

Bumpass, VA 23024

COVENANT COVE

Features & Amenities

Interior Features

AtticBathroom - Soaking TubBathroom - Tub ShowerBreakfast AreaCeiling Fan(s)Dining AreaEntry Level BedroomFamily Room Off KitchenFloor Plan - OpenFormal/Separate Dining RoomKitchen - IslandPrimary Bath(s)Walk-in Closet(s)

Property Details

Construction

Frame

Parking

Garage - Attached

Heating

Electric (Heating)Heat Pump (Heating)

Cooling

Central Air

Appliances

Built-In MicrowaveDishwasherOven - Single

Questions & Answers

This 4-bedroom, 3-bathroom single family at 172 COVENANT WAY is listed at $649,990 ($209/sqft). The estimated monthly payment is $4,087 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $610/month.

Key features include: Built in 2026, 0.92 acre lot, 2 stories, 2 parking spaces, Fireplace, Waterfront. Interior Features: Attic, Bathroom - Soaking Tub, Bathroom - Tub Shower.

This property is listed by Madison Nykole Atkins and can be reached at 5407485050.

MA

Madison Nykole Atkins

License 0225267053

Agent at Lake Anna Island Realty

(540) 748-5050

Listed by Lake Anna Island Realty · Broker phone: (540) 894-4400 · View on Broker Site

MLS# VALA2009180· Source: Bright MLS· 80 days on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

172 COVENANT WAY, Bumpass, VA 23024

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