# 176 State Route 28, Inlet, NY 13360 > **TL;DR:** 3bd/3ba single family, $1,250,000 ($159/sqft), built 2008, 7,858 sqft. > Spa, Fireplace, Waterfront, View. Est. $6,686/mo. Listed 3 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,250,000 | | Price/sqft | $159 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 7,858 | | Year Built | 2008 | | Lot Size | 10,019 sqft (0.23 acres) | | Stories | 2 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 3 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $6,321 | | Estimated Insurance | $365 | | **Total** | **$6,686** | ## Key Amenities - Spa - Fireplace - Waterfront - View ## Property Highlights - Built in 2008 - 0.23 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description If you are looking for a place to live and work or just to live on the water and have rentals pay a portion of your mortgage, look no further. The spacious apartment on the top floor has three bedrooms, 2 baths, living room with fireplace, family room, eat in kitchen and two decks for enjoying the out doors. The 75' of waterfront on the channel between 4th and 5th Lakes gives you access to the Fulton Chain First through Fifth. The giant windows and sliding doors to the covered deck offers privacy overlooking the woods. Or, sit on the covered front porch and watch the hustle and bustle of town. Downstairs on the street level is 2722 sq. ft. of retail space. It can be divided into several areas of use or rental. It was formerly a bike shop, gift and decorative arts store and flower shop with a walk in cooler. All would be very rentable. On the lower level is a full basement of poured concrete and stone, a workshop that had been used for bike maintenance, sliding doors to the outside and plenty of storage. There are two furnaces, one for radiant floor heat and the other of hot air. Both are fired with propane. This is such an opportunity and a beautiful building in one of the busier towns in the Adirondacks. It includes the furnishings and appliances in the apartment and the dry wall is being put up over the newly insulated areas this week. ## Location - **Address:** 176 State Route 28, Inlet, NY 13360 - **County:** Hamilton - **Coordinates:** 43.750488, -74.794166 - **Google Maps:** https://www.google.com/maps?q=43.750488,-74.794166 ## Listing Agent - **Name:** Dawn Timm - **Brokerage:** Timm Associates - **Phone:** 3153698682 - **Broker Phone:** (315) 369-3951 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/176-State-Route-28_Inlet_NY_13360_M90069-39141?f=listhub&s=ACVMLSNY&m=208583&c=propsimple) ## Photos ![176 State Route 28 - Photo 1](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f2345388213r.jpg) ![176 State Route 28 - Photo 2](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f3517086641r.jpg) ![176 State Route 28 - Photo 3](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f2172551141r.jpg) ![176 State Route 28 - Photo 4](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f842160675r.jpg) ![176 State Route 28 - Photo 5](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f301327885r.jpg) ![176 State Route 28 - Photo 6](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f3422772125r.jpg) ![176 State Route 28 - Photo 7](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f2680848578r.jpg) ![176 State Route 28 - Photo 8](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f3734078708r.jpg) ![176 State Route 28 - Photo 9](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f2641119960r.jpg) ![176 State Route 28 - Photo 10](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f209608727r.jpg) ![176 State Route 28 - Photo 11](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f1153863328r.jpg) ![176 State Route 28 - Photo 12](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f2852908380r.jpg) ![176 State Route 28 - Photo 13](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f3694144889r.jpg) ![176 State Route 28 - Photo 14](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f3165675527r.jpg) ![176 State Route 28 - Photo 15](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f3617765237r.jpg) ![176 State Route 28 - Photo 16](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f1892647166r.jpg) ![176 State Route 28 - Photo 17](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f3996604783r.jpg) ![176 State Route 28 - Photo 18](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f466355524r.jpg) ![176 State Route 28 - Photo 19](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f3398415976r.jpg) ![176 State Route 28 - Photo 20](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f3398415976r.jpg) ![176 State Route 28 - Photo 21](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f2715094348r.jpg) ![176 State Route 28 - Photo 22](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f3016843404r.jpg) ![176 State Route 28 - Photo 23](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f4252765886r.jpg) ![176 State Route 28 - Photo 24](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f3842970574r.jpg) ![176 State Route 28 - Photo 