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About This Home

This 3-bedroom, 2-bathroom single family at 177 Osprey Lake Road in Panama City, FL is listed for $290,000 ($158 per sqft). Built in 2019, the home offers 1,832 sqft of living space on a 0.18 acres lot.

Agent Description

Seller will cover $5000 towards buyers closing cost with an acceptable offer. Welcome to 177 Osprey Lake Road, a beautifully maintained residence offering the perfect blend of comfort, privacy, and coastal convenience in the heart of Panama City Beach.

Ideally situated in a desirable setting, this home features a functional and inviting layout designed for both everyday living and effortless entertaining. Spacious living areas are complemented by abundant natural light, creating a warm and welcoming atmosphere throughout.

The kitchen is thoughtfully designed with ample cabinetry and workspace, seamlessly connecting to the main living and dining areas--perfect for hosting family and guests. The bedrooms are generously sized, including a well-appointed primary suite that offers a relaxing retreat.

Step outside to enjoy a private outdoor space ideal for enjoying Florida's year-round sunshine. Whether you're looking to relax, entertain, or simply unwind, the property provides the flexibility to suit a variety of lifestyles. Located just minutes from the white sand beaches of Panama City Beach, as well as shopping, dining, and entertainment, this home offers both convenience and a highly desirable coastal lifestyle.

Whether you are searching for a primary residence, second home, or investment opportunity, 177 Osprey Lake Road presents an exceptional opportunity to own in one of the Gulf Coast's most sought-after markets.

Key Features

  • Built in 2019
  • 0.18 acre lot
  • 5 parking spaces

Property Details

1 story
2 full
5 spaces
2019

Amenities

A/C

Monthly Cost Estimate

$1,837/mo

20% down · 6.5% · 30 years

Principal$210
Interest$1,257
Insurance$85
HOA$286

Estimates only. Actual payments may vary.

Location

177 Osprey Lake Road

Panama City, FL 32404

Bridge Harbor

Features & Amenities

Interior Features

Ceiling RaisedKitchen IslandWasher/Dryer Hookup

Exterior Features

Rain GutterBBQ Pit/Grill

Property Details

Flooring

VinylCarpet

Construction

Siding Vinyl

Pool Features

PatioPorch

Parking

Garage

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalFreezerIce MachineMicrowaveRefrigeratorRefrigerator W/IceMkSmoke DetectorWater Heater - Elect

Questions & Answers

This 3-bedroom, 2-bathroom single family at 177 Osprey Lake Road is listed at $290,000 ($158/sqft). The estimated monthly payment is $1,543 based on 20% down at 6.5% interest.

HOA fees are $286/month.

Key features include: Built in 2019, 0.18 acre lot, 5 parking spaces. Interior Features: Ceiling Raised, Kitchen Island, Washer/Dryer Hookup. Exterior Features: Rain Gutter, BBQ Pit/Grill.

This property is listed by Ricardo E Hidalgo and can be reached at 8502255602 or ricardohid28@gmail.com.

RH

Ricardo E Hidalgo

Agent at Watersound Real Estate

(850) 225-5602

Listed by Watersound Real Estate · View on Broker Site

MLS# 1000263· Source: listhub· Updated 57 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

177 Osprey Lake Road, Panama City, FL 32404

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