# 1802 Payne Street, Georgetown, IN 47122

> **TL;DR:** 3bd/2ba single family, $279,900 ($201/sqft), built 1999, 1,394 sqft.
> Fireplace, 1-car garage. Est. $1,497/mo. Listed 54 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $279,900 |
| Price/sqft | $201 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,394 |
| Year Built | 1999 |
| Lot Size | 10,019 sqft (0.23 acres) |
| Stories | 1 |
| Garage | 1-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 54 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,415 |
| Estimated Insurance | $82 |
| **Total** | **$1,497** |

## Key Amenities

- Fireplace
- 1-car garage

## Property Highlights

- Built in 1999
- 0.23 acre lot
- Fireplace

## Description

### Agent Description
Nestled on a wooded lot in Georgetown, this updated 3-bedroom ranch offers comfort, style, and move-in convenience. Interior upgrades include a granite kitchen countertop, a stylish backsplash, and matching bedroom carpeting-all installed within the past year. The home also features a brand-new hot water heater installed in July, and all stainless steel kitchen appliances remain. A vaulted great room with a wood-burning fireplace opens to an oversized deck overlooking the trees. The vaulted primary suite includes a walk-in closet and private bath, while two additional bedrooms-one also vaulted-provide flexible space for guests, work, or relaxation. With recent updates, USDA 100% financing eligibility, and immediate possession at closing, this well-maintained Georgetown home is ready for its next owner.

## Location

- **Address:** 1802 Payne Street, Georgetown, IN 47122
- **County:** Floyd
- **Coordinates:** 38.297099, -85.981644
- **Google Maps:** https://www.google.com/maps?q=38.297099,-85.981644

## Listing Agent

- **Name:** Russell S Kruer
- **Brokerage:** RE/MAX Ability Plus
- **Phone:** (812) 945-8000
- **Broker Phone:** (812) 945-8000
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1802-Payne-St_Georgetown_IN_47122_M37078-45793?f=listhub&s=SIREAIN&m=2026010754&c=propsimple)

## Photos

![1802 Payne Street - Photo 1](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f3854080439r.jpg)

![1802 Payne Street - Photo 2](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f734177813r.jpg)

![1802 Payne Street - Photo 3](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f2077327000r.jpg)

![1802 Payne Street - Photo 4](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f1282821734r.jpg)

![1802 Payne Street - Photo 5](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f4120029361r.jpg)

![1802 Payne Street - Photo 6](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f3720173361r.jpg)

![1802 Payne Street - Photo 7](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f2660408928r.jpg)

![1802 Payne Street - Photo 8](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f844636331r.jpg)

![1802 Payne Street - Photo 9](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f1120228659r.jpg)

![1802 Payne Street - Photo 10](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f2211311616r.jpg)

![1802 Payne Street - Photo 11](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f1110988221r.jpg)

![1802 Payne Street - Photo 12](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f3264114894r.jpg)

![1802 Payne Street - Photo 13](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f3388916648r.jpg)

![1802 Payne Street - Photo 14](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f1188702858r.jpg)

![1802 Payne Street - Photo 15](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f1844318435r.jpg)

![1802 Payne Street - Photo 16](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f669352612r.jpg)

![1802 Payne Street - Photo 17](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f3852473172r.jpg)

![1802 Payne Street - Photo 18](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f2256745284r.jpg)

![1802 Payne Street - Photo 19](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f2657809447r.jpg)

![1802 Payne Street - Photo 20](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f3762681041r.jpg)

![1802 Payne Street - Photo 21](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f2434879286r.jpg)

![1802 Payne Street - Photo 22](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f301109908r.jpg)

![1802 Payne Street - Photo 23](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f1680349306r.jpg)

![1802 Payne Street - Photo 24](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f2733776808r.jpg)

![1802 Payne Street - Photo 25](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f489276501r.jpg)

![1802 Payne Street - Photo 26](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f2516600582r.jpg)

![1802 Payne Street - Photo 27](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f2123734696r.jpg)

![1802 Payne Street - Photo 28](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f1837001557r.jpg)

![1802 Payne Street - Photo 29](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f1075596006r.jpg)

![1802 Payne Street - Photo 30](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f3933575135r.jpg)

![1802 Payne Street - Photo 31](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f871189547r.jpg)

![1802 Payne Street - Photo 32](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f3318518409r.jpg)

![1802 Payne Street - Photo 33](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f2752958869r.jpg)

![1802 Payne Street - Photo 34](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f2306190108r.jpg)

![1802 Payne Street - Photo 35](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f3164912707r.jpg)

![1802 Payne Street - Photo 36](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f3496482260r.jpg)

![1802 Payne Street - Photo 37](http://lh.rdcpix.com/972308c98ff407af8899dc0f2c36dbaal-f2548556348r.jpg)

---

**MLS#:** 2026010754 | **Updated:** 2026-09-27
**Source:** listhub

*Copyright © 2026 Southern Indiana REALTORS Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/1802-payne-street-georgetown-in-47122-26010754)

---

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