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About This Home

This 2-bedroom, 2-bathroom single family at 17539 Cumana Terrace in San Diego, CA is listed for $1,080,000 ($800 per sqft). Built in 1981, the home offers 1,350 sqft of living space on a N/A lot.

Agent Description

Welcome to 17539 Cumana Terrace, a beautifully refreshed single-level residence in the highly sought-after Oaks North 55+ community of Rancho Bernardo. Ideally located just half a block from the historic Bernardo Winery, this home offers an exceptional blend of modern comfort, convenience, and lifestyle in one of North County San Diego's most established golf course communities.

Thoughtfully updated and move-in ready, the home features fresh interior paint, stylish new flooring, newly painted cabinetry, updated ceiling fans, and a bright, inviting floor plan. Major recent improvements add tremendous long-term value and peace of mind, including a brand new HVAC system installed in Nov 2025 and new roofing underlayment completed in 2026 beneath the tile roof, a significant upgrade rarely found.

The location is truly special, with Bernardo Winery just steps away for easy access to wine tasting, dining, live entertainment, artisan shops, farmers markets, and year-round community events. Residents also enjoy access to an impressive collection of recreational amenities, including a clubhouse, swimming pool, fitness center, tennis and pickleball courts, hobby rooms, game rooms, social clubs, and the nearby Oaks North Golf Course.

This is an outstanding opportunity to enjoy low-maintenance living, thoughtful upgrades, and one of Rancho Bernardo's most desirable lifestyle-oriented communities.

Key Features

  • Built in 1981
  • 4 parking spaces
  • Fireplace

Property Details

1 story
2 full
4 spaces
1981

Amenities

FireplaceA/C

Monthly Cost Estimate

$6,371/mo

20% down · 6.5% · 30 years

Principal$781
Interest$4,680
Insurance$315
HOA$595

Estimates only. Actual payments may vary.

Location

17539 Cumana Terrace

San Diego, CA 92128

RANCHO BERNARDO

Property Details

Heating

Forced Air

Cooling

Central Air

Appliances

DryerRefrigeratorWasher

Questions & Answers

This 2-bedroom, 2-bathroom single family at 17539 Cumana Terrace is listed at $1,080,000 ($800/sqft). The estimated monthly payment is $5,275 based on 20% down at 6.5% interest.

HOA fees are $595/month.

Key features include: Built in 1981, 4 parking spaces, Fireplace.

This property is listed by Scott Cheng and can be reached at 6198465843 or scott@scottchengteam.com.

SC

Scott Cheng

Agent at Real Broker

(619) 846-5843

Listed by Real Broker · View on Broker Site

MLS# 260012294· Source: listhub· Updated 11 days ago

Copyright © 2026 San Diego MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

17539 Cumana Terrace, San Diego, CA 92128

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