# 176 Marlin Circle, Panama City Beach, FL 32408 > **TL;DR:** 3bd/2ba single family, $499,000 ($269/sqft), built 1992, 1,854 sqft. > Fireplace, A/C, 2-car garage. Est. $4,319/mo. Listed 57 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $499,000 | | Price/sqft | $269 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,854 | | Year Built | 1992 | | Lot Size | 12,197 sqft (0.28 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 57 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,523 | | Estimated Insurance | $146 | | HOA | $1,650 | | **Total** | **$4,319** | ## Nearby Schools - **Elementary:** Patronis - **Middle:** Surfside - **High:** Arnold ## Key Amenities - Fireplace - A/C - 2-car garage ## Property Highlights - Built in 1992 - 0.28 acre lot - Fireplace ## Description ### Agent Description **Just reduced!** I'm pleased to present this exceptional residence within the distinguished gated community of Bay Point. While the community offers an enviable resort-style lifestyle - including a Jack Nicklaus designed championship golf course, full-service marina and yacht club, and dining and entertainment at Bar 72 - it is the warmth, character, and individuality of this home that truly sets it apart. Beautifully positioned on a corner lot of a cul-de-sac, the property enjoys a wonderful sense of privacy and tranquility. Inside, an expansive yet comfortable semi-open floor plan provides the ideal setting for both relaxed everyday living and entertaining. The vaulted living areas flow naturally from one space to another, creating a home that feels spacious without ever losing its warmth or intimacy. The many distinctive features include luxurious white oak flooring and a beautiful two- sided fireplace allowing the warmth and ambiance to be enjoyed from multiple living spaces. The dining area is particularly versatile; offering an elegant setting for entertaining, or presenting an opportunity to create a library, office, or den. It is this flexibility, combined with the home's distinctive character, that gives the next owner the opportunity to make the residence uniquely their own. The eat-in kitchen features quartz countertops and a glass backsplash. Both bathrooms have unique glass block windows, while the recently remodeled primary bathroom features a deep soaking tub, separate shower, and generous walk-in closet with custom wood shelving that is reflective of the shelving throughout the house. Outside, the property truly comes into its own. Two driveways add convenience for both owners and guests. The artistically landscaped grounds are framed by mature trees, lush vegetation, and established gardens, creating a timeless backdrop with an exceptional degree of privacy. The back patio extends the living space outdoors, while the hot tub offers a wonderful place to unwind. Whether enjoying morning coffee surrounded by greenery, relaxing after a day on the golf course, hosting friends for evening cocktails, or simply enjoying a quiet afternoon at home, the outdoor spaces invite you to slow down & appreciate the settings. Sellers are leaving a portable whole house generator & hurricane shutters. ## Location - **Address:** 176 Marlin Circle, Panama City Beach, FL 32408 - **County:** Bay - **Neighborhood:** Bay Point Unit 1 - **Coordinates:** 30.157216, -85.735612 - **Google Maps:** https://www.google.com/maps?q=30.157216,-85.735612 ## Listing Agent - **Name:** Rita B Hansen · **License:** 0557982 - **Brokerage:** Counts Real Estate Group Inc - **Broker Phone:** (850) 249-3615 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/176-Marlin-Cir_Panama-City-Beach_FL_32408_M56991-19940?f=listhub&s=BCARFL&m=794938&c=propsimple) ## Photos ![176 Marlin Circle - Photo 1](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f1990106082r.jpg) ![176 Marlin Circle - Photo 2](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f3262074968r.jpg) ![176 Marlin Circle - Photo 3](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f1570861494r.jpg) ![176 Marlin Circle - Photo 4](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f4128599967r.jpg) ![176 Marlin Circle - Photo 5](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f1236041634r.jpg) ![176 Marlin Circle - Photo 6](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f436081036r.jpg) ![176 Marlin Circle - Photo 7](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f296693921r.jpg) ![176 Marlin Circle - Photo 8](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f2101756760r.jpg) ![176 Marlin Circle - Photo 9](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f3519208286r.jpg) ![176 Marlin Circle - Photo 10](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f515014054r.jpg) ![176 Marlin Circle - Photo 11](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f2938912765r.jpg) ![176 Marlin Circle - Photo 12](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f227859602r.jpg) ![176 Marlin Circle - Photo 13](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f3919913479r.jpg) ![176 Marlin Circle - Photo 14](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f1140249385r.jpg) ![176 Marlin Circle - 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Photo 