25](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f1129214887r.jpg) ![176 State Route 28 - Photo 26](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f126405553r.jpg) ![176 State Route 28 - Photo 27](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f3617411977r.jpg) ![176 State Route 28 - Photo 28](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f544444326r.jpg) ![176 State Route 28 - Photo 29](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f3358874302r.jpg) ![176 State Route 28 - Photo 30](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f1140640845r.jpg) ![176 State Route 28 - Photo 31](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f93997453r.jpg) ![176 State Route 28 - Photo 32](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f1720144504r.jpg) ![176 State Route 28 - Photo 33](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f2969746647r.jpg) ![176 State Route 28 - Photo 34](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f3252985473r.jpg) ![176 State Route 28 - Photo 35](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f1614300210r.jpg) ![176 State Route 28 - Photo 36](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f1886566955r.jpg) ![176 State Route 28 - Photo 37](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f551579054r.jpg) ![176 State Route 28 - Photo 38](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f1899870938r.jpg) ![176 State Route 28 - Photo 39](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f1183080794r.jpg) ![176 State Route 28 - Photo 40](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f2471800552r.jpg) ![176 State Route 28 - Photo 41](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f2275387186r.jpg) ![176 State Route 28 - Photo 42](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f3023640342r.jpg) ![176 State Route 28 - Photo 43](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f3497660575r.jpg) ![176 State Route 28 - Photo 44](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f365902178r.jpg) ![176 State Route 28 - Photo 45](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f1528822871r.jpg) ![176 State Route 28 - Photo 46](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f1447098335r.jpg) ![176 State Route 28 - Photo 47](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f2308854654r.jpg) ![176 State Route 28 - Photo 48](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f740030548r.jpg) ![176 State Route 28 - Photo 49](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f3968502893r.jpg) ![176 State Route 28 - Photo 50](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f3758290204r.jpg) ![176 State Route 28 - Photo 51](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f2375789147r.jpg) ![176 State Route 28 - Photo 52](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f2902171542r.jpg) ![176 State Route 28 - Photo 53](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f3358659557r.jpg) ![176 State Route 28 - Photo 54](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f722614657r.jpg) ![176 State Route 28 - Photo 55](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f3002335797r.jpg) ![176 State Route 28 - Photo 56](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f994403794r.jpg) ![176 State Route 28 - Photo 57](http://lh.rdcpix.com/8fb206e117821fd59a9ca78f5fcc1bfcl-f2792072553r.jpg) --- **MLS#:** 208583 | **Updated:** 2026-10-09 **Source:** listhub *Copyright © 2026 Adirondack Champlain Valley MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/176-state-route-28-inlet-ny-13360-y208583) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/176-state-route-28-inlet-ny-13360-y208583#listing", "url": "https://www.propertysimple.ai/listing/176-state-route-28-inlet-ny-13360-y208583", "name": "176 State Route 28, Inlet, NY 13360", "description": "If you are looking for a place to live and work or just to live on the water and have rentals pay a portion of your mortgage, look no further. The spacious apartment on the top floor has three bedrooms, 2 baths, living room with fireplace, family room, eat in kitchen and two decks for enjoying the out doors. The 75' of waterfront on the channel between 4th and 5th Lakes gives you access to the Fulton Chain First through Fifth. The giant windows and sliding doors to the covered deck offers privacy overlooking the woods. Or, sit on the covered front porch and watch the hustle and bustle of town. Downstairs on the street level is 2722 sq. ft. of retail space. It can be divided into several areas of use or rental. It was formerly a bike shop, gift and decorative arts store and flower shop with a walk in cooler. All would be very rentable. On the lower level is a full basement of poured concrete and stone, a workshop that had been used for bike maintenance, sliding doors to the outside and plenty of storage. There are two furnaces, one for radiant floor heat and the other of hot air. Both are fired with propane. This is such an opportunity and a beautiful building in one of the busier towns in the Adirondacks. 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