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About This Home

This 3-bedroom, 2-bathroom single family at 17814 SE 107TH TERRACE in Summerfield, FL is listed for $249,900 ($172 per sqft). Built in 1993, the home offers 1,450 sqft of living space on a 0.18 acres lot.

Agent Description

Welcome to this beautifully updated “Holly” model home nestled in the highly sought-after Spruce Creek South — a gated, guard-secured 55+ golf community just minutes from The Villages. Situated on an oversized homesite, this move-in ready 3-bedroom, 2-bath residence offers approximately 1,450 square feet of thoughtfully upgraded living space where pride of ownership shines in every detail.

From the moment you arrive, the decorative painted driveway, covered front porch, and fresh curb appeal set the tone. Step inside to a bright, open floor plan with generous living areas, abundant natural light, and a welcoming atmosphere throughout. The kitchen delivers ample cabinetry, workspace, and all appliances included — microwave, electric stove, dishwasher, refrigerator with water and ice, plus washer and dryer.

Attic storage and ample closet space round out the functionality. The home has been meticulously maintained and updated — and the list speaks for itself: NEW ROOF (May 2024), NEW AC with NEW THERMASTAT and 1-year maintenance (June 2025), new condensation pump (May 2025), NEW WINDOWS in front, master bedroom, and office (April 2025), bathroom upgrad

es (September 2024), updated flooring (July 2024), new front door (June 2025) and screen door (May 2026), new siding (October 2023), new driveway and garage door (June 2023), new garage door opener (October 2025), and blown insulation (October 2023). The big-ticket items are done — just move in and enjoy.

The large screened-in lanai is the crown jewel of this home — a peaceful retreat perfect for morning coffee, evening relaxation, or year-round outdoor Florida living. The water softener (September 2022) and the home’s connection to The Villages Hospital power grid — ENSURING POWER AT ALL TIMES — add exceptional value and peace of mind.

As a resident of Spruce Creek South, you’ll enjoy WORLD-CLASS AMENITIES INCLUDING: golf, a community pool and clubhouse, dog park, fitness center, tennis courts, pickleball, bocce, shuffleboard, billiards, ballroom, library, and more than 100 social clubs.

Gated with 24-hour guard security, deed-restricted, and golf cart friendly — this is Florida retirement living at its absolute best. Conveniently located just 2 miles from The Villages and close to shopping, dining, medical facilities, pharmacies, and everything Central Florida has to offer.

This is a deed-restricted community (not an HOA) with a required monthly maintenance/amenities fee. No CDD and no bond. Homes like this — this updated, this well-maintained, in this community — do not last. Schedule your private showing today

Key Features

  • Built in 1993
  • 0.18 acre lot

Property Details

2 full
1993

Monthly Cost Estimate

$1,337/mo

20% down · 6.5% · 30 years

Principal$181
Interest$1,083
Insurance$73

Estimates only. Actual payments may vary.

Location

17814 SE 107TH TERRACE

Summerfield, FL 34491

SPRUCE CRK SOUTH 07 B

Features & Amenities

Interior Features

Ceiling Fans(s)Chair RailEat-in KitchenLiving Room/Dining Room ComboPrimary Bedroom Main FloorSplit BedroomThermostatWalk-in Closet(s)Window Treatments

Exterior Features

LevelPavedLightingPrivate MailboxRain GuttersSidewalkSliding Doors

Property Details

Flooring

ConcreteLaminateTileTile - CeramicVinyl

Construction

FrameVinyl Siding

Parking

DrivewayGarageGarage - AttachedOversized

Heating

CentralElectric (Heating)

Cooling

Central Air

Appliances

DishwasherDryerGarbage DisposerMicrowaveRangeRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 17814 SE 107TH TERRACE is listed at $249,900 ($172/sqft). The estimated monthly payment is $1,083 based on 20% down at 6.5% interest.

Key features include: Built in 1993, 0.18 acre lot. Interior Features: Ceiling Fans(s), Chair Rail, Eat-in Kitchen. Exterior Features: Level, Paved, Lighting.

This property is listed by Edalys Ramos and can be reached at 7172833340 or edalysnramos@gmail.com.

ER

Edalys Ramos

Agent at EXP REALTY LLC

(717) 283-3340

Listed by EXP REALTY LLC · View on Broker Site

MLS# G5112062· Source: listhub· Updated 17 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

17814 SE 107TH TERRACE, Summerfield, FL 34491

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