35](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f1811941782r.jpg) ![176 Marlin Circle - Photo 36](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f3206404698r.jpg) ![176 Marlin Circle - Photo 37](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f3650557090r.jpg) ![176 Marlin Circle - Photo 38](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f947497742r.jpg) ![176 Marlin Circle - Photo 39](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f1403622328r.jpg) ![176 Marlin Circle - Photo 40](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f936827240r.jpg) ![176 Marlin Circle - Photo 41](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f3103026239r.jpg) ![176 Marlin Circle - Photo 42](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f1884793581r.jpg) ![176 Marlin Circle - Photo 43](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f3669264200r.jpg) ![176 Marlin Circle - Photo 44](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f906306397r.jpg) ![176 Marlin Circle - 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Photo 55](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f1087586231r.jpg) ![176 Marlin Circle - Photo 56](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f495554588r.jpg) ![176 Marlin Circle - Photo 57](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f3654342264r.jpg) ![176 Marlin Circle - Photo 58](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f2345686309r.jpg) ![176 Marlin Circle - Photo 59](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f1723834417r.jpg) ![176 Marlin Circle - Photo 60](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f401086575r.jpg) ![176 Marlin Circle - Photo 61](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f421388635r.jpg) ![176 Marlin Circle - Photo 62](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f3942574564r.jpg) ![176 Marlin Circle - Photo 63](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f1513300982r.jpg) ![176 Marlin Circle - Photo 64](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f4137515928r.jpg) ![176 Marlin Circle - Photo 65](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f689684784r.jpg) ![176 Marlin Circle - Photo 66](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f716637409r.jpg) ![176 Marlin Circle - Photo 67](http://lh.rdcpix.com/ac81d1ba6743e80291ee015ed8cf0f24l-f794562771r.jpg) --- **MLS#:** 794938 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/176-marlin-circle-panama-city-beach-fl-32408-7a34f5813c9d44c4bd81452ee87171f8) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/176-marlin-circle-panama-city-beach-fl-32408-7a34f5813c9d44c4bd81452ee87171f8#listing", "url": "https://www.propertysimple.ai/listing/176-marlin-circle-panama-city-beach-fl-32408-7a34f5813c9d44c4bd81452ee87171f8", "name": "176 Marlin Circle, Panama City Beach, FL 32408", "description": "**Just reduced!** I'm pleased to present this exceptional residence within the distinguished gated community of Bay Point. While the community offers an enviable resort-style lifestyle - including a Jack Nicklaus designed championship golf course, full-service marina and yacht club, and dining and entertainment at Bar 72 - it is the warmth, character, and individuality of this home that truly sets it apart. Beautifully positioned on a corner lot of a cul-de-sac, the property enjoys a wonderful sense of privacy and tranquility. Inside, an expansive yet comfortable semi-open floor plan provides the ideal setting for both relaxed everyday living and entertaining. The vaulted living areas flow naturally from one space to another, creating a home that feels spacious without ever losing its warmth or intimacy. The many distinctive features include luxurious white oak flooring and a beautiful two- sided fireplace allowing the warmth and ambiance to be enjoyed from multiple living spaces. The dining area is particularly versatile; offering an elegant setting for entertaining, or presenting an opportunity to create a library, office, or den. It is this flexibility, combined with the home's distinctive character, that gives the next owner the opportunity to make the residence uniquely their own. The eat-in kitchen features quartz countertops and a glass backsplash. Both bathrooms have unique glass block windows, while the recently remodeled primary bathroom features a deep soaking tub, separate shower, and generous walk-in closet with custom wood shelving that is reflective of the shelving throughout the house. Outside, the property truly comes into its own. Two driveways add convenience for both owners and guests. The artistically landscaped grounds are framed by mature trees, lush vegetation, and established gardens, creating a timeless backdrop with an exceptional degree of privacy. The back patio extends the living space outdoors, while the hot tub offers a wonderful place to unwind. Whether enjoying morning coffee surrounded by greenery, relaxing after a day on the golf course, hosting friends for evening cocktails, or simply enjoying a quiet afternoon at home, the outdoor spaces invite you to slow down & appreciate the settings. 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