17729 W Fetlock Trail, Surprise, AZ 85387

ASSUMABLE FHA loan with a rate under 5%. Comparing new construction in North Surprise? Get the newer-home feel without starting from scratch. This bright, move-in ready 3-bedroom, 2-bath home in Desert Oasis already has features many new-build buyers still have to add: a finished backyard, established landscaping, and usable outdoor space from day one.

It also sits on a larger lot than many nearby new builds, with no construction nearby. Inside, the open great room flows into a spacious kitchen with a large center island and plenty of room for everyday living and entertaining. The primary suite includes a walk-in closet, while two additional bedrooms offer flexible space for a nursery, guests, a home office, or hobbies.

Out back, the work is already done. grassy area, rock accents, and thoughtfully placed plants and shrubs create a comfortable space to relax, play, or entertain without another project waiting after move-in. Desert Oasis residents enjoy a community pool and splash pad, with Asante Park & Library plus grocery shopping, dining, and coffee at 163rd Ave & Pat Tillman Blvd just minutes away.

For buyers comparing new construction in North Surprise, this home offers a strong alternative: a newer home, finished outdoor space, established surroundings, a larger lot, and an assumable FHA loan with a meaningful rate advantage. FHA assumption is available through the lender-approved assumption process; subject-to offers will not be considered. Listing agents are related to seller.