About This Home

This 2-bedroom, 2-bathroom townhouse at 17305 Front Beach Road #1 in Panama City Beach, FL is listed for $1,800,000 ($1,417 per sqft). Built in 1984, the home offers 1,270 sqft of living space on a 0.13 acres lot.

Key Features

  • Built in 1984
  • 0.13 acre lot
  • 2 stories
  • 4 parking spaces
  • Waterfront

Property Details

2 stories
2 full
4 spaces
#1
1984

Amenities

WaterfrontA/C
Listing Description

Blue Surf Townhomes is positioned on the west end of Panama City Beach near the South Walton line, offering a rare beachfront end-unit opportunity with direct Gulf access. This 2BR/2BA residence sits on a generous beachfront lot with unobstructed water views and immediate access to the sand from a private elevated deck and stairway leading directly to the Gulf.

The interior has been thoughtfully updated with an open-concept kitchen, granite countertops, upgraded cabinetry, and refreshed flooring throughout. Large wall-to-wall windows maximize natural light and frame panoramic Gulf views from the main living areas.

Both bedrooms are located on the second level, each with balcony access and coastal views, complemented by a shared full bath. Recent improvements include a new roof, updated flooring, fresh interior paint, and enhanced exterior concrete parking area.

The property also benefits from ample on-site parking and a low-maintenance coastal layout. With no HOA restrictions and strong short-term rental potential, this property offers flexibility as a primary residence, second home, or income-producing investment in one of the most desirable stretches of the Emerald Coast.

Its proximity to Pier Park, 30A, Northwest Florida Beaches International Airport, and surrounding dining and entertainment further enhances its long-term appeal. A true beachfront offering with limited comparable inventory--rarely available and highly sought after for both lifestyle and investment use.

Monthly Cost Estimate

$9,627/mo

20% down · 6.5% · 30 years

Principal$1,302
Interest$7,800
Insurance$525

Estimates only. Actual payments may vary.

Location

17305 Front Beach Road #1

Panama City Beach, FL 32413

BLUE SURF T/H

Features & Amenities

Interior Features

Kitchen Island

Exterior Features

Rain GutterBalcony

Property Details

Construction

Frame Siding Wood Stucco

Outdoor Features

Deck

Cooling

Central Air

Appliances

DishwasherMicrowaveOven Self CleaningRange HoodRefrigeratorWater Heater - Elect

Questions & Answers

This 2-bedroom, 2-bathroom townhouse at 17305 Front Beach Road is listed at $1,800,000 ($1,417/sqft). The estimated monthly payment is $9,627 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1984, 0.13 acre lot, 2 stories, 4 parking spaces, Waterfront. Interior Features: Kitchen Island. Exterior Features: Rain Gutter, Balcony.

This property is listed by Spears Group.

SG

Spears Group

Agent at Compass Florida, LLC

Listed by Compass Florida, LLC · Broker phone: (305) 851-2820 · View on Broker Site · Broker website

MLS# 1007415· Source: Emerald Coast Association of Realtors· 111 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

17305 Front Beach Road #1, Panama City Beach, FL 32413

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