About This Home

This 3-bedroom, 2-bathroom single family at 176 Marlin Circle in Panama City Beach, FL is listed for $499,000 ($269 per sqft). Built in 1992, the home offers 1,854 sqft of living space on a 0.28 acres lot.

Key Features

  • Built in 1992
  • 0.28 acre lot
  • Fireplace

Property Details

1 story
2 full
2-car garage
1992

Amenities

FireplaceA/C
Listing Description

**Just reduced!** I'm pleased to present this exceptional residence within the distinguished gated community of Bay Point. While the community offers an enviable resort-style lifestyle - including a Jack Nicklaus designed championship golf course, full-service marina and yacht club, and dining and entertainment at Bar 72 - it is the warmth, character, and individuality of this home that truly sets it apart.

Beautifully positioned on a corner lot of a cul-de-sac, the property enjoys a wonderful sense of privacy and tranquility. Inside, an expansive yet comfortable semi-open floor plan provides the ideal setting for both relaxed everyday living and entertaining.

The vaulted living areas flow naturally from one space to another, creating a home that feels spacious without ever losing its warmth or intimacy. The many distinctive features include luxurious white oak flooring and a beautiful two- sided fireplace allowing the warmth and ambiance to be enjoyed from multiple living spaces.

The dining area is particularly versatile; offering an elegant setting for entertaining, or presenting an opportunity to create a library, office, or den. It is this flexibility, combined with the home's distinctive character, that gives the next owner the opportunity to make the residence uniquely their own.

The eat-in kitchen features quartz countertops and a glass backsplash. Both bathrooms have unique glass block windows, while the recently remodeled primary bathroom features a deep soaking tub, separate shower, and generous walk-in closet with custom wood shelving that is reflective of the shelving throughout the house.

Outside, the property truly comes into its own. Two driveways add convenience for both owners and guests. The artistically landscaped grounds are framed by mature trees, lush vegetation, and established gardens, creating a timeless backdrop with an exceptional degree of privacy.

The back patio extends the living space outdoors, while the hot tub offers a wonderful place to unwind. Whether enjoying morning coffee surrounded by greenery, relaxing after a day on the golf course, hosting friends for evening cocktails, or simply enjoying a quiet afternoon at home, the outdoor spaces invite you to slow down & appreciate the settings. Sellers are leaving a portable whole house generator & hurricane shutters.

Monthly Cost Estimate

$4,319/mo

20% down · 6.5% · 30 years

Principal$361
Interest$2,162
Insurance$146
HOA$1,650

Estimates only. Actual payments may vary.

Location

176 Marlin Circle

Panama City Beach, FL 32408

Bay Point Unit 1

Features & Amenities

Interior Features

DoubleVanityMainLevelPrimarySeparateShowerWalkInClosets

Exterior Features

Patio

Property Details

Flooring

VinylPlank

Construction

Stucco

Outdoor Features

Patio

Parking

OpenGarageGatedDriveway

Heating

Electric (Heating)Central

Cooling

Ceiling Fan(s)Central Air

Appliances

ElectricCooktopElectricOvenElectricRangeElectricWaterHeater

Questions & Answers

This 3-bedroom, 2-bathroom single family at 176 Marlin Circle is listed at $499,000 ($269/sqft). The estimated monthly payment is $4,319 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1650/month.

Key features include: Built in 1992, 0.28 acre lot, Fireplace. Interior Features: DoubleVanity, MainLevelPrimary, SeparateShower. Exterior Features: Patio.

This property is listed by Rita B Hansen and can be reached at 8508323303.

RH

Rita B Hansen

License 0557982

Agent at Counts Real Estate Group Inc

(850) 832-3303
Agent website

Listed by Counts Real Estate Group Inc · Broker phone: (850) 249-3615 · View on Broker Site · Broker website

MLS# 794938· Source: Central Panhandle Association of REALTORS· 48 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

176 Marlin Circle, Panama City Beach, FL 32408